Sam Smith

At Quilter Financial Advisers we empower you to answer expensive questions, which solve tomorrow's problems today. How do we empower you to answer expensive questions? Trust: Building trust is essential. We believe that by forging a deep understanding of your situation, we can provide guidance that is truly meaningful and effective. Insight: Our industry knowledge, combined with our dedication to understanding you, gives us the tools to answer questions that might seem complex or daunting. Proactivity: We're not just reactive; we actively look for opportunities and potential challenges in your financial journey. We aim to address issues before they become problems. Why is solving tomorrow's problems today important? Peace of Mind: By planning ahead and being proactive, we aim to give you the comfort of knowing that your future is secure. Financial Stability: The earlier you address potential financial concerns, the more options and flexibility you'll have in the future. Maximising Opportunities: In the financial world, timing is crucial. By acting today, we can capitalise on opportunities that might not be available tomorrow. Delving deeper into areas of expertise: Retirement Planning: It's not just about numbers. It's about envisioning the life you want post-retirement and making it a reality. From understanding your current pension plans to exploring new avenues of income in retirement, we cover it all. Tax-Efficient Investing: Our goal is to maximise your returns, and an integral part of that is understanding the tax implications of your investments. We'll guide you through the maze of tax laws and regulations to ensure your investments are as tax-efficient as possible. Financial Protection: Life is unpredictable. We assess potential risks and ensure that there are safety nets in place, from life insurance to critical illness cover and more. Financial Education: Knowledge is empowering. We don't just advise; we educate. This ensures that you're not just following a plan blindly but truly understanding the decisions you're making. The value of investments can fall as well as rise. You might get back less than you invested. You should only consider these products if you are willing to take some risk with your capital. We will consider whether such products are suitable for you before recommending an investment. Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited 13/09/2023