0330 038 8942
Based in Bury
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: October, 2018
4.8 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
Last checked: 19 April 2025
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
11
Recent Client Reviews
Emma has received 11 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 11 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 23 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
11
Qualifications Uploaded
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
11 qualification certificates available to view
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Emma has not yet added their fees to their profile
Fees not yet added
Emma has not yet added their fees to their profile
8
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 8 first impressions)
100% of users who are not yet clients had a positive first experience with Emma
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 8 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
Last checked: 19 April 2025
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
11
Recent Client Reviews
Emma has received 11 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 11 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 23 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
11
Qualifications Uploaded
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
11 qualification certificates available to view
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Emma has not yet added their fees to their profile
Fees not yet added
Emma has not yet added their fees to their profile
8
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 8 first impressions)
100% of users who are not yet clients had a positive first experience with Emma
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 8 first impressions)
I am a Chartered Financial Planner with over 25 years' experience of working in the financial services industry. Chartered Status shows a commitment to the highest standards of excellence and professionalism within the industry. Being Independent means that I have no contractual ties to any product providers and can research the whole market to arrive at the best solution for you. My areas of expertise include, but are not limited to, providing independent advice in Pre and Post retirement planning, Wealth Management, Investment Planning including detailed risk profiling and cash flow modelling, Individual and Business Protection and Inheritance Tax Planning. A large percentage of my work involves giving advice on pensions both pre and post retirement. I am also recognised by the CII/FCA as a pension transfer specialist. I am looking to work with my clients for the long term and continue to provide help and support throughout your lifetime to ensure you have the best chance of achieving your goals and objectives. On-going advice is invaluable in this fast paced, ever changing industry and I strive to ensure my clients receive the best advice, service, feel well looked after and that they can approach me anytime for help and advice.
Offers available through VouchedFor
Contact Emma through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Emma's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Savings
Clients' level of financial expertise
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Adviser Disclaimer
Holcombe Financial Services is a trading name of Holcombe Wealth Management Ltd which is authorised and regulated by the Financial Conduct Authority.