0330 038 8940
Based in Bath
View locationChecks carried out by VouchedFor
FCA Regulated
Toby and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 05 June 2025
Toby and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
1
Recent Client Reviews
Toby has received 1 client review in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Toby has received 1 client review in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 04 June 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Toby has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Toby has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Toby has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Toby has provided information on their typical fees
Toby has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Checks carried out by VouchedFor
FCA Regulated
Toby and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 05 June 2025
Toby and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
1
Recent Client Reviews
Toby has received 1 client review in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Toby has received 1 client review in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 04 June 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Toby has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Toby has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Toby has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Toby has provided information on their typical fees
Toby has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
I began my financial advice career over 12 years ago in the North East, working closely with clients to build secure and personalised plans. I then worked in London before settling with the family in the South West. As a Chartered Financial Planner, I specialise in retirement planning, pensions, investments, and wealth protection. I pride myself on providing clear, tailored advice—backed by technical expertise—but grounded in empathy. Outside of work, you’ll usually find me walking the dog across the local hills or exploring scenic routes on my bike.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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