Rachael Bell

My approach to financial planning is people focused. I take time to understand your goals, your values, and what financial freedom looks like to you - then craft a tailored plan to help you get there with confidence. I’m Rachael Bell, Practice Principal of Rachael Bell Wealth Management. My goal is simple: to make a measurable, positive difference to your life. Whether you’re a high‑net‑worth individual, a family stewarding generational wealth, or a business owner navigating the next chapter, I will build a strategy that mirrors your ambitions. From my base in the North of England, I serve clients across our region and into Southern Scotland. Lasting relationships sit at the core of my practice. Clients tell me they stay because the advice is clear, personal, and aligned with their goals. Put plainly, we’re not box‑ticking advisers. The firm was built on one principle: every decision starts with what is right for you. I aim to exceed expectations at every turn and back everything up with deep technical expertise. Complexity is everywhere - tax rules shift, markets move, life happens. My job is to cut through the noise and do the heavy lifting. The process starts with listening. Only by understanding your priorities can I create and, crucially, keep refining a bespoke plan that stays fit for purpose. We’ll agree a review rhythm that works for you. I’m passionate about turning complexity into clarity. With the support of my exceptional team, we deliver advice that is tailored to you and rooted in decades of experience. Collaboration matters. I routinely bring your solicitors, accountants and other professionals to the table so every angle is covered and your time is never wasted. Many clients have been with me for years; and seeing their plans come to life is a privilege I never take for granted. My technical focus spans Retirement, Trust & Estate, Long‑Term Care, Intergenerational Planning, Pension Planning and Investments, including discretionary portfolios through Rowan Dartington, the stockbroking arm of St. James's Place. As a Senior Partner Practice of St. James’s Place, Rachael Bell Wealth Management can draw on market‑leading research and solutions to complement our own advice. In short, I’m a problem‑solver. Clients entrust me with their future, and I repay that trust with tailored plans to help them achieve their financial goals. Giving back is an important aspect of what we do – and every year we raise funds for local charities, whilst regularly supporting the St. James’s Place Charitable Foundation. This is very important to me - I believe if we can make a positive difference to our communities, we should. Away from the office you’ll find me in the gym working on my strength training, in the kitchen testing new recipes, or exploring Cornwall with my husband Keith and our three Springer Spaniels - Daisy, Zara and Ted. In summary, for me, financial planning done properly isn’t just about numbers - it’s about people, and that’s where we begin. Trusts are not regulated by the Financial Conduct Authority. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 04/07/2025