0330 038 8940
Based in Bank
View locationChecks carried out by VouchedFor
FCA Regulated
Joshua and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 11 July 2025
Joshua and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
8
Recent Client Reviews
Joshua has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Joshua has received 8 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 11 June 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Qualifications Uploaded
Joshua has not yet added their qualifications to their profile
Qualifications not yet added
Joshua has not yet added their qualifications to their profile
Transparent Fees
Joshua has not yet added their fees to their profile
Fees not yet added
Joshua has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA Regulated
Joshua and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 11 July 2025
Joshua and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
8
Recent Client Reviews
Joshua has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Joshua has received 8 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 11 June 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Qualifications Uploaded
Joshua has not yet added their qualifications to their profile
Qualifications not yet added
Joshua has not yet added their qualifications to their profile
Transparent Fees
Joshua has not yet added their fees to their profile
Fees not yet added
Joshua has not yet added their fees to their profile
As an adviser representing Clearwater Wealth Management, I specialise in providing financial planning services to individuals across a range of industries. My approach focuses on understanding each individual’s unique circumstances, helping to identify financial priorities, and then implementing tailored solutions in areas such as tax planning, savings strategies and investment planning. Many lack the time or knowledge to secure the financial future they desire. My advice provides the structure, clarity, and confidence to achieve their financial goals, and I take pride in nurturing these relationships over the long-term. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 02/09/2024
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Joshua's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Savings
Age group
Clients' level of financial expertise
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.