Andy Degiorgio

As a Financial Planner with Penrose Wealth Management, I’m passionate about helping people achieve their financial goals and protect themselves and their families from the unforeseen challenges life throws at us. Together, we explore your life plan to understand what drives you, what your aspirations and dreams are and who or what is important to you. We then look at your current financial circumstances to identify and prioritise any gaps. Once we have agreed on any priorities, I take these away and prepare solutions to meet your needs. I specialise in advising professionals, businesses and business owners, and you might want to talk to me if you're thinking about these kinds of things: * How do maximise my retirement pots? * How do I monetise my business so that it really is my pension? * How do I reduce my tax? * How do I organise my financial life? * How do I protect my family? * How do I help my kids/grandkids get started in life? * How do choose the right mortgage? * How do I pass on as much as I can to my family when I'm no longer here? If you want to have a chat and see if I can help you, please get in touch. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 28/01/2025