Michael James

What were the circumstances that caused you to initially look for an adviser?

We required a professional review of our savings, pensions, incomes and retirement plan.

How has Michael James helped you?

Michael has been able to greatly simplify our retirement plan by consolidating our many and diverse pension pots. He provided professional advice on individual pensions, savings and retirement income.

Have you seen the outcome you were hoping for?

Yes we have been able to simplify our retirement plan and make adjustments based on professional feedback.

What were the circumstances that caused you to initially look for an adviser?

Reaching retirement age and needing advice on our multiple pension schemes.

How has Michael James helped you?

Michael has given us very clear advice on the best services/products for our circumstance, he made sure that we fully understood each step of the process and the costs involved. He has arranged for our pensions to be consolidated in an easy access draw down which is ideal for us .

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can't think of anything that could have improved the service or the outcome.

What were the circumstances that caused you to initially look for an adviser?

I needed advice on what to do about various personal pension funds I had built up.

How has Michael James helped you?

He discussed my requirements with me and assessed my present situation and future plans. He then advised me to consolidate the funds into one – better-performing – fund and release some of the money tax-free for home improvements.

Have you seen the outcome you were hoping for?

Yes, I feel relieved to have merged the pension pots into one fund that I am able to track easily online. I know that Michael will keep an eye on the fund's performance and advise me if we need to make any changes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Had been without an advisor for three years .

How has Michael James helped you?

He has reviewed all our pensions and investments and reduced the risk element.

Have you seen the outcome you were hoping for?

Yes we have a clearer understanding of our pensions and investment’s and feel we are in safe hands.

What could they have done better?

Everything was carried out very satisfactorily

What were the circumstances that caused you to initially look for an adviser?

To sort several pensions into one pot

How has Michael James helped you?

Excellent

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing