Ben Cordiner

Review from verified client

June, 2024

What were the circumstances that caused you to initially look for an adviser?

There expertise on financial matters .

How has Ben Cordiner helped you?

He is good to talk too and very helpful .

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing for me.

Ben's reply

Thank you, Terry, for your kind review. I am delighted to hear that you found my expertise helpful and that I was able to assist you effectively. It's lovely that you feel comfortable discussing your financial goals with me and have seen the outcomes you hoped for. Having a financial plan in place is indeed crucial. It's great that your investments and pension are on track to support your retirement spending. Additionally, it's heartening to hear about your plans to help your granddaughter. These goals are essential to a comprehensive financial plan, ensuring that you can enjoy your retirement while supporting your loved ones. Please do not hesitate to reach out if you have any questions or need further assistance. Thank you once again for your positive feedback. Best regards, Ben Cordiner

Review from verified client

March, 2024

What were the circumstances that caused you to initially look for an adviser?

an inheritance

How has Ben Cordiner helped you?

All ways financially and supportively

Have you seen the outcome you were hoping for?

yes

What could they have done better?

?

Ben's reply

Thank you, Anne, for sharing your experience. It's lovely to hear you feel that we have supported you in navigating your inheritance with such care. This highlights the immense benefits of expert financial planning—managing wealth effectively and providing reassurance and support during significant life changes. We're thrilled to see you achieving your financial goals and hope to assist you in every step of your financial journey.

Review from verified client

February, 2024

What were the circumstances that caused you to initially look for an adviser?

Needed clarity on our retirement plan

How has Ben Cordiner helped you?

Retirement planning, pensions consolidation and optimisation, investment management, and general financial and tax advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can’t think of anything,

Ben's reply

Andy, thank you for your feedback. It's great to hear that our discovery and financial planning approach has helped guide you through your retirement plans and brought you clarity and confidence in your and June's financial future. Your experience perfectly illustrates the value of comprehensive financial planning in achieving peace of mind and desired outcomes. We appreciate your trust and look forward to supporting your financial journey with expertise and care.

Review from verified client

February, 2024

What were the circumstances that caused you to initially look for an adviser?

I had some money to invest.

How has Ben Cordiner helped you?

He has managed my investments and finances for 11 years now, exceeding my expectations and enabling me to have a great standard of living but still be able to prioritise parenting and quality of life over my career and salary needs.

Have you seen the outcome you were hoping for?

Yes, and Ben has exceeded my expectations, so I'm VERY happy.

What could they have done better?

Nothing!

Ben's reply

Thank you, Ben, for sharing your positive experience with Cordiner Wealth. Your story highlights the significant role of expert financial planning in achieving a balance between your financial goals and personal priorities. Your success over 11 years with Ben and Cordiner Wealth emphasises the benefits of personalised financial advice in enhancing your standard of living while allowing you to focus on what truly matters. Your journey is a powerful endorsement for professional financial planning.

Review from verified client

January, 2024

What were the circumstances that caused you to initially look for an adviser?

financial security in retirement

How has Ben Cordiner helped you?

listening and advising

Have you seen the outcome you were hoping for?

yes so far

What could they have done better?

not a lot really

Ben's reply

Thank you for your kind words, Roy. It's been a pleasure to support you and Jennifer with your retirement planning. I'm glad to hear that you're seeing positive outcomes so far from the financial plan we've developed together. My goal is to provide comprehensive advice that aligns with your retirement objectives and offers clarity and security in your financial future. Your feedback is invaluable, and I appreciate your trust in my ability to listen and advise effectively. We are committed to continuously refining our approach to ensure it meets your expectations and adapts to any changes in your financial landscape. If there's anything more we can do to assist, please do not hesitate to reach out.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

My husband was looking to invest his redundancy money

How has Ben Cordiner helped you?

By recommending a portfolio suitable for our needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Some of the online paperwork was difficult for my husband to understand and could not be sent to my email address as it was mostly concerning his pension payments

Ben's reply

Thank you for your thoughtful review, Margaret. Being made redundant can be stressful enough without having to make decisions about your money, which can add to this. Investing with a sound financial plan is crucial, and I'm glad you've experienced the intended outcomes. We're committed to meeting and exceeding your expectations with tailored advice and support. Understanding the complexities of financial documents can be challenging, and I appreciate your feedback regarding the online paperwork. We strive to make our processes as clear and accessible as possible, and your experience provides valuable insight into how we can improve. I'll ensure we explore more user-friendly options that accommodate both parties' access to necessary information. Please do not hesitate to reach out if you have any further queries or need additional assistance.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Ben Cordiner helped you?

Easy access to talk on the phone about any concerns or for advice.

Have you seen the outcome you were hoping for?

Yes thank you

What could they have done better?

Not sure!!

Ben's reply

Thank you for your positive feedback, Alison. It's lovely to hear that your progress meetings are helpful and accessible as you navigate your retirement planning. We always aim to ensure that you feel supported and confident about your financial decisions, so your feedback is greatly appreciated. We're delighted to know that you're seeing the outcomes you hoped for, and we aim to continue providing you with the highest level of service. If you think of anything we can improve on in the future, please do not hesitate to share. Your satisfaction and peace of mind are of utmost importance to us. Thank you once again for choosing us as your financial adviser. We look forward to continuing to support your financial journey.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

We had several different pension funds and investments in ISA's and other savings schemes which we wanted to consolidate and have professionally managed

How has Ben Cordiner helped you?

In addition to providing sound financial advice Ben and his team provide an efficient and responsive service which fully meets our needs. We have a high degree of confidence in all our dealings with Ben and have recommended him to other members of our family.

Have you seen the outcome you were hoping for?

Yes. Our investments continue to provide the level of income we require whilst remaining funds are conservatively forecast to provide for our needs beyond our expected lifetimes.

What could they have done better?

Nothing

Ben's reply

Thank you so much for your generous review, John. It's rewarding to hear that you've found our financial planning services effective in consolidating your various pensions and investments. We aim to provide not just advice but a comprehensive planning service that helps provide peace of mind and meets all your financial needs. We're delighted that your investments are performing in line with your expectations, which are set to support your lifestyle for the rest of your retirement. Your trust in our service is highly valued, and I'm genuinely grateful that you've recommended us to your family. Referrals like yours are the highest compliment we can receive, and they motivate us to maintain our high standards of service. Thank you again for choosing us as your financial advisers. We look forward to continuing to support you and your family.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Need to invest inherited money, general financial advice

How has Ben Cordiner helped you?

A reassuring advisor in turbulent times and when my husband died

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing I can think of

Ben's reply

Thank you for your thoughtful review, Janet. It's truly gratifying to know that you've found reassurance and support through our services during such challenging times. Our priority is to provide dependable financial advice and comfort, especially when it matters most. I'm pleased to hear that the financial strategies we've implemented are meeting your needs and that you are seeing the outcomes you hoped for. It's our commitment to continue providing you with the highest level of service and support. Thank you again for placing your trust in us, Janet. We are here for you and look forward to continuing to assist you with your financial planning needs.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

The company i had used for my will went down and I was advised by a friend to try Ben when he then worked for/with a senior colleague.

How has Ben Cordiner helped you?

Monitoring and recommending changes

Have you seen the outcome you were hoping for?

For sure, the investment by and large is likely to be for my children but has grown well even through the turbulent times in recent years.

What could they have done better?

Hard to say, from my perspective they have done well for me.

Ben's reply

Thank you, Geoff, for sharing your experience. It's always rewarding to hear from clients who appreciate the guidance and results we strive to provide. Your journey to seeking financial advice came through an unexpected twist, and I'm glad that through a recommendation, you found your way to us. It's gratifying to know that our systematic and evidence-based approach to investing has met your expectations, especially considering the challenging economic environment of recent years. Our aim is always to provide peace of mind and financial growth that benefits our clients and their families. It's lovely to hear you feel confident in the future, and we are helping you build for your children. We're here to continue supporting your financial journey and look forward to our next steps together. Again, Thank you for choosing us and taking the time to write this review.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

I was nearing retirement and had many pensions and needed guidance

How has Ben Cordiner helped you?

Consolidated pensions, set up investment, arranged pension, directed to set up wills and Power of Attorney, yearly review and drawdown as required.

Have you seen the outcome you were hoping for?

Yes its ongoing

What could they have done better?

Nothing

Ben's reply

Thank you very much, Mike, for taking the time to write such a thoughtful review. It’s gratifying to know you felt well-supported as you approached retirement. We’re pleased to hear that our approach to financial planning helped you simplify a complex situation and provided you with the clarity and security needed for this new chapter. Our commitment to your financial well-being remains as strong as ever, and we look forward to continuing this journey with you, ensuring that your retirement is as rewarding and fulfilling as possible. Again, Thank you for your trust in us and your kind words.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

A lomng time ago I attended a presentation by Helen Bates and started investing. I was eventually passed on to Frank Rosenhead who originally worked for Helen but then set up on his own. Ben is Franks son-in-law and we have stayed with them ever since.

How has Ben Cordiner helped you?

He has advised us for many years and his advice is always excellent and fits our circumstances.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Ben's reply

Thank you, Brian, for taking the time to share your experiences with Ben and our team. It's rewarding to hear how you've been with us through the transitions from Helen Bates to Frank Rosenhead and now with Ben Cordiner. Your continued trust and loyalty mean a great deal to us. We're delighted to know that Ben's advice has consistently met your needs and helped you achieve your financial goals. Our aim is always to provide tailored, thoughtful advice that aligns with our client's unique circumstances, and your feedback affirms our commitment to this approach. We look forward to supporting your financial journey for many more years.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

I regularly have an update on my affairs

How has Ben Cordiner helped you?

I am now a very Long retiree - having been with the firm for 30 years!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing now at my advanced age.

Ben's reply

Thank you for your review, Michael. It's been a privilege to assist you over the years and witness the progression of your financial plans into a secure retirement. Your long-standing relationship with our firm, especially under Ben Cordiner's guidance, is greatly valued. We are thrilled to hear that you've achieved the outcomes you were hoping for and that you feel well-supported in your financial journey. It's our aim to provide peace of mind and continued stability, especially as you enjoy your retirement years. We look forward to maintaining this relationship and ensuring your financial affairs remain in good order for many more years to come. Again, Thank you for placing your trust in us and taking the time to share your experience.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Financial matters were becoming extended and therefore rather complicated.

How has Ben Cordiner helped you?

By consolidating investments and by predicting how things could look in the future. This is particularly important as one gets older.

Have you seen the outcome you were hoping for?

Obviously one hopes that the value of investments will rise at a high and steady rate, but with world conditions as they are at the moment stability would seem to be the objective. This generally is being achieved.

What could they have done better?

Cannot think of anything at the moment.

Ben's reply

Thank you, Peter, for sharing your experience. I'm pleased to hear that consolidating your investments and the forward-looking strategies we've discussed align with your long-term objectives. Focusing on having a well-structured, globally diverse investment portfolio is important rather than trying to time the markets. Your recognition of our efforts to maintain the balance and stability of your portfolio despite fluctuating global conditions is greatly appreciated. We remain committed to ensuring that your investment strategy continues to serve your goals effectively. If there's anything more we can do to support you or enhance our service; please do not hesitate to reach out.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

It was suggested by Barclays Bank years ago when I had considerable savings built up there. They asked me if I wanted to speak to their financial adviser, which I did.

How has Ben Cordiner helped you?

He has guided me into better performing investments using my ISA and Pension allowances.

Have you seen the outcome you were hoping for?

Yes, I have developed my investment portfolio constantly since then and established a secure retirement plan.

What could they have done better?

More regular communications outside the annual planning meeting to discuss changes over the year.

Ben's reply

Thank you very much, Andrew, for taking the time to share your experience. I'm delighted to hear that you've seen positive developments in your investment portfolio and are now on a firm footing towards a secure retirement. Guiding you through the opportunities available within ISAs and pensions to build a globally diverse, evidence-based investment portfolio aligned with your objectives and goals is vital to a successful future. Your point about desiring more regular communication throughout the year is well taken. We continually strive to improve our services, and your feedback is invaluable in this process. We aim to provide more frequent updates during periods of extended volatility, such as during the pandemic. Moving forward, we will explore more frequent updates and check-ins to ensure you are up to date on any significant changes and opportunities. Thank you again for your trust and highlighting the strengths and areas for growth in our relationship. I look forward to our continued collaboration and enhancing your experience with tailored communications.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Investment of funds from sale of my company and a need to consolidate multiple pension pots

How has Ben Cordiner helped you?

Very sensible and straightforward advice making all of the related processes and follow ups easy to understand.

Have you seen the outcome you were hoping for?

Yes , outcome has been what we hoped for

What could they have done better?

Nothing , they have taken on board some previous comments on what they can do for me .

Ben's reply

Thank you so much for your thoughtful review, Charlie. Working with you over the last six years has been a pleasure. I'm delighted to hear that you found the advice sensible and straightforward and that our efforts made the processes and follow-ups easy to understand. It's great to know that the outcomes have aligned with your expectations. A well-thought-out financial plan and effective cash flow are crucial for making informed investment decisions. I'm glad our approach has helped you feel confident and secure in your financial future. We appreciate your feedback and are always looking to enhance our services to better meet your needs. Thank you again for choosing us to support your financial journey, and I look forward to continuing our work together.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Investing

How has Ben Cordiner helped you?

To invest and get the best returns

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not alot

Ben's reply

Thank you, Galan, for taking the time to provide your feedback. I'm delighted to hear that the strategic investment guidance and inheritance tax planning we have implemented are meeting your expectations. It has been rewarding to help you navigate the complexities of investing, ensuring that your portfolio seeks the best possible returns and aligns with your long-term financial goals. Our systematic investment approach is designed to capture growth opportunities while managing risk, and I'm pleased it has resonated well with your financial objectives. We value your trust and are committed to continuing our support to help you achieve your financial aspirations. Thank you once again for choosing us as your financial adviser.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Needed a lot of advice, not having any planned direction

How has Ben Cordiner helped you?

Over the years my investments have performed as hoped

Have you seen the outcome you were hoping for?

Yes, over the years

What could they have done better?

Satisfied as is

Ben's reply

Thank you, Harold, for sharing your feedback on your experience with us. It's always encouraging to hear from clients who feel they've gained valuable guidance and clarity on their financial journey. I'm pleased to know that the strategies we've implemented together have performed well over the years, helping you to achieve your financial objectives. It's our priority to provide direction and advice that empowers our clients to make informed decisions about their investments. We are here to continue supporting you and ensuring your investment plan remains aligned with your evolving needs. Thank you for your trust and confidence in our services.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

we wanted a coordinated and professional approach to manage the savings and investments we had accumulated during our working years

How has Ben Cordiner helped you?

by giving us professional advice on how best to invest our savings and how best to draw it down when required

Have you seen the outcome you were hoping for?

yes

Ben's reply

Thank you, David, for taking the time to share your experience. It's lovely to hear that you appreciate the professional advice you have received from Cordiner Wealth. We aim always to provide advice that meets and exceeds our client's expectations. I'm delighted to learn that the investment strategies we implemented are helping you achieve your financial goals, particularly in terms of investment growth and efficient drawdown when required. We're here to support you through every stage of your financial journey. Thank you once again for placing your trust in us.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Ben Cordiner helped you?

Very good advice considering a number of options

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Ben's reply

Thank you for your review, Anthony. It's lovely to hear that the advice you've received has effectively guided your retirement planning and that you are satisfied with the outcomes. Your confidence in our services, as evidenced by your referring us to members of your family, is one of the highest compliments we can receive. We strive to consider all possible options to tailor our advice to each client's unique needs and circumstances, and we are glad that this approach has worked well for you and your loved ones. Your positive feedback is invaluable as it reinforces our commitment to delivering high-quality, personalised financial guidance. We appreciate your trust in us and are pleased that you feel there was nothing more we could have done to improve our service. We look forward to continuing to support your journey towards a fulfilling and secure retirement and assisting your family members with the same dedication.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Planning for our family's future

How has Ben Cordiner helped you?

Ben has advised how to invest according to our risk profile.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, all advise has been excellent

Ben's reply

Thank you for your review, Julia. We're delighted to hear that the advice provided by Ben has effectively guided your family's financial planning. Understanding and respecting your risk profile is crucial in tailoring our approach to meet your specific needs, and it's gratifying to know that our strategies align with your expectations. We're pleased that you've seen the outcomes you were hoping for and that you consider the advice to have been excellent. This kind of feedback is precious to us as it affirms our commitment to delivering satisfactory and exemplary service to all our clients. Thank you again for trusting us with such an essential aspect of your family's future. We look forward to continuing to support your financial journey and helping you achieve all your future goals.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Recommendation from a family member

How has Ben Cordiner helped you?

How my money can help me

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Ben's reply

Thank you for your review, Peter. We're delighted to hear that our guidance and advice have helped you understand how to make your money work effectively for you. We always aim to ensure our clients feel confident and informed about their financial choices, and it's great to know we've achieved this with you. The benefits of financial planning are far-reaching, and we're pleased that our approach has aligned with your expectations and delivered the outcomes you were hoping for. This kind of feedback motivates us to continue our commitment to providing comprehensive and personalised financial advice. Thank you again for choosing us based on your family member's recommendation. We look forward to continuing to support your financial journey and helping you achieve your future goals.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

The need to maximise interest in investments

How has Ben Cordiner helped you?

See above

Have you seen the outcome you were hoping for?

yes, by rationalising investments so that profit/loss can be easily accessed.

What could they have done better?

possibly by choosing better investments

Ben's reply

Thank you for your review, David. We are pleased to hear that restructuring your investments has helped you better understand how your investments are working for you. Our goal at Cordiner Wealth is to meet our client's expectations by maximising their investment returns. Knowing you've seen positive outcomes from our approach to rationalising your investments is encouraging. Additionally, our portfolios have consistently performed in the top quartile on a risk-adjusted basis compared to peers, something we are very proud of and continuously work to maintain. We follow a systematic and evidence-led approach to managing investment portfolios, ensuring that each decision is grounded in robust research and aligned with our client's long-term financial goals. This methodical strategy is vital to maintaining the high performance and client satisfaction standards to which we are committed. Thank you again for trusting us with your financial management. We look forward to continuing our partnership and seeking further improvements and successes in your investment portfolio.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Coming up to retireme nt

How has Ben Cordiner helped you?

Advising and securing our our investments into our old age

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Nothing we can think of

Ben's reply

Thank you for your review, Vivien. We are delighted to hear that you are pleased with the advice and management of your investments. Our goal is to ensure that each client's financial plan supports and enhances their retirement plans. It's gratifying to know that our strategies are contributing positively to your financial security and confidence as you transition into this new phase of life. Your feedback, noting the successful outcomes you've observed and your satisfaction with our services, is incredibly valuable to us. It reaffirms our commitment to providing thorough, thoughtful financial guidance tailored to each client's unique needs. Thank you again for placing your trust in us. We look forward to supporting your retirement journey ensuring that your investments remain secure and prosperous.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

We had received an inheritance

How has Ben Cordiner helped you?

Ben and his team have been there to answer any queries I may have had in an understanding and caring manner. I am kept up to date with regular feedback. I feel confident in putting my trust in them.

Have you seen the outcome you were hoping for?

Yes I think so.

What could they have done better?

I am happy with the service I am receiving.

Ben's reply

Thank you for your kind review, Patricia. We are pleased to hear that you have felt supported and well-informed throughout our relationship, especially after receiving an inheritance, which can be a significant financial event. It's lovely to know that our regular updates and responsive service have helped you feel confident in trusting us with your financial affairs. Our goal is always to promptly address any questions our clients may have with a deep understanding of their needs and circumstances. We are delighted that you are satisfied with the outcomes so far and feel reassured by the direction of your financial planning. Your satisfaction and confidence in our services are of utmost importance to us, and we are committed to continuing to provide the high level of service you expect. Thank you again for placing your trust in us. We look forward to continuing to support you and ensuring your financial well-being.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

To start to be sensible about our money

How has Ben Cordiner helped you?

Ben has provided us with sound advice and guidance as to what we should do with our various pension pots and what our investment options are to reach financial freedom when we are ready to retire

Have you seen the outcome you were hoping for?

Yes we are on a journey to reaching our finance goals

Ben's reply

Thank you for your review, Anna. We're delighted to hear that you've found our advice helpful in managing your finances and planning for the future. Building a sound financial plan is the cornerstone of achieving financial freedom, and it's great to know that our guidance has put you on the right path towards your retirement goals. By carefully considering how to best manage your pension pots and exploring your investment options, we aim to ensure that each step you take is strategically aligned with your long-term objectives. We appreciate your trust in us as you embark on this journey to financial security. Our commitment remains strong to support you every step of the way as you work towards achieving your financial goals.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Needed professional advice

How has Ben Cordiner helped you?

Oversee finances

Have you seen the outcome you were hoping for?

Yes

Ben's reply

Thank you for your review, Denise. We're pleased to hear that you've found our professional advice beneficial and that we've successfully helped oversee your finances to meet your expectations. Our goal is always to provide insightful guidance that aligns with our client's financial objectives, ensuring they feel confident and secure in their financial planning. It's gratifying to know that we've achieved this with you and that you've seen the outcomes you were hoping for. We appreciate your trust in us and look forward to continuing our partnership and supporting your financial journey with the same dedication and commitment you've valued so far.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Expertise

How has Ben Cordiner helped you?

I understand now about investing and pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Ben's reply

Thank you for sharing your experience, Chris. With our support, we're thrilled to hear you've gained a solid understanding of investing and pension management. Our approach is to provide each client with a fully costed financial plan backed by an evidence-based investment portfolio. This strategy is tailored to meet individual needs and financial goals, and it's lovely to know that it has effectively guided you to the outcomes you were hoping for. Your positive feedback and your confidence in our service inspire us to continue upholding the high standards of financial advising that you value. We're grateful for your trust in our expertise and look forward to supporting your financial journey as it evolves.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Since retiring many years ago we soon realised that we needed help and advice to manage our financial affairs.

How has Ben Cordiner helped you?

Ben has set out a financial plan which he regularly monitors which gives us peace of mind.

Have you seen the outcome you were hoping for?

The outcome is still on track to meet our goals.

What could they have done better?

Nothing.

Ben's reply

Thank you for your review, Philip. It's reassuring to hear that the financial plan we've implemented and regularly monitor gives you peace of mind and that you are on track to meet your goals. Retirement brings with it a new set of financial challenges and decisions, and we are pleased that our approach has helped you navigate this phase of life effectively. Our priority is to ensure that all our clients feel secure and confident about their financial future, with a clear plan that evolves with their needs. Your positive feedback on our services and your satisfaction with our approach is incredibly valuable to us. We appreciate your trust and look forward to continuing to support your financial journey.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

When I came to realise that our own financial planning knowledge was not good enough to deal with what current savings we had and the not too distant situation of retirement.

How has Ben Cordiner helped you?

Ben was extremely helpful around the time of retirement, helping to explain the options open to us and the pros and cons of different approaches to the future.

Have you seen the outcome you were hoping for?

Yes, we now feel that the management of our financial affairs is on a firm, well monitored, basis.

What could they have done better?

As we have never experienced any difficulties with Ben it`s a little difficult to highlight any area that could be improved.

Ben's reply

Thank you for your review, Alan. It's lovely to hear that our guidance has helped you navigate the crucial transition into retirement and that you now feel confident about managing your financial affairs. We understand that approaching retirement can present a myriad of choices and challenges, so we're glad that you found our explanations and advice on various options beneficial. Our aim is always to ensure that our clients' financial planning is robust, well-understood, and carefully tailored to their unique situations and goals. Your positive feedback on the outcome of our work together is highly encouraging, and knowing that you have not experienced any difficulties reinforces our commitment to maintaining the highest standards of service and care. Thank you again for choosing us as your financial advisers. We look forward to continuing to provide you with a firm and well-monitored financial foundation in the years ahead.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Family inheritance, early retirement

How has Ben Cordiner helped you?

Provided guidance on options available

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Ben's reply

Thank you for your review, Suzie. We are delighted to hear that the financial advice has helped you navigate the complexities of managing a family inheritance and planning for early retirement. It's reassuring to know that the inheritance tax planning we have completed, alongside the retirement income strategies we've developed, have aligned well with your personal goals and values. These are crucial steps in ensuring your financial future is as secure and prosperous as possible. We are pleased you've seen the outcomes you hoped for and appreciate your positive feedback on our services. Knowing that you feel there is nothing we could have done better is a testament to our team's dedication and hard work. Thank you again for choosing us as your financial advisers. We look forward to continuing to support you in achieving your financial objectives.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

I was due to retire and required financial advice on how best to manage by pension fund

How has Ben Cordiner helped you?

Ben monitors my financial affairs and offers advice on the best options for me. Ben does not put any pressure on me to accept his advice, it is left to me to accept his recommendations or not.

Have you seen the outcome you were hoping for?

Yes - excellent advice

What could they have done better?

Nothing as far as I am concerned. Ben or any member of his staff are always available to assist with any queries I may have.

Ben's reply

Thank you very much for your positive review, Margaret. We are delighted to hear that you have found our advice and service to meet your expectations as you transition into retirement. It's important to us that our clients feel no pressure to accept recommendations without complete confidence and understanding. We're pleased that you appreciate this aspect of our service, highlighting our commitment to offering advice that genuinely serves your best interests. We're also glad that our team's readiness to assist with any queries has enhanced your experience with us. Our goal is to ensure you feel supported and well-informed about your financial decisions at every step. Thank you again for choosing us to guide you through your financial planning journey. We look forward to continuing to provide you with excellent service and advice that meets your needs.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Our family have used Ben and Ben's predecessors as advisors for many years. We realized we could do with some advice as we were getting married and had a house with plans for a family. Ben's team were the obvious choice as although they could not share our financial information with the rest of the family they did have an eye over all the various activities.

How has Ben Cordiner helped you?

Ben has guided us through ensuring we have all the relevant cover we need to cover for unexpected turns, sorted out our savings and pension pots. It has given us confidence that our future is well in hand financially.

Have you seen the outcome you were hoping for?

We are on a solid financial footing in a lovely house with confidence in our future financial plans, so yes.

What could they have done better?

Not a lot.

Ben's reply

Thank you for your thoughtful review, Warren. We truly appreciate your family's continued trust in our services through the generations. Knowing that our bespoke financial planning has been a cornerstone as you navigate significant milestones like marriage and family planning is gratifying. We're delighted that our comprehensive approach has provided you with the necessary coverage for life's uncertainties and effectively managed your savings and pension arrangements. It's our priority to ensure that each plan we craft aligns closely with our client's values and long-term objectives, giving you the confidence that your financial future is secure. Your feedback is invaluable and encourages us to maintain our commitment to delivering tailored advice that meets the unique needs of our clients. We look forward to supporting your family's financial needs for many more years to come.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

We had money to invest

How has Ben Cordiner helped you?

Ben has given us good advice

Have you seen the outcome you were hoping for?

yes - very satisfied

What could they have done better?

nothing

Ben's reply

Thank you for your kind review, Mick. It's rewarding to hear that the financial advice you've received has met your expectations and that you are delighted with the outcomes. We're particularly pleased that our planning has given you the comfort of supporting your children financially without compromising your retirement plans. This balance is crucial and at the core of why we tailor our advice to each client's unique situation and goals. Additionally, knowing that our approach to inheritance tax planning has aligned with your needs reinforces our commitment to providing comprehensive and proactive financial guidance. We aim to ensure your wealth is preserved and efficiently managed across generations. Thank you again for placing your trust in us. We look forward to continuing to serve you and ensuring your financial security for the future.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

LACK OF KNOWLEDGE ON FINANCIAL PLANNING ON MY BEHALF.

How has Ben Cordiner helped you?

HIS OWN KNOWLEDGE AND FORWARD PLANING AS HELP ME REACH MY GOAL.

Have you seen the outcome you were hoping for?

YES

Ben's reply

Thank you for sharing your experience, Terry. It's great to hear that our collaboration has empowered you to reach your financial goals, especially given your initial concerns about navigating the complexities of financial planning. We're pleased that our annual reviews and the consistent communication between our meetings have been instrumental in helping you feel informed and confident about your financial path. We aim to demystify the financial planning process and ensure you understand and are comfortable with the strategies we implement together. Your positive outcome is a testament to the proactive approach we strive to maintain for all our clients. We appreciate your trust in our expertise and look forward to continuing to support your financial journey.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

When originally I had savings to invest, and later when I retired.

How has Ben Cordiner helped you?

Investment and IHT advice. Annual reviews in person. Readily telephone advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Ben's reply

Thank you for your review, Richard. We're glad to have been your chosen adviser both during your working years and into retirement. It's heartening to hear that the investment strategies and inheritance tax (IHT) advice have met your expectations. Your positive feedback on the value of our annual in-person reviews and the accessibility of our advice via telephone underscores our commitment to maintaining robust and supportive client relationships. We are dedicated to ensuring clients feel confident and well-informed about their financial decisions. We appreciate your recognition that there was nothing further we could have improved upon. This kind of feedback motivates us to continue providing high-quality service and to always look for new ways to enhance our client experience. Thank you once again for placing your trust in us. We look forward to continuing to support your financial journey and helping you secure a prosperous future.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Both my husband and I looked to Ben (and previously his father-in-law) to recommend how we invested our savings and sort out our personal pensions prior to retirement.

How has Ben Cordiner helped you?

Guided us through the complex world of financial investments and pensions.

Have you seen the outcome you were hoping for?

A simple answer - yes!

What could they have done better?

Not a lot.

Ben's reply

Thank you so much for your review, Judy. We're genuinely grateful for your continued trust in us over the years, starting with the guidance provided by my father-in-law and now continuing with myself. It's wonderful to hear that our advice has successfully navigated you through the complexities of financial investments and pensions, aligning with your goals as you approached retirement. We strive to demystify the financial landscape for our clients, ensuring that each decision enhances your financial security and overall peace of mind. We appreciate your positive feedback and are delighted you've seen the outcomes you hoped for. Knowing that there is little you would change about our service reaffirms our commitment to maintaining high standards and continually improving where possible. We look forward to supporting you and Keith further, ensuring your retirement remains secure and prosperous.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

An inheritance many years ago initially through Bates firm and then passed on.

How has Ben Cordiner helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Any problem is with us not being able to keep up with fast moving IT

Ben's reply

Thank you very much for your review, Peter. We're glad to have assisted you with your financial planning since your inheritance, and it's rewarding to hear that you've achieved the outcomes you were hoping for under our guidance. We understand that navigating the fast-paced world of technology can be challenging, and we are here to help simplify this process wherever possible. Our aim is to ensure that our clients feel comfortable and informed about the tools we use, and we're always ready to provide extra support or alternative methods if needed. Our focus on creating a sound financial plan supported by a low-cost systematic investment portfolio is designed to provide long-term stability and growth. We appreciate your trust in our approach and look forward to continuing to serve your financial needs effectively. Again, Thank you for your ongoing partnership and trust in Ben and Cordiner Wealth. We are committed to supporting you and ensuring your financial plan evolves with your needs.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Lump sum retirement payout

How has Ben Cordiner helped you?

Invested my pot of money wisely

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Ben's reply

Thank you for your positive review, Gordon. We're delighted to hear that your investment experience with us has been successful, especially following your lump-sum retirement payout. It's gratifying to know that the evidence-based investment strategies we have implemented are performing well. We aim to make every decision count, using robust data and proven methodologies to ensure your investments are secure and productive. Additionally, we're pleased that the inheritance tax planning we've arranged is set to benefit you and your future generations. Such strategic planning is crucial for safeguarding wealth and ensuring a lasting legacy. We value your trust in us and look forward to continuing our partnership, helping you maintain and enhance your financial well-being for years to come.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Have been with Ben for many years

How has Ben Cordiner helped you?

Continued with managing investments

Have you seen the outcome you were hoping for?

Yes

Ben's reply

Thank you, Peter, for your continued trust in our services over the years. It's rewarding to hear that the management of your investments has consistently met your expectations. We're pleased that our financial and income withdrawal plans have proven beneficial for you. These tools are essential for creating a clear and strategic financial path, helping ensure you can maintain your desired lifestyle throughout retirement. Your feedback reinforces our commitment to providing personalised, practical financial advice. We appreciate having had the opportunity to work with you for many years and look forward to many more. Thank you once again for choosing us as your trusted advisers.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Retirement planning and management of money

How has Ben Cordiner helped you?

Sound advice on management of pensions and investments

Have you seen the outcome you were hoping for?

Yes outcome expecting. We can always hope for more!

What could they have done better?

Times available for meetings are fairly limited to weekdays in middle of days - difficult when working.

Ben's reply

Thank you, Nick, for your thoughtful review and for sharing your experience with us. We're delighted to hear that the advice on managing your pensions and investments has been sound and aligned with your retirement planning goals. It's gratifying to know that the outcomes have met your expectations, although, like you, we always aim for the very best results possible. We appreciate your feedback regarding our meeting times and understand the challenges they pose for working individuals. We are continually looking for ways to make our services more accessible and will consider your comments as we evolve our scheduling options. We also appreciate the opportunity to assist with your tax planning, using VCTs and EIS, and inheritance tax strategies. Our approach to intergenerational planning is designed to provide benefits across family generations, and we're pleased to extend our advice to your children and collaborate with your parents. Thank you once again for trusting us with your financial planning needs. We look forward to continuing our relationship and further enhancing the convenience and effectiveness of our services.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

I retired from work and needed to invest my lump sum payment and organise various savings accounts to plan for retirement and holidays

How has Ben Cordiner helped you?

He has been there to offer advice and show us how to make our money work better for us

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Ben's reply

Thank you, Sandie, for sharing your experience with us. We're delighted to hear that you have successfully transitioned into retirement with our guidance and are seeing your financial plans unfold as hoped. It's encouraging to know that our advice and financial plans have enabled you to make your money work better, supporting your retirement and those well-deserved holidays. At our core, we aim to help each client achieve their unique financial goals through informed and thoughtful planning. Your satisfaction and confidence in the outcomes we've achieved together are paramount to us. We appreciate your trust in Ben Cordiner to assist you during such a significant phase of your life, and we look forward to continuing to support you in the years to come.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

We had a pension plus savings which we need to invest and grow for our retirement .

How has Ben Cordiner helped you?

Whilst not having a large amount of money we have always been treated as though our business is important and our savings etc are being professionally managed with our best interests in mind

Have you seen the outcome you were hoping for?

We have seen good growth and feel confident in Ben Cordiner

Ben's reply

Thank you, Terry, for your kind words and for taking the time to share your experience. It's heartening to hear that you feel valued and confident in how we manage your investments. We believe every client deserves the utmost attention and tailored advice, aiming to ensure that your investments not only grow but also align with your retirement goals and personal financial situation. It's gratifying to know that this approach has resulted in good investment growth and that you feel confident in the financial strategies we have implemented together. Your trust in Ben Cordiner to professionally manage your pension and savings is greatly appreciated. We look forward to continuing our relationship and helping you secure a financially comfortable retirement.

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an adviser?

Pensions planning

How has Ben Cordiner helped you?

Guided and advised on planning for retirement and the future in retirement.

Have you seen the outcome you were hoping for?

Yes

Ben's reply

Thank you, Martyn, for your positive feedback. We are delighted to hear that our retirement planning guidance has met your expectations and that you are on track for a secure and comfortable future. Our commitment to using evidence-based portfolios is designed to ensure that your investments are aligned with your retirement goals and supported by robust financial research and market analysis. This approach helps in making informed decisions that enhance the potential for stable and sustained growth over the long term. It's gratifying to know that you've seen the outcomes you were hoping for, and we appreciate your trust in us to navigate these critical financial decisions. We look forward to supporting you through your retirement journey, ensuring that your plans remain effective and responsive to any changes in the financial and economic landscape.

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

I wanted to come out of a Final salary pension & we were unable to do so unless we moved to an IFA.

How has Ben Cordiner helped you?

We were making more from our investments Ben wasnt controlling. We asked Ben to make changes to our portfolio allocation but Ben wasnt perpared to do this as he said he had many clients to look after & he couldnt afford to spend time rebalancing our portfolio. It appeard to be 1 size fits all, which wasnt what we wanted. Bens advice fee cost of over £7,000 per year wasnt value for money at all based on the returns Ben was achieving for us.

Have you seen the outcome you were hoping for?

No. We were with Ben for over 3 years. We found Ben's fees very expensive for the quality of advice we got. Ben made over £7,000 from my pension pot & Bens advice last year netted us 0.64%.

What could they have done better?

Bens fees are far too high based based on our experience of over 3 years.

Ben's reply

We did not provide advice on transferring out from your final salary pension; a Pension Transfer specialist provided this, and we took over the management of your pension following the completion of the transfer. We provided you with full financial planning, including a lifetime cash flow, demonstrating your ability to retire when you wish to, and you advised us that you valued this service. We recommended a global, diverse, evidence-based investment portfolio aligned to both your agreed risk profile and one that should deliver long-term annualised returns to more than meet the minimum return your financial plan required. Despite our best efforts, we could not persuade you of the benefits of a diverse global portfolio over those of your unregulated high-risk investments. We would like to clarify that over the time your investments were under our management (approx. four years), your portfolio returned just under 10% - this is net of all charges, including the initial fees paid to the Pension Transfer Specialist to transfer out of your DB pension. Unfortunately, your misunderstanding of our proposition and how we work led us to terminate our service agreement – this is what we believe has led you to leave this review. We wish you and your new adviser all the best for the future.

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

The need for forward financial planing and advice on a substantial Pension Fund was becoming more important. Along with Wills and consideration to plan aroun Inheritance Tax .Yes

How has Ben Cordiner helped you?

Over the years Ben has provided sound advice that positions us in a good place with financial security.

Have you seen the outcome you were hoping for?

Yes. A great deal of information is made available for our quarterly meetings with pro active advice agreed and acted upon.

What could they have done better?

We are very pleased with our position todate.

Ben's reply

Thank you for your thoughtful review, Gordon. We are pleased to hear that you value the financial planning and advice provided over the years, especially concerning your pensions and inheritance tax planning. It's great to know that our strategies have helped position you well for financial security. Our goal is to offer not just advice but also proactive solutions that ensure our clients are well-prepared for the future, and it sounds like our quarterly meetings have been effective in achieving this. We appreciate your acknowledgement of the extensive information and proactive advice during our sessions. Your satisfaction with our services and your financial position is gratifying to us. Thank you again for placing your trust in us. We look forward to continuing our relationship and helping you maintain and enhance your financial well-being.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

I have worked with Ben for many years and with the previous company before Ben joined the team

How has Ben Cordiner helped you?

Ben has become very much a friend and during volatile times in the financial world is someone whose judgement I trust.

Have you seen the outcome you were hoping for?

My portfolio has developed steadily over time and I have received very effective IHT planning advice.

Ben's reply

Thank you, Hugh, for your excellent review and long-standing relationship with us. It's a privilege to have earned your trust, primarily through the financial markets' many ups and downs. We're thrilled to hear that you regard Ben not only as your adviser but also as a friend. We cherish and strive to build this personal connection with all our clients. It's reassuring to know that the financial planning and intergenerational advice have effectively supported your portfolio's steady growth and addressed your inheritance tax planning needs. Moreover, we are grateful for the opportunity to extend our services to your family, helping to secure their financial futures as well. It's always our goal to create lasting relationships that span generations, providing continuity and peace of mind. Thank you once again for your continued trust and support. We look forward to many more years of serving you and your family.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

To make money work for us. to forward plan, including retirement and eventual IHT.

How has Ben Cordiner helped you?

He has explained the different ways to achieve these aims. and then followed up on the decisions made.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None that I can think of.

Ben's reply

Thank you so much for your review, Margaret. We're delighted to hear that you've found our guidance helpful in planning for the future, including your retirement and inheritance tax considerations. It's gratifying to know that our discussions on different strategies have clearly outlined the paths available to you and that the follow-up on your decisions has been satisfactory. Our goal is always to ensure that our client's financial plans not only meet their current needs but also set a robust foundation for their future security. Your confirmation that you have seen the outcomes you were hoping for and your satisfaction with our services reaffirm our commitment to delivering precise and thoughtful financial advice. Thank you again for choosing us as your financial advisers. We look forward to continuing our work with you, ensuring that your financial planning needs are met with the same diligence and commitment you have experienced.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

Surplus money to be invested.

How has Ben Cordiner helped you?

His know-how about investing and financial planning.

Have you seen the outcome you were hoping for?

Sometimes. Depends on financial markets.

Ben's reply

Thank you, Derek and Jean, for your honest feedback. We truly value your trust in our expertise and appreciate you taking the time to share your experience. We understand that investing can sometimes be a journey with varying results, especially with the inherent fluctuations in financial markets. Our goal is to provide you with knowledgeable financial planning advice to navigate these uncertainties and align with your long-term financial objectives. We're pleased to hear that you recognise our know-how in investing and financial planning. Our commitment to your financial success is unwavering, and we continuously strive to adapt strategies that will meet your expectations consistently, regardless of market conditions. We look forward to our continued relationship and to further enhancing your investment strategy to achieve the outcomes you desire.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

For advice on funding my retirement from paid employment.

How has Ben Cordiner helped you?

Managing my pension & investment funds; providing advice on the options for using my finances to meet my needs; inheritance planning.

Have you seen the outcome you were hoping for?

Far better than I expected.

What could they have done better?

Nothing comes to mind.

Ben's reply

Thank you, Jeremy, for taking the time to leave such a positive review. We're thrilled to hear that our financial advice and management of your pension and investment funds have not only met but exceeded your expectations. It's particularly gratifying to know that our comprehensive approach, which includes managing investments, advising on retirement funding options, and planning for inheritance, has provided you with a secure and comfortable retirement. We strive to ensure our client's financial plans align perfectly with their personal and family needs, and your feedback reaffirms our commitment to this goal. Your satisfaction is essential to us; hearing that you cannot think of anything that could have been done better is the highest praise. We appreciate your trust and look forward to continuing our successful partnership, helping you confidently navigate the future.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

They contacted us regarding Michael’s pension fund.

How has Ben Cordiner helped you?

Good advice running our pension to suit our needs.

Have you seen the outcome you were hoping for?

Absolutely & more.

What could they have done better?

Not sure, under these difficult times.

Ben's reply

Thank you, Michael, for your thoughtful review. We're delighted that our proactive approach has yielded such positive results. It's gratifying to know that the advice and management of your pension have been tailored effectively to meet your needs. Our goal is always to empower our clients through strategic financial planning, enhancing their ability to make informed financial decisions that lead to successful outcomes. We are especially pleased to hear that you've seen the results you were hoping for and even more. During these challenging times, it's more important than ever to provide reliable and adaptable financial guidance, and your feedback confirms that we are on the right track. Thank you again for placing your trust in us. We look forward to continuing to support your financial journey and ensuring your plans evolve with your needs.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

We were not particularly looking for an advisor. Cordiner Wealth just sort of appeared at a point in our lives when we had a small amount of income spare and knew we ought to think about future financial planning

How has Ben Cordiner helped you?

We have been guided through Financial Planning to enable us to take a long term view of Financial Markets whilst looking after our short term needs.

Have you seen the outcome you were hoping for?

It certainly has! We are delighted with the service given

What could they have done better?

Honestly, nothing I can think of

Ben's reply

Thank you, John, for taking the time to share your experience. It’s wonderful to hear that our paths crossed at the right moment and that our advice has supported your long-term financial plans. We are thrilled that our approach, focusing on balancing short-term needs with long-term financial market views, has resonated with you and achieved the outcomes you were hoping for. We always aim to ensure that our clients feel secure and optimistic about their financial future. Your satisfaction with our service and your inability to think of any improvements is the highest praise we could receive. It motivates us to continue delivering the same level of detailed and considerate advice to all our clients. We greatly appreciate your kind words and look forward to continuing this journey with you, helping you navigate your financial landscape for many years.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

Future planning

How has Ben Cordiner helped you?

Careful, understanding and very thorough research. H

Have you seen the outcome you were hoping for?

Yes

Ben's reply

Thank you very much, Maura, for your positive review. We're delighted to hear that you've appreciated the thoroughness and understanding we bring to our advisory process. It's particularly gratifying to know that our approach to financial and inheritance tax planning has helped set a solid foundation for your family's future. By focusing on these areas, we aim to ensure that your assets are protected and can benefit you and your loved ones over the long term. Your confirmation that you have seen the outcomes you hoped for reaffirms our commitment to meticulous and tailored financial guidance. We take great pride in helping our clients achieve their personal and family financial goals with confidence. Thank you again for choosing us as your financial advisers. We look forward to supporting you in all your future planning needs.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

Too long ago to remember!

How has Ben Cordiner helped you?

He has advised me about my savings

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Ben's reply

Thank you, David, for your kind words and for taking the time to share your experience. It's a pleasure to have served you for such a considerable period. We are thrilled to hear that you are satisfied with the financial advice you received and that you've achieved the outcomes you were hoping for. Our goal is always to offer meaningful, tailored advice that aligns with each client's financial objectives, and it's gratifying to know that we have met your expectations. Your affirmation of 'nothing could have been done better' is greatly appreciated and motivates us to continue delivering the high standard of service our clients deserve. Thank you once again for your continued trust in us. We look forward to many more years of serving your financial needs.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

Receiving an inheritance and needing advice on how best to make use of it for me and my family's long term benefit

How has Ben Cordiner helped you?

Taken time to understand our aspirations and our risk tolerance. He has shown us scenarios of various investment and spending options and how they will be likely look in 10, 20 & 30 years time.

Have you seen the outcome you were hoping for?

Absolutely yes.

What could they have done better?

?

Ben's reply

Thank you so much for your review, Nick. It’s lovely to hear that you’ve found our advice helpful in managing the inheritance for the long-term benefit of your family. We’re delighted that our approach to understanding your family’s aspirations has resonated with you. Intergenerational planning is a cornerstone of our practice, and it’s gratifying to know that the scenarios we provided have helped you visualise the potential future outcomes of various investment and spending options. Your affirmation that you have seen the outcomes you hoped for is the best feedback we could ask for. We are also thankful for your trust in referring us to work with other family members and helping to secure their financial futures. We look forward to continuing to support you and your family in achieving your financial goals and ensuring a prosperous future.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

Needed advice on investing.

How has Ben Cordiner helped you?

Advised on investments and pensions

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Happy with advice given over the years.

Ben's reply

Thank you, Keith, for sharing your positive experience. It's always rewarding to hear from clients who feel well-supported and satisfied with the financial advice they've received. We're pleased that the guidance on investments and pensions has met your expectations and that you've seen the outcomes you hoped for. We aim to provide clear, practical advice that aligns with our clients' financial goals, ensuring they feel confident about their financial future. Your feedback is invaluable to us, and knowing that you are happy with the advice given over the years encourages us to continue our commitment to excellence in serving you and all our clients. We look forward to our continued relationship and assisting you further as you build and maintain your financial well-being.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

I inherited money & wanted to put it into a safe place to grow.

How has Ben Cordiner helped you?

He's given me sound advice which has given me an income over the years & increased my original investment.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

Ben's reply

Thank you so much for your review, Mary. We're delighted to hear about our advice's positive impact on your financial journey, especially following such a significant life event as inheriting money. It's great to know that the inheritance tax planning strategies we implemented have reduced your liability and enabled you to assist your children financially. This is precisely the kind of outcome we aim to achieve for our clients—securing your financial future while helping you fulfil your family goals. We appreciate your feedback on the success of the investments and the income they have generated over the years. Knowing that you are satisfied with the growth of your initial investment and the financial security it has provided confirms we are on the right track. Thank you again for placing your trust in us. We look forward to continuing to support you and ensuring that your investments keep performing well into the future.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

I needed to get out of cash & think about long term investments.

How has Ben Cordiner helped you?

Ben has helped me to maximise my returns to help build a sustainable financial future.

Have you seen the outcome you were hoping for?

I started investing in 2002, In which time my portfolio has seen unrivalled growth.

What could they have done better?

I don’t know the answer to that, so he must be doing something right!

Ben's reply

Thank you so much for your review, Alan. We truly appreciate your trust in us over the years, particularly during this significant transition from running your own business to living in retirement. It's great to hear that our advice and guidance helped you see the long-term benefits of investing over savings in cash, enabling you to build a sustainable financial future. Achieving unrivalled growth since 2002 is a testament to the robustness of our investment approach and your confidence in it. Your satisfaction is our top priority, and your comment about not knowing what could have been done better is incredibly gratifying. It reinforces our commitment to maintaining high standards of service and advice. We look forward to continuing this journey with you, enhancing your financial well-being with every step. Thank you again for sharing your experience and for your continued confidence in our services.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

Started many years ago when I began to invest in Unit Trusts

How has Ben Cordiner helped you?

Guided me and advised on my money matters.

Have you seen the outcome you were hoping for?

Yes, over the long term.

What could they have done better?

In addition to the annual review meeting, and if it's feasible, I would like a very short email communication midway between reviews just to reassure me that everything with my portfolio was still on track. I know that I can track my portfolio at anytime but would not know the reasons behind any fluctuations. A 6 monthly reassurance would be helpful.

Ben's reply

Thank you, Martin, for your detailed feedback and for entrusting us with your investments over the years. It's rewarding to hear that our guidance has helped you navigate your financial journey successfully. We pride ourselves on our systematic approach to investing, keeping costs low and ensuring our strategies align with our client's long-term financial goals. It's pleasing to know that this method has resonated well with you and that you've seen the outcomes you were hoping for. Your suggestion for a mid-year update is well-taken. We understand the importance of communication, especially when explaining the factors behind any fluctuations in your investments. We have increased our communication during periods of adverse market volatility, such as the pandemic and the global financial crisis. We look forward to continuing to support your financial goals with proactive advice and personal attention. Again, Thank you for your feedback and continued confidence in our services.

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an adviser?

Planning for the future

How has Ben Cordiner helped you?

Ben has allowed us to understand our financial future and give us the confidence to enjoy retirement with no worries

Have you seen the outcome you were hoping for?

So far all is going to plan

What could they have done better?

Nothing

Ben's reply

Thank you so much, Gerald, for your appreciative review. It's heartening to hear that our approach has provided you with a clear and comprehensible financial plan, instilling confidence as you transition into retirement. At the heart of our service is a commitment to crafting well-thought-out financial plans that are then funded by investment portfolios that are evidence-based and low-cost, which meet and exceed our clients' expectations. It's gratifying to know that this approach has empowered you to look forward to your retirement with peace of mind and security, confident that all is progressing as planned. We value the trust you place in us and are dedicated to continuing our support, ensuring your financial plan remains robust and responsive to any changes. Your financial well-being is our utmost priority, and we are here to assist you every step of the way. Thank you again, Gerald, for choosing us as your financial advisers and for taking the time to share your experience.

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an adviser?

Investment for long term growth.

How has Ben Cordiner helped you?

Undoubtedly

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I'm totally satisfied with the service I have received over the years and have a confident feel about recommending his services.

Ben's reply

Thank you, Martin, for your glowing review. We're thrilled to hear that our approach has effectively supported your goal of long-term growth. Our investment philosophy is evidence-based, backed by academic research, and centred around providing a systematic, low-cost investment strategy complemented by ongoing education and behavioural coaching. This combination is designed to help our clients navigate the complexities of the financial markets with confidence and clarity. It's reassuring to know that this approach has resonated with you and that you have achieved the outcomes you were hoping for. Your satisfaction and readiness to recommend our services are the highest compliments we could receive. We value your trust and look forward to supporting your investment journey, ensuring that you remain confident in the financial decisions we make together. Thank you once again for your trust and your kind recommendation.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Having managed to save a smallish amount of money there was then the realisation that I didn`t have the detailed knowledge to make good decisions as to where to invest it.

How has Ben Cordiner helped you?

Bens knowledge of the financial market and all its different and frequently changing regulations and situations is obviously invaluable for the advice he has given us.

Have you seen the outcome you were hoping for?

In a word yes.

What could they have done better?

Don`t really see an area of our situation that needs improvement.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Pension lump sum

How has Ben Cordiner helped you?

Provided good reports annually

Have you seen the outcome you were hoping for?

No because the markets have performed badly but that is the risk we take

What could they have done better?

Not sure

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

For somewhere where my hard earned money would be invested to give a better return than a bank

How has Ben Cordiner helped you?

Advised a portfolio appropriate to my needs

Have you seen the outcome you were hoping for?

At the moment yes

What could they have done better?

Nothing

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Ben Cordiner helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Ben Cordiner helped you?

I feel secure about my investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Money to invest for retirement

How has Ben Cordiner helped you?

Selected good investments and grown portfolio

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

To obtain expert advice with regard to my savings and existing investments.

How has Ben Cordiner helped you?

Since being with Ben and his staff I/we feel more confident that our investments are well looked after and this has given me/us peace of mind.

Have you seen the outcome you were hoping for?

Generally yes considering the changing financial markets.

What could they have done better?

I would like to have seen more growth. But I do realise that the financial markets dictate this somewhat.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

I was in business and needed investments for my money

How has Ben Cordiner helped you?

he has invested my money

Have you seen the outcome you were hoping for?

It was ok for a long time but the returns have been poor because of the current state if the world

What could they have done better?

not sure that anything could make the present situation better

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Poor return on cash

How has Ben Cordiner helped you?

Ben has successfully managed my investments for the past 15 years. In that time I have seen my portfolio grow very nicely with good returns.

Have you seen the outcome you were hoping for?

Yes very good returns with a medium/long term outlook.

What could they have done better?

Not much!

Review from verified client

December, 2022