Paul Huggins

What were the circumstances that caused you to initially look for an adviser?

Trust fund from family

How has Paul Huggins helped you?

He listens to what I say and acts/advises accordingly

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Requirement for an advisor for my savings

How has Paul Huggins helped you?

Put my savings into appropriate wrappers

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

---

What were the circumstances that caused you to initially look for an adviser?

I was about to finally give up working and was aware of a need to sort out my various investments in order to ensure a regular income. I knew my pension income would be modest.Yes

How has Paul Huggins helped you?

Yes.

Have you seen the outcome you were hoping for?

Yes, very much so.

What could they have done better?

I still don’t fully understand how my investment works although clearly it works well….so far!

What were the circumstances that caused you to initially look for an adviser?

Inheritance and tax planning

How has Paul Huggins helped you?

Family financial planning

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

To find best way to invest savings

How has Paul Huggins helped you?

Paul has given sound advise over the years.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Lack of financial knowledge

How has Paul Huggins helped you?

Looked after my savings for many years

Have you seen the outcome you were hoping for?

Yesk

What could they have done better?

Na

What were the circumstances that caused you to initially look for an adviser?

Inheritance money

How has Paul Huggins helped you?

Advised me on where to put money

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing i can think of

What were the circumstances that caused you to initially look for an adviser?

Paul was highly recommended to me.

How has Paul Huggins helped you?

Very good Financial advice.

Have you seen the outcome you were hoping for?

Yes .Very pleased

What could they have done better?

Was very happy with the outcome.

What were the circumstances that caused you to initially look for an adviser?

Inheritance

How has Paul Huggins helped you?

He has invested my inheritance.

Have you seen the outcome you were hoping for?

Not really but I understand the risks.

What could they have done better?

I've been happy that Paul has done his best.

What were the circumstances that caused you to initially look for an adviser?

Consolidation of various pensions .

How has Paul Huggins helped you?

Paul has provided clear direction in regard my pension consolidation position .

Have you seen the outcome you were hoping for?

yes

What could they have done better?

.

Please provide a brief comment about your experience with Paul

Paul quickly assessed my needs following a summary of my financial position and was both pleasant and consturctive.

What were the circumstances that caused you to initially look for an adviser?

Moving my pension

How has Paul Huggins helped you?

Advised on what I needed and sorted it all out. Provides continuing support and advice.

Have you seen the outcome you were hoping for?

Ongoing

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

To manage investment for my private pension.

How has Paul Huggins helped you?

By recomending the most cost effective investment based on my current attitude to risk.

Have you seen the outcome you were hoping for?

Not really in a postion to make a value judgement but a better return on the investment would be desirable.

What were the circumstances that caused you to initially look for an adviser?

I had advice from a friend that was already a client .

How has Paul Huggins helped you?

He has helped with advice with how to make the most of our pensions .

Have you seen the outcome you were hoping for?

We are going in the right direction .

What could they have done better?

We are quite happy with their performance .

What were the circumstances that caused you to initially look for an adviser?

Had an amount of monies to invest/save

How has Paul Huggins helped you?

Advised and managed all the work

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not qualified to answer

What were the circumstances that caused you to initially look for an adviser?

Previous adviser retired

How has Paul Huggins helped you?

He helped my husband set up his Pension and has since helped him with his withdrawals.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

An initial blip on a payment but soon sorted.

What were the circumstances that caused you to initially look for an adviser?

Inheritance

How has Paul Huggins helped you?

Helped us to invest our money and introduced us to a mortgage advisor

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure. Quite happy with the service

What were the circumstances that caused you to initially look for an adviser?

My late mother had investments with Paul which I inherited.

How has Paul Huggins helped you?

Set up a monthly retirement income from investments. Advice regarding long term management and inheritance tax.

Have you seen the outcome you were hoping for?

Realistic and aware of current world affairs and the impact on investments

What could they have done better?

I don't belive so

What were the circumstances that caused you to initially look for an adviser?

I needed to find a financial advisor that I could trust absolutely. Paul was suggested to me by a very good friend who gave him a glowing recommendation.

How has Paul Huggins helped you?

With investment advice, financial planning and inheritance planning

Have you seen the outcome you were hoping for?

Very much so. I am very pleased with his recommendations

What could they have done better?

Nothing springs to mind. Paul keeps me informed and aware of financial matters that could have an effect on my financial wellbeing

What were the circumstances that caused you to initially look for an adviser?

Swapping pension over

How has Paul Huggins helped you?

Always gives good advice, I feel I can always trust his decisions.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We felt we needed help in sourcing and monitoring the most appropriate investements for us.

How has Paul Huggins helped you?

He has devised strategies that give us the income we want at a risk level that we are comfortable with. He has responded promptly to all our questions and keeps us informed regularly about the status of our portfolio.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing we can think of

What were the circumstances that caused you to initially look for an adviser?

Poor returns from high street

How has Paul Huggins helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I had some inheritance money to invest and Paul was recommended to me by a family member who have using his services for a long time

How has Paul Huggins helped you?

By investing my old work pensions and amalgamating them into one investment and the inheritance into an ISA

Have you seen the outcome you were hoping for?

Yes the pensions are growing well and the ISA has made growth

What were the circumstances that caused you to initially look for an adviser?

I needed to have financial advice after my retirement

How has Paul Huggins helped you?

Paul has helped my wife and myself in setting up my pension

Have you seen the outcome you were hoping for?

As the outcome is somewhat disappointing however this is not due to Paul but what with covid and the war in Ukraine everything hasn't moved foreward

What could they have done better?

An impossible question to answer as I am not a financial adviser

What were the circumstances that caused you to initially look for an adviser?

When my pensions were due to me at age 55

How has Paul Huggins helped you?

Paul has helped us in every way possible, he is my "go to" for advice when I need help before making any financial decisions.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I had various pensions of which some were static and frozen.

How has Paul Huggins helped you?

Paul was key in consolidating my pensions into one fund that is still growing in value.

Have you seen the outcome you were hoping for?

I understand that investment plans can grow and shrink. With the current situation its seen steady growth but of course during covid the whole market suffered.

What could they have done better?

Paul was very attentive to my needs and advised the best plan of action to fulfill my needs for my retirement. He explained the pro,s and con,s and what risks might be involved and between us decided on the right path for my needs.

Please provide a brief comment about your experience with Paul

Paul was helpful, knowledgeable and not pushy to upsell more products or services. I got all the information I needed and very quickly following my enquiry.

What were the circumstances that caused you to initially look for an adviser?

I had a lump sum on retiring and couldn't find any investments with a reasonable return. A family member recommended Paul.

How has Paul Huggins helped you?

Paul has given me sensible advice on investments. He takes time to find out what is suitable for me now and for the future and takes into consideration what I am comfortable with.

Have you seen the outcome you were hoping for?

Yes. I have had good returns considering the financial situation of the last 9 years. I am fully aware that markets go down as well as up and don't expect a quick return.

What could they have done better?

Nothing really. They are always available and explain things clearly. I have no complaints.

What were the circumstances that caused you to initially look for an adviser?

How to invest my private pension and bonds

How has Paul Huggins helped you?

Giving sound financial advice always very responsive to my needs

Have you seen the outcome you were hoping for?

Yes although the challenging times have proven challenges

What could they have done better?

Nothing dealt with any financial advice professionally

What were the circumstances that caused you to initially look for an adviser?

Money to invest.

How has Paul Huggins helped you?

Explained things very well with clear graffics and in depth explanations.

Have you seen the outcome you were hoping for?

No but that is due to the Financial situation of the whole World.Notjing

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Because it makes sound advice to have an adviser

How has Paul Huggins helped you?

With pensions

Have you seen the outcome you were hoping for?

It’s all in planning

What could they have done better?

Nothing I don’t think

What were the circumstances that caused you to initially look for an adviser?

Advice needed for a private pension

How has Paul Huggins helped you?

Advised me on investments best suited.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my various pension pots and understand my financial position now and looking ahead to retirement. Specifically understanding when I could retire.

How has Paul Huggins helped you?

Helped consolidate pensions into one pot and platform which I can easily access to see my investments. Helped give us scenarios as to possible retirement dates.

Have you seen the outcome you were hoping for?

Yes overall.

What could they have done better?

Investments could have risen more but this is down to the macro economic environment of the last few years.

What were the circumstances that caused you to initially look for an adviser?

needed advise on my final salary pension

How has Paul Huggins helped you?

released my pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

Needed advise on pensions, savings, ISA’s etc

How has Paul Huggins helped you?

Paul has arranged my finances in an easy and understandable way, with easy access and ability to track your investments online

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Paul Huggins was recommended by a previous financial adviser who retired.

How has Paul Huggins helped you?

Peace of mind in a confusing financial world.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

My husband has Alzheimer's and l felt,with the family's backing, that professional help was needed .

How has Paul Huggins helped you?

He has given us financial advice and suggested that we update our wills with a local solicitor.He has reassured us of the financial consequences if we have to pay for residential care in the future.

Have you seen the outcome you were hoping for?

We feel that it is early days and work in progress.

What could they have done better?

I don't feel qualified to suggest changes but Paul is always approachable and explains things well and ready to answer questions.

What were the circumstances that caused you to initially look for an adviser?

Recommend by an associate

How has Paul Huggins helped you?

Sound investment for retirement income

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Transfer of inheritance investments; management of pensions; financial planning.

How has Paul Huggins helped you?

Options to invest monies, choice of funds, financial planning over short term through long term

Have you seen the outcome you were hoping for?

Paul is a professional, very capable financial consultant, who provides great advice while understanding one's personal circumstances.

What could they have done better?

I am very happy with Paul's services and have no problems in this regard.

What were the circumstances that caused you to initially look for an adviser?

Needed professional advice on what to do with my pension

How has Paul Huggins helped you?

Increase my pension pot

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I had a pension that was not increasing in value. An adviser had been given my name and kept calling me and finally gave up as I wasn't answering. Paul Huggins was passed my information and he rang and I finally gave him some time. He appeared to be honest, there was no pressure and he explained what he could do in simple language. As a result I signed up with Paul

How has Paul Huggins helped you?

He gave me the confidence to invest more monies into my pension fund. He showed me how I was making money despite the fact that I was taking money from my pension every month.

Have you seen the outcome you were hoping for?

Yes absolutely. I just wish I could have met Paul 10 years ago

What could they have done better?

I see Paul once a year, however I would like to see him at least every 6 months.

What were the circumstances that caused you to initially look for an adviser?

I needed financial advice after the death of my husband

How has Paul Huggins helped you?

Paul has been an enormous help

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing that i can think of

Please provide a brief comment about your experience with Paul

Very clear and helpful on an involved subject

Please provide a brief comment about your experience with Paul

Initial conversation: knowledgeable, trustworthy helpful advice. Not at all pushy. Happy to focus on my specific questions rather than a load of tangents. Off to a good start

Please provide a brief comment about your experience with Paul

Friendly and explained well

What were the circumstances that caused you to initially look for an adviser?

Needed advise

How has Paul Huggins helped you?

20 yrs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed to ask for help managing my financial affairs after divorce.

How has Paul Huggins helped you?

Always available with help and advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Paul took over existing IFA business

How has Paul Huggins helped you?

Pension Investment, Life policys and Insurance policies for work related items

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All good

What were the circumstances that caused you to initially look for an adviser?

I was possibly going to be made redundant and wanted advice on choices for my pension pot

How has Paul Huggins helped you?

Pension planning and general financial advice

Have you seen the outcome you were hoping for?

Yes, luckily I am still working so that pension remains unchanged. Another pension Paul has helped me to transfer to gain a higher return

What could they have done better?

nothing , very happy with the service received

What were the circumstances that caused you to initially look for an adviser?

Pmesion consolidation

How has Paul Huggins helped you?

helped consolidate all my existing pensions and provided advice regarding retirement planning

Have you seen the outcome you were hoping for?

not yet - won't retire for another 5 years or so

What could they have done better?

nothing, very happy with the service and advice provided

What were the circumstances that caused you to initially look for an adviser?

Complexity of my finances, particularly when being made redundant.

How has Paul Huggins helped you?

Invaluable advice on how to access pensions, to assist with long term financial planning, and other advice.

Have you seen the outcome you were hoping for?

Yes, and this wouldn't have been possible without his advice

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Advice on pensions and investments

How has Paul Huggins helped you?

Paul has been very helpful

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

This review is a follow-up review from a client who left a review previously.

How has Paul Huggins helped you since your last review?

Regular updates and additional updates when markets change significantly

This review is a follow-up review from a client who left a review previously.

How has Paul Huggins helped you since your last review?

Provided very helpful advice about draw down of an off-shore investment. Provided detailed update of status of current Transact investments

This review is a follow-up review from a client who left a review previously.

How has Paul Huggins helped you since your last review?

By getting everything in order for my husband's retirement

What were the circumstances that caused you to initially look for an adviser?

To set up a private pension

How has Paul Huggins helped you?

Advice and setting up my pension

Have you seen the outcome you were hoping for?

Yes

This review is a follow-up review from a client who left a review previously.

How has Paul Huggins helped you since your last review?

Keeps me updated on my risk assesment and readily available for advice.

This review is a follow-up review from a client who left a review previously.

How has Paul Huggins helped you since your last review?

Very good advise and easily contactable

What were the circumstances that caused you to initially look for an adviser?

I was wanting to consolidate my existing pensions into one and seeing if and when it would be possible to retire

How has Paul Huggins helped you?

Paul has consolidated my pensions and advised me on when I could potentially retire based on my current situation

Have you seen the outcome you were hoping for?

Everything was going according to plan then we had the massive crash in the market and with the situation in Ukraine this has not helped. this has put a slight dent in the plan, however we are now seeing improvements

What could they have done better?

nothing