Liviu Ratoi

What were the circumstances that caused you to initially look for an adviser?

Financial uncertainty in the current market, understanding Risk on a long term basis and Pensions

How has Liviu Ratoi helped you?

Liv patiently understood our circumstances and conducted the due diligence required to provide very transparent and exceptionally professional advice. He struck a great balance on a number of dimensions - long term investments, pensions, insurance and retirement. I found Liv very knowledgeable, confident, and personable. In addition, the outputs Liv provided were very detailed and thorough with rapid turnaround time.

Have you seen the outcome you were hoping for?

Yes, a perfect service with great relationship management.

What could they have done better?

I would like Liv to continue his exceptional services for his clients, he will go very far.

What were the circumstances that caused you to initially look for an adviser?

My other advisor had gone back to their preferred career of teaching.

How has Liviu Ratoi helped you?

The help is on going with my pension and savings

Have you seen the outcome you were hoping for?

Everything is going ok at present.

What could they have done better?

Nothing as Liv is always available and explains things very well in way which I can understand.

What were the circumstances that caused you to initially look for an adviser?

I wanted to ensure my future financial plans were achievable and to help me identify the best investments for my savings and pension.

How has Liviu Ratoi helped you?

Liv has kept me updated on current financial market conditions and helped ensure my money earn good returns. He always makes sure he understands my current financial constraints and circumstances and takes into account my short and long term financial goals.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Bereavement

How has Liviu Ratoi helped you?

Empathy, well scripted advice, business like attitude

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

I needed help with my retirement.

How has Liviu Ratoi helped you?

He took over from my previous adviser who retired and continued to help me with my retirement savings.

Have you seen the outcome you were hoping for?

Yes, things have progressed nicely over the years.