Nicholas Hill
NTM Financial Services Ltd
Minimum savings/pensions: Any amount
Minimum mortgage: Any amount
0292 227 9219
Based in Cardiff
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: August, 2024
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status
Last checked: 13 July 2025
Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status
47
Recent Client Reviews
Nicholas has received 47 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Nicholas has received 47 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 12 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Nicholas has not yet added their fees to their profile
Fees not yet added
Nicholas has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status
Last checked: 13 July 2025
Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status
47
Recent Client Reviews
Nicholas has received 47 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Nicholas has received 47 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 12 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Nicholas has not yet added their fees to their profile
Fees not yet added
Nicholas has not yet added their fees to their profile
Clients that work with me want sound, independent financial advice, to guide them towards financial freedom. I take pride in offering a whole of market approach that revolves around helping individuals develop a long-term financial plan tailored to their specific objectives. I understand that every client is unique, and I offer proven, expert advice, to guide them towards financial success. I believe in creating a clear road map to help my clients reach their financial goals efficiently. My commitment is to ensure that you enjoy a smooth journey from point A to point B, achieving financial stability and security along the path. Life can be a challenge, it’s my job to help you keep things simple, focused and manageable. I have an active social life and enjoy a wide variety of sporting activities. I look forward to meeting you for a no obligation, complementary appointment to discuss how we can help you make the most of your future. I am also happy to discuss our services over the phone or by email if you prefer.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Nicholas's clients
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