Paul Tracey

I have been involved in the financial services industry since 1989 and have built the business purely by referral. Following a number of years with Liverpool Victoria and Pearl Assurance, I established an independent financial advice business in 1996 and joined St. James's Place Wealth Management as a Partner Practice in December 2008. At Provest Wealth Management, we believe that the true definition of wealth isn't a monetary amount but more a measure of well-being. We provide a comprehensive lifestyle planning service to both individuals and business owners to help them achieve the best life possible with the money they have. Our service helps clients to focus on understanding their own values, to identify what they truly want out of life and what’s going to make them happy. This gives them the clarity and focus they need to make the right decisions about their money and to get their finances well-organised; which ultimately leads to a positive impact on their financial well-being, their general well-being, and personal fulfilment in their future years. By really getting to know clients as individuals, we develop relationships for the long-term. We become their trusted source of advice as their financial needs evolve over the years and help them develop lasting legacies for their next and future generations to come. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx