Ricardo Da Silva
Linkage Financial Solutions Ltd
Minimum savings/pensions: Over £100,000
Minimum mortgage: Over £100,000
0330 038 8939
Based in Beverley
View locationChecks carried out by VouchedFor
FCA Regulated
Ricardo and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 03 January 2026
Ricardo and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
5
Recent Client Reviews
Ricardo has received 5 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Ricardo has received 5 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 23 September 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
11
Qualifications Uploaded
Ricardo has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
11 qualification certificates available to view
Ricardo has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Ricardo has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Ricardo has provided information on their typical fees
Ricardo has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
21
Positive First Impressions
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Ricardo (based on 21 first impressions)
95% of users who are not yet clients had a positive first experience with Ricardo
95% of VouchedFor users have had a positive (4 or 5 star) first experience with Ricardo (based on 21 first impressions)
Hello, I’m Your Financial Adviser. With over 20 years in the financial sector and dual Portuguese–British nationality, I bring a global outlook and local insight to every client relationship. As an Independent Financial Adviser at Linkage Financial Solutions, my mission is to make complex planning clear, caring and tailored to your needs. Experience & Recognition - Chartered member of the Personal Finance Society, the Chartered Insurance Institute. - EFPA European Financial Adviser™ certification - FCA-accredited Pension Transfer Specialist (Activity 11) - Adviser of the Year awards from a leading Building Society and VouchedFor’s Top Adviser How I Can Help You? - Pension and retirement planning, including pension reviews, transfers and retirement income strategies - Designing onshore and offshore investment fund portfolios - Structuring VCTs, EISs Business Property Relive and bespoke trust arrangements - Providing whole-of-market mortgage advice, including Lifetime Mortgages and Equity Release solutions - Crafting supportive solutions for vulnerable clients and family Trusts My Personal Commitment East Yorkshire has been home for 28 years, where my wife and I raise our three children and hold fast to timeless values in a modern world. Supporting a child with disabilities has fuelled my passion for protective trust planning that preserves state benefits and safeguards your legacy. I believe planning ahead isn’t just paperwork, it’s a promise of security, confidence and a lasting gift for the ones you love. Your First Appointment - Completely free appointment, with no obligation - Honest advice centred on your goals Website www.linkagefs.co.uk Phone 01482 350 375 Email hello@linkagefs.co.uk