Graeme Mackay

What were the circumstances that caused you to initially look for an adviser?

I needed advice about my pension and luckily found Graeme.

How has Graeme Mackay helped you?

Graeme looked at my pension and thought he could do a little better and he certainly has. I could not be happier

Have you seen the outcome you were hoping for?

Absolutely and more

What could they have done better?

Nothing. Great advice and a really nice person as well

What were the circumstances that caused you to initially look for an adviser?

I came into a significant inheritance.

How has Graeme Mackay helped you?

11 years ago Graeme helped me consolidate my pensions into one pot. This year, Graeme has helped me to invest an inheritance in a way that best suits my needs and expectations.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can't think of anything Graeme could have done better.

What were the circumstances that caused you to initially look for an adviser?

Responsibility to find best financial products for a family member via EPoA.

How has Graeme Mackay helped you?

Has managed and provided advice on a portfolio managed via EPoA plus advice on personnel finances

Have you seen the outcome you were hoping for?

Outcome in the areas of previous management and advice have been as wished for.

What could they have done better?

Nothing that I can think of.

What were the circumstances that caused you to initially look for an adviser?

I knew I needed someone with detailed knowledge of savings and investment products to help me select the best for my needs.

How has Graeme Mackay helped you?

Graeme carefully considers the details of my family and financial position. He gives appropriate advice bearing in mind my present and possible future aspirations and my need for financial security. He explains the details of the various options clearly and does his best to ensure I understand fully the implications of any decisions I make. I feel able to contact him any time queries arise, and his response is always prompt and helpful.

Have you seen the outcome you were hoping for?

Graeme’s advice has always produced good results for me, taken over the longer term.

What could they have done better?

Nothing. Graeme always takes time to check whether any of my circumstances have altered, as he would take that into account when making recommendations. He provides regular and detailed reviews of how the various products have performed for me, and presents them in a summary form which is comprehensible and convenient for me to dovetail with my own financial spreadsheet.

What were the circumstances that caused you to initially look for an adviser?

I retired a few months ago with many different private pension policies.

How has Graeme Mackay helped you?

Graeme helped me make sense of the various options available to me for combining my various pension policies.

Have you seen the outcome you were hoping for?

Yes: I now have an annuity (I am a cautious investor), some funds left in drawdown, and some tax-free cash.

What could they have done better?

Nothing really - it was sometimes tricky to arrange our next appointment, but Graeme is a busy man.