Reviewed for

Insurance and Protection ( 24 )

Mortgages ( 33 )

Pensions ( 59 )

Equity Release ( 4 )

Retirement income (annuities, drawdown) ( 14 )

Auto Enrolment ( 2 )

Investments and Savings ( 29 )

Pension Transfers - Non Specialist ( 8 )

Long Term Care ( 2 )

Pension Transfers - Specialist ( 6 )

Financial Planning ( 4 )

Financial Mentoring ( 1 )

Reviewers' assets

£200k - £500k ( 14 )

£100k - £200k ( 5 )

Up to £50k ( 27 )

£50k - 100k ( 4 )

Client reviews

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Made redundant and wanted advice regarding pension & investments.

How has Gareth Harris helped you?

Advised on all options and possibilities/choices regarding pension.

Have you seen the outcome you were hoping for?

Yes I have.

What could they have done better?

Nothing. Very pleased with everything.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Retirement advice.

How has Gareth Harris helped you?

He has assisted my wife & myself in planning financially for our future.

Have you seen the outcome you were hoping for?

Over the last 5 years we have seen a return on our investments & hopefully shall continue to do so !

What could they have done better?

Nothing.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Vale of Glamorgan

What were the circumstances that caused you to initially look for an adviser?

Came very highly recommend

How has Gareth Harris helped you?

He has been excellent in advice and guidance in relation to my pension.

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

Nothing

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Bridgend

What were the circumstances that caused you to initially look for an adviser?

I required advice for insurance purposes initially and a friend recommended Gareth. More recently I needed advice on my mortgage and pension as i am going through a divorce.

How has Gareth Harris helped you?

Gareth is extremely knowledgeable in his field. He never steers you but simply offers impartial advice. He is always professional and has his clients best interests at the forefront of his discussions. Gareth has helped me to put life insurances in place and also offered advice with pension transfer and obtaining a mortgage going forward. He acts with integrity and i trust him implicitly.

Have you seen the outcome you were hoping for?

Yes on all matters for which i approached Gareth.

What could they have done better?

Nothing.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

House move

How has Gareth Harris helped you?

Gareth sourced a great mortgage deal for us with a house move and a competitive life insurance quote.

Have you seen the outcome you were hoping for?

Better than what we could have expected

What could they have done better?

Nothing, they were very professional, quick at replying and very helpful with any questions we had.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

We initially sort advice for life insurance. Wit a mortgage and young children we felt it was important to provide security for their future.

How has Gareth Harris helped you?

Gareth sat with us and explained the policies that would best suit us based on our needs. We had breathing space to decide which would be best and Gareth’s was available to answer any questions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing to improve, we had excellent service.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Mortgage insurance and pension

How has Gareth Harris helped you?

Helped me with financial advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

It was brilliant

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Mortgage insurance and pension advice

How has Gareth Harris helped you?

He was brilliant and very knowledgeable

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

It was all perfect

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Initially we contacted Gareth as we required a mortgage on a property.

How has Gareth Harris helped you?

Gareth has been a trusted adviser for a number of years providing excellent service and advice on a number of products.

Have you seen the outcome you were hoping for?

Yes we have been able to get clear advice regarding the services to which we have been interested and the alternative options.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Moving house so needed an IFA to advise on mortgage products

How has Gareth Harris helped you?

Gareth took us step by step through the mortgage journey and we found him a calming influence during a stressful time. He provided a range of mortgage products which were very competitive

Have you seen the outcome you were hoping for?

Yes, the rate we secured was competitive

What could they have done better?

Nothing, superb service

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Newport

What were the circumstances that caused you to initially look for an adviser?

Outstanding knowledge, so honest and open about options. Always feel that I have a clear picture of every option available to me, fantastic service with a really personable man, did everything and more to help.

How has Gareth Harris helped you?

Mortgage, pension planning and insurance.

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

Nothing.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Because so many people being ripped off, it was a must

How has Gareth Harris helped you?

Came across as sincere, genuine and honest so he was my choice

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Happy all the way,with the service.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Having excess money and not knowing what to do with it.

How has Gareth Harris helped you?

He has helped me find the best products to suit my needs at great prices

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Gareth

Gareth was helpful and provided information needed . Good service will consider using his service in the future

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

On leaving the Army it was apparent that changes had to be made whilst delving into a different career path. I also had 3 forms of pension, old and current respectively. I sought Gareth out via a phone call and through many visits to my home and to his office I began to trust the advice given and authorised Gareth to act on my behalf - I have not had reason to look back.

How has Gareth Harris helped you?

Nothing is too much trouble for Gareth. Ring, leva a message or email he will always get back to you directly.

Have you seen the outcome you were hoping for?

With regards my pension, absolutely. Most recently during an annual Pension review, I mentioned the fact that my family was looking at moving and that I would have the daunting task of applying for a mortgage. Gareth offered his services and without any fuss he secured me an awesome mortgage deal on my behalf.

What could they have done better?

It is difficult to build trust these days due to scrupulous individuals looking to scam you. The relationship I have with Gareth, my Financial Advisor has been built over years and he has my complete trust - Keep doing what your doing.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Going direct to a mortgage provider was proving time consuming and I needed a mortgage in principle very quickly.

How has Gareth Harris helped you?

I received the required mortgage in principle in a very short time.

Have you seen the outcome you were hoping for?

Yes

First impression from a user who is not yet a client

November, 2020

Overall

Please provide a brief comment about your experience with Gareth

Very positive experience. Will use Gareth’s services again in the future.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Newport

What were the circumstances that caused you to initially look for an adviser?

Both my wife and I are approaching retirement age and wanted to speak with a professional about long term plans.

How has Gareth Harris helped you?

Gareth completed a full fact find with us to understand our current circumstances and future goals. He provided us with options that suited the level of risk we were prepared to take with our retirement funds.

Have you seen the outcome you were hoping for?

We have seen positive results already and things are looking optimistic for our future retirement plans.

What could they have done better?

Nothing, I would highly recommend Gareth's services. He's thorough and takes the necessary time to explain clearly and concisely the advice he has recommended. He was always available to talk with when questions arose and made us feel valued as clients.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Newport

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Gareth Harris helped you?

Found a suitable product for us

Have you seen the outcome you were hoping for?

Yes

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Newport

What were the circumstances that caused you to initially look for an adviser?

We were looking for the best re-mortgage offer that provided a reasonable rate whilst releasing some funds for home improvements, but weren't sure which lenders had the best available offers.

How has Gareth Harris helped you?

Gareth helped decide which of the available lenders and products were best suited to what we were looking for.

Have you seen the outcome you were hoping for?

We have achieved what we were looking for and we are now looking forward to completing our extension and new kitchen.

What could they have done better?

Gareth provided a great service and I can't think of anything that could have been improved.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

I was approaching retirement with funds in several different pensions. It was very confusing and I needed expert advice to guide me towards retirement planning.

How has Gareth Harris helped you?

Gareth was able to help my and offered excellent advice. My various pensions were consolidated into one fund, identified as the most suitable to meet my needs and risk choice, which makes it much easier to understand where I am. I now have peace of mind thanks to Gareth's friendly, helpful and clear guidance. I am very happy with the service provided.

Have you seen the outcome you were hoping for?

Yes. I now have a handle on my pension finances that was hitherto lacking, for which I am most grateful.

What could they have done better?

Nothing as far as I am concerned. Gareth has been able to answer my many queries promptly and in a clear, understandable manner.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Re mortgage and purchase of new property

How has Gareth Harris helped you?

His advice and help was second to none. He is always attentive, always had time o listen and dispelled any concerns or worries that I had. Gareth has always made the handling of my mortgage, stress free.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Looking for advice on consolidating pension funds with a goal of early retirement if possible.

How has Gareth Harris helped you?

Gareth was very professional and guided my wife and I through the various options open to us. He explained our options clearly and without complicated jargon. He formulated a financial plan for us which helped us make informed decisions in line with our retirement aims

Have you seen the outcome you were hoping for?

In line with our financial plan we are on track to realise our aim of early retirement.

What could they have done better?

Nothing

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Transfer Pension

How has Gareth Harris helped you?

He collated all necessary needs and my personal pension goals. He was very professional and the advice he gave was very helpful.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Gareth has been very good. He also assisted me with personal enquiries re my pension and took my call during the recent Covid lockdown and whilst he was in self isolation.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Newport

What were the circumstances that caused you to initially look for an adviser?

We wanted advice about investing a pension lump sum.

How has Gareth Harris helped you?

Gareth asked relevant questions to find out our needs. He advised us accordingly, explaining everything in easy to understand language.

Have you seen the outcome you were hoping for?

Even though, we are going through difficult financial times, we are more than satisfied with our investments.

What could they have done better?

Satisfied with the professional relationship we have with Gareth Harris.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Out of work and needed to get an income from my pension funds.

How has Gareth Harris helped you?

Provided an income from three pension funds

Have you seen the outcome you were hoping for?

Yes the income is more than I expected.

What could they have done better?

Took things a little bit slower and concentrated more on the monthly income side of the investments.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Since my previous financial advice provider (Barclays Bank) quit the market I had been managing my own investments satisfactorily for some years. However approaching the age of 60 I had a pension about to mature and needed good advice on what to do. I investigated companies and advisers on the internet and made appointments with several - I selected Gareth Harris because he seemed to be the adviser who was most interested in MY circumstances and requirements.

How has Gareth Harris helped you?

As stated above Gareth gave advice which seemed to be best centred on my needs. I did not need income from my pension or investments as I am still working with no plans to retire. Gareth explained options lucidly and clearly and also quantified my attitude to risk, which is basically steady with the occasional willingness to risk what I can afford to lose - but never have.

Have you seen the outcome you were hoping for?

At the current time it is impossible to answer this question as I have not reached the time, probably 10 years from now, when i will need an "outcome". However two points are relevant in discussing outcomes. Firstly, until the Covid-19 lockdown in late March I was seeing a steady growth in funds and remain satisfied that the advice I have been given is extremely sound. Secondly, I have every confidence that Gareth Harris will help guide me when the recovery begins as it may well be that changes to my portfolio will be appropriate. In the meantime I totally agree with the advice he has given me to hold steady during market turbulence. My investments are for the medium to long term and Gareth well understands this.

What could they have done better?

I have no suggestions for improvements as I am satisfied with Gareth Harris as my financial adviser. His advice is clear, concise and sound. That is all I need. If I were not satisfied, I would no longer be retaining him.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

I needed to retire early so went to went to Gareth for advice, and thanks to him and dillegent wealth I'm on track to retire early next year lovely thanks Gareth

How has Gareth Harris helped you?

Pension advice and planning and he explained the pit falls and the right way to go about it

Have you seen the outcome you were hoping for?

Hopefully next year

What could they have done better?

Don't know in one sense because this is all new to me, but I am happy with the result I've got, a lot of people have been ripped off lately and I know and it's been a transparent journey with gareth

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Pension advice and life insurance

How has Gareth Harris helped you?

Gareth explained in simple terms how to proceed with my pensions and helped me with life insurance.

Have you seen the outcome you were hoping for?

Definitely. He explained everything in simple terms and I came away with all that I required.

What could they have done better?

None

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Redundancy and the need to grow my retirement pot

How has Gareth Harris helped you?

Simple explanation of the best investments to suit my needs

Have you seen the outcome you were hoping for?

The plan is still on progress so the final outcome hasnt been determined as yet but pleased with things to date

What could they have done better?

N/A

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Vale of Glamorgan

What were the circumstances that caused you to initially look for an adviser?

Highly recommended by a friend for mortgage and pension fund.

How has Gareth Harris helped you?

He played an important part in securing a better mortgage deal and it has helped in reducing the life of the mortgage. He has also been a fantastic help in with my pension giving me great future on my retirement.

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

Nothing he has been excellent in his advice and guidance.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Newport

What were the circumstances that caused you to initially look for an adviser?

I needed advice on my pension and was recommended to Gareth Harris

How has Gareth Harris helped you?

He advised and sorted out the minefield that are pensions. He also helped me with a financial report.

Have you seen the outcome you were hoping for?

Yes I have and am happy with it.

What could they have done better?

Not sure, he was very professional, friendly and thorough, throughout my dealings with him.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

I contacted Gareth through a work colleague for pension advice, as I was nearing retirement, and needed professional advice.

How has Gareth Harris helped you?

Gareth came to see me and talked me through the process, took the details required, came back with a plan, which appeared to be the right option for me.

Have you seen the outcome you were hoping for?

I had three parts of my pension put into one, which is easier to keep track of, as one of my pension providers was taking more in commission than I was receiving, so that was a plus for me straight away.

What could they have done better?

I'm not sure Gareth could do any more than he's already done, he is only a text or phone call away, with any help or advice I need, I've already give several friends his number, who have contacted Gareth for advice.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

My retirement.

How has Gareth Harris helped you?

We rationalised our investments and pension pot to reflect a risk rating that we were comfortable with. Gareth’s advice and help in this were invaluable.

Have you seen the outcome you were hoping for?

We have financial security for the foreseeable future barring a wholesale collapse of market capitalism.

What could they have done better?

There were no issues which caused us concern.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Retirement for me & part time working for my wife.

How has Gareth Harris helped you?

He advised us on the various ways of investing our money.

Have you seen the outcome you were hoping for?

Up until Covid 19 yes. Like everyone else investments have been affected.

What could they have done better?

He explained everything in detail to both myself & my wife ad various personal meetings with us.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

I first used Gareth's services when I was moving to a larger property and to arrange a mortgage. I have since been back to Gareth when purchasing a buy to let property and also for re-mortgaging.

How has Gareth Harris helped you?

As an independent advisor Gareth was able to get me the best possible deal from a wide range of products. He presented me with a number of options and explained these clearly in language that I could understand. I felt that Gareth gained an excellent understanding of my needs and presented me with the best possible options. He gave expert guidance on all products offered but fully listened to my wants and wishes when making a choice on how to proceed. Gareth is very professional in his business and communicated with me throughout each process he completed for me. He never missed a scheduled phone call or meeting. Responses to emails were also very prompt. Added to this Gareth is very easy to get along with and this made all the work with him feel a lot more comfortable.

Have you seen the outcome you were hoping for?

Yes. For each product Gareth has sourced for me I feel that I have received the best possible outcome. Even during difficult covid restrictions his work was excellent.

What could they have done better?

Nothing.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Gareth Harris helped you?

He gave us better and clear understanding of our retirement funds and how we could best utilise our finances.

Have you seen the outcome you were hoping for?

Up to a point. Due to the Covid 19 pandemic we have probably not had the complete outcome we were hoping for but nevertheless a fair return so far.

What could they have done better?

Nothing that I can think of, he's been everything we had hoped for.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Gareth Harris helped you?

He secured us a mortgage whilst also sorting our LISA savings account to use as a deposit. He also helped us plan our life insurance etc required when buying a house.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. He went above and beyond our expectations.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Redundancy and retirement.

How has Gareth Harris helped you?

Advised on moving redundancy award into pension and transferring to a suitable drawdown product.

Have you seen the outcome you were hoping for?

Yes very satisfied with outcome.

What could they have done better?

Nothing.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Having lost part of my works pension I needed to look for some good solid advice

How has Gareth Harris helped you?

Helped with getting a better mortgage deal And a better return on my pension

Have you seen the outcome you were hoping for?

Due to retire soon the advice Garth gave me about my mortgage& pension has been a great help

What could they have done better?

I think Garth has been so helpful and done a good job

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Home move and remortgage

How has Gareth Harris helped you?

Gareth provided lots of various options/companies as well as explaining some unknown terms that were used throughout the paperwork.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

I wanted to take out an investment account

How has Gareth Harris helped you?

He met with me, and went through a risk profile with me, and helped me find an investment product that matched what I was looking for.

Have you seen the outcome you were hoping for?

Yes, my investment is reaping some rewards, even in spite of the difficult financial times.

What could they have done better?

Nothing.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Newport

What were the circumstances that caused you to initially look for an adviser?

To plan for retirement and consolidate our pensions.

How has Gareth Harris helped you?

He did a financial forecast for us.

Have you seen the outcome you were hoping for?

It’s early days yet but reassured that our future is planned and in good hands.

What could they have done better?

He fulfilled all our requirements.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Wasn't happy with service from high street bank and wanted access to more products on the market

How has Gareth Harris helped you?

Provided advice on the best mortgage product

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None

First impression from a user who is not yet a client

August, 2019

Overall

Please provide a brief comment about your experience with Gareth

Very helpful.gave good free advice.

First impression from a user who is not yet a client

January, 2019

Overall

Please provide a brief comment about your experience with Gareth

Really clear and informative chat

First impression from a user who is not yet a client

April, 2017

Overall

Please provide a brief comment about your experience with Gareth

Booked a convenient appointment time and gave me his full attention and a lot of useful advice.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Advice on withdrawing AVCs.

How has Gareth Harris helped you?

Provided the necessary advice to enable me to make the correct decision.

Have you seen the outcome you were hoping for?

Difficult to answer as it has only been a year since the investment was made but to date everything appears to be moving in the right direction.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Reaching retirement age and needing advice regarding best return on private pension pot.

How has Gareth Harris helped you?

Talked through the options and arranged consolidation of different pensions into one provider.

Have you seen the outcome you were hoping for?

Yes. Although I continue to work part-time this is out of choice. The pension option on it's own would have provided adequate income.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

In order to make an application for a mortgage for purchase of house.

How has Gareth Harris helped you?

Gareth took all detail from my partner and I and came back with a range of suitable, competitive and helpful quotes and info on mortgages available. And spent time with us to alter some details and various issues that arose.

Have you seen the outcome you were hoping for?

Absolutely - we have our perfect Home and a suitable mortgage !.

What could they have done better?

N/A

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Needed professional help with planning my retirement.

How has Gareth Harris helped you?

Guided me through all aspects and supported my decisions.

Have you seen the outcome you were hoping for?

Yes, early days but my pot is growing.

What could they have done better?

None I can think of at the moment

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

We were looking for a new mortgage product.

How has Gareth Harris helped you?

Clear provision of information and Fareth fully explained each element of the products and ensured we understood benefits and risks.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. We were really very happy with his manner and approach.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

I had let down by a previous provider.

How has Gareth Harris helped you?

Gareth provided me with impartial advice on the best approach for my personal circumstances . He was also very clear on all fees and gave excellent advice.

Have you seen the outcome you were hoping for?

Most definitely - very happy with the outcome!!.

What could they have done better?

Nothing

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

I wanted a independent advisor to get the best deal Gareth was so professional gave me very good advice and made the process so simple I would highly recommend him.

How has Gareth Harris helped you?

To get the best Mortgage for us.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Everything was very good.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

looking to set up a private pension and re- mortgaging a propery.

How has Gareth Harris helped you?

Gareth was very professional, he explained everything very clearly and in a way that made me understand all the information fully especially when dealing with the pensions. He was always very prompt in dealing with any queries and has been a great help.

Have you seen the outcome you were hoping for?

Yes, excellent service for both pension and mortgage advice.

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

iJust needed advice about my pension.

How has Gareth Harris helped you?

Gareth put me at ease straight away.

Have you seen the outcome you were hoping for?

yes it was the outcome I was looking for.My financ.

What could they have done better?

My financial adviser as far as I am conserned,gave me all the advice I was looking for.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Pension drawdown.

How has Gareth Harris helped you?

Gareth was extremely helpful in assisting me to obtain a cash free lump sum from my pension fund.

Have you seen the outcome you were hoping for?

Yes I have and it was all so easy thanks Gareth.

What could they have done better?

Gareth could not have done anything better, he understands everything I've asked of him and always delivers.

First impression from a user who is not yet a client

October, 2016

Overall

Please provide a brief comment about your experience with Gareth

helpful with the matters discussed

First impression from a user who is not yet a client

October, 2016

Overall

Please provide a brief comment about your experience with Gareth

Gareth was fine in collating information, but the plan doesn't really have any detail in it that I can acutally used, and certainly not a £500 worth of advice, as billed in advert.

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

I am 58 years of age and had various position with different Companies. I wanted a Company to look at my pensions and advise me on the best market options.

How has Gareth Harris helped you?

As above, offering options which I decided we're right for myself.

Have you seen the outcome you were hoping for?

Yes I am very pleased with the results my financial adviser, and he was very professional and answered our questions and queries confidently which I felt were positives.

What could they have done better?

None I can think of as he made sure we were happy with his presentation.

Review from verified client

June, 2016

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

I wanted to move my work pension to enable me to take a tax free lump sum to use for the purchase of a property as I am currently renting.

How has Gareth Harris helped you?

Gareth has provided me with an excellent service from my first point of contact, he delivers very detailed financial advise and always takes the time to ensure that I fully understand everything that he presents. His friendly professional manner gives me the confidence and trust in him to make the right decisions for me in planning for my future.

Have you seen the outcome you were hoping for?

I am extremely happy with the outcome and the pension arrangements put in place. Gareth has also successfully arranged a mortgage for me which I would not have been able to do without his help and advise due to previous difficult financial circumstances. The products he presented were explained in complete detail making me able to make the right choices for the purchase of my property.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Retirement Planning Advice.

How has Gareth Harris helped you?

Gareth helped me to plan my retirement by providing me with a clear and sensible plan involving cash flow and projections for my future income.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Retired with pension plans in various places. needed to consolidate.

How has Gareth Harris helped you?

Gareth brought the assets into one plan which he recommended.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I cannot believe he could have improved on the advice given.

First impression from a user who is not yet a client

March, 2016

Overall

Please provide a brief comment about your experience with Gareth

Gareth arrived at the agreed time and was very pleasant, extremely helpful and very polite. I look forward to the solutions and advice Gareth may have for me.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

My mortgage was coming up for review and I didn't know where to start.

How has Gareth Harris helped you?

He explained everything fully but in a way I totally understood to process and also to make sure I was choosing a product suited to my income and lifestyle.

Have you seen the outcome you were hoping for?

Yes. We have been able to choose the right product for me and my family with minimal fuss and made it seem relatively painless.

What could they have done better?

Maybe help me draw up a to do list so I had a list of all the bits of info I would need for the next step in one place so they are all ready to go.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

I required advice in relation to my pension and mortgage protection arrangements.

How has Gareth Harris helped you?

Gareth took control of my finances and helped me to make sense of where i was and where i needed to be to achieve my goals. I had difficulty understanding my complicated arrangements but i now feel clear and confident in my planning.

Have you seen the outcome you were hoping for?

Yes - i fully recommend Gareth.

What could they have done better?

Nothing

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Having had bad experience of financial advice in the past I contacted Gareth to make sense of my complicated pension arrangements and help me prepare a plan to secure my future.

How has Gareth Harris helped you?

Gareth helped me understand my options without using jargon and in a straight forward and easy to understand manner.

Have you seen the outcome you were hoping for?

Yes, Gareth has provided me with confidence and reassurance which is worth every penny of his fee.

What could they have done better?

No

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

advise regarding pensions and releasing equity.

How has Gareth Harris helped you?

contacted numerous pensions and advised us with regards to choosing new investors.

Have you seen the outcome you were hoping for?

yes we released some equity and had advise on my pensions.

What could they have done better?

we were happy with the service that Gareth Harris provided.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Neede specific advice from independent source.

How has Gareth Harris helped you?

Gave me specific advice which helped greatly.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Options available regarding my personal pension plan and savings/investment outside the pension plan.

How has Gareth Harris helped you?

Advised me on the options available for my pension plan into which I continue to pay in and helped me assess my acceptability to risk. Reviewed performance on my saving outside my pension.

Have you seen the outcome you were hoping for?

Yes - I am now sure I have taken the correct steps with regard to my pension options and both pension and savings have performed within acceptable limits.

What could they have done better?

I am perfectly happy with the advice and the way it has been given.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

We wanted to reduce our outgoings. We have a buy-to-let property we were using as a pension investment but since the credit crunch we were thinking of selling and using the money to reduce our mortgage on the house we live in.

How has Gareth Harris helped you?

Gareth got us to get all our documentation together and we listed our outgoings and incomings. My husband had a pension that we had stopped paying into as we thought it was worth less than the amount of money we had paid into it. Gareth found that it was actually worth more than we expected and that we may be able to cash it in when my husband is 55 and we could use the money to reduce our mortgage even further. It was also useful to get his thoughts on whether to sell the buy-to-let house or not.

Have you seen the outcome you were hoping for?

We put the house up for sale and it is currently under offer and we are waiting for the house sale to complete. We have changed pension providers and have a better account now. I am pleased that I contacted Gareth as I have always dealt with financial matters myself and didn't realise that a financial adviser would be any benefit to us as I didn't think we had enough investments/money to warrant paying for the service.

What could they have done better?

Nothing. Gareth has been very helpful and has given us help, guidance and the confidence for us to make decisions to change our financial situation.

First impression from a user who is not yet a client

August, 2015

Overall

Please provide a brief comment about your experience with Gareth

Gareth arrived on time and is a very likeable person. He went through the information I required in an organised manner. As there were other persons in the house at the time he was careful he was not overheard when communicating sensitive information.

Review from verified client

August, 2015

Overall

Advice