Nick Dunne

In my experience, people considering financial advice often say "But I'm not wealthy...", "I just want to simplify everything – I don’t really know what I have and where" or "I just want someone to help me understand, and make the most of things". I believe everyone can benefit from talking through their financial plans and concerns. My job is to help you review and bring clarity to your finances, identify how you can make what you already have work better for you, and design a plan that will help you build wealth to achieve your future goals, whether it be; • stepping away from work early with financial security • supporting the children through school & providing help onto the property ladder • optimising their own personal tax positions • understanding how best to protect & preserve with significant windfalls such as inheritance & business sales. I work with all my clients 1 on 1 as their personal adviser, and my advice covers all areas of wealth management, including; • Pension planning -Advice on Pension reviews & Consolidations, pension funding, and Carry Forward, Tapered Annual Allowance and Life Time allowance planning • Investment planning – ISA Investments, Unit trusts, VCT's, EIS's & Bond's • Business & Personal protection - Life & Critical Illness insurance, Income Protection, Relevant Life, Shareholder protection • Legacy Planning – Advice on Inheritance tax, Estate & Trusts* Planning I have worked in financial services my entire career and provide holistic based advice, mainly to company directors, city professionals and retired clients helping them with practical solutions to the financial issues that concern them most. As a Partner/Partner Practice of St. James’s Place Wealth Management based in Canary Wharf, my emphasis is on maintaining a long-term relationship with my clients and to provide them with a source of trusted advice as their financial needs evolve over the years. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx