Jonathan Elliott

I started my career in Financial Services advising clients in 1988 at Allied Dunbar just around the time of Big Bang in the City and considerable Political and Societal change. Four years later, in 1992 I was invited to join the J Rothschild Partnership as a founder Partner by the late Mike Wilson, Sir Mark Weinberg and the late Lord Jacob Rothschild, the founders of J.Rothschild Assurance. I have now spent the last 32 years of my career with the same firm now called St James’s Place. I am pleased to say I still have clients today whom I have known since I started in Financial Services. My client base is very diverse ranging from professionals continuing to build their capital to older clients completing their capital build in preparation for the next stage of their life. It is an amazing privilege and responsibility knowing so much about a client’s private affairs, their hopes and fears. I believe the key to being a good advisor is having the right level of technical knowledge in the areas in which I specialise, but more importantly the ability to listen and connect with what really matters to clients. With them and many others I have worked through Recessions, Political and Regulatory changes, multiple geopolitical events, terrorist attacks and of course the pandemic. All these events have created uncertainty and at least 6 severe market corrections across the world. Not withstanding these events, through the benefit of my advice I have numerous clients whose wealth has been substantially increased over this time. During my career, I have specialised in complex pension/retirement solutions, lump sum investment planning and tax planning. Always with an eye to the future tax consequences to structure these in a way which will minimise the tax consequences when the time comes to start the decumulation process or taking income. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx