0330 038 8941
Based in Bury
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: June, 2021
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Carolyn is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Carolyn's status
Last checked: 29 April 2025
Carolyn is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Carolyn's status
8
Recent Client Reviews
Carolyn has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Carolyn has received 8 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 04 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
1
Qualifications Uploaded
Carolyn has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Carolyn has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Carolyn has not yet added their fees to their profile
Fees not yet added
Carolyn has not yet added their fees to their profile
3
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Carolyn (based on 3 first impressions)
100% of users who are not yet clients had a positive first experience with Carolyn
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Carolyn (based on 3 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Carolyn is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Carolyn's status
Last checked: 29 April 2025
Carolyn is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Carolyn's status
8
Recent Client Reviews
Carolyn has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Carolyn has received 8 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 04 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
1
Qualifications Uploaded
Carolyn has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Carolyn has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Carolyn has not yet added their fees to their profile
Fees not yet added
Carolyn has not yet added their fees to their profile
3
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Carolyn (based on 3 first impressions)
100% of users who are not yet clients had a positive first experience with Carolyn
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Carolyn (based on 3 first impressions)
I am a chartered Financial planner with 23 years of experience in the industry. As an adviser with Holcombe Financial services I offer full Holistic Financial advice in all areas of financial planning. Being an Independent adviser means that I can research the whole market to arrive at the best solution for your individual advice needs. My areas of expertise include, but are not limited to:- -Tax planning -Investments -Pre Retirement planning -Post retirement planning -Protection I am trusted adviser and always strive to provide a high standard of service with my clients. Ongoing advice services are available and mean that we can build our relationship over the years. Annual reviews help to ensure that your finances are always in the strongest position that they can be.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Carolyn's clients
Based on responses provided by clients who have reviewed this adviser
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