James Houghton

James Houghton

KWM Wealth Ltd

Minimum savings/pensions: Over £250,000

0330 038 8938
Based in Bank
View location

Verified since: December, 2024

3 out of 5

2 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 05 July 2025

    James and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • Recent Client Reviews

    James has not received any reviews in the last 12 months

    James has not received any client reviews in the past 12 months

  • Restricted Financial Adviser

    Last checked: 30 December 2024

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • Qualifications Uploaded

    Qualifications not yet added

    James has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    James has not yet added their fees to their profile

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 05 July 2025

    James and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • Recent Client Reviews

    James has not received any reviews in the last 12 months

    James has not received any client reviews in the past 12 months

  • Restricted Financial Adviser

    Last checked: 30 December 2024

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • Qualifications Uploaded

    Qualifications not yet added

    James has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    James has not yet added their fees to their profile

James has 17 years of experience working in the Financial Services industry, 15 of those specifically in Wealth Management. Prior to working with KWM, James worked at Merrill Lynch advising private clients, before he set up and ran his own financial advisory practice, Houghton Wealth Management, continuing his journey of advising private clients. In 2022, KWM acquired Houghton Wealth Management and James joined as a Senior Adviser, bringing his vast wealth of expertise and experience to KWM. James’ ability to understand and deliver the most technical and complex of financial and estate planning has proven to add immense value to our clients at KWM. However, as well as being technically proficient, he is patient, empathetic and understanding and he is therefore equally comfortable providing advice to those at the start of their journey looking to save for their first house deposit. When not working or spending time with his family, James enjoys playing golf and football. He is also a committed fundraiser, with several activities planned for the future in support of AMMF and Debra, both charities close to his heart. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx

Offers available through VouchedFor

Contact James through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About James's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Savings

Age group

Clients' level of financial expertise

This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.

Reviews of James

Are you a client of James? Write your own review

No reviews matching your filter selections.

VouchedFor Disclaimer

Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.

Adviser Disclaimer

The Partner Practice represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives. Houghton Wealth Management is a trading name of James Houghton Limited. James Houghton Limited is registered in England and Wales, Number 9421053. Registered Office: 32 Colvers, Matching Green, Harlow, Essex, CM17 0PX, England.