Chelsea Whittock

Chelsea Whittock

Rachael Bell Wealth Management

Minimum savings/pensions: Over £100,000

0330 038 8939
Based in Carlisle
View location
Top Rated 2026
Verified since: June, 2025
4.9 out of 5

59 reviews

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 18 September 2026

    Chelsea and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 6

    Recent Client Reviews

    Verified reviews: 100%

    Chelsea has received 6 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 15 June 2026

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • Qualifications Uploaded

    Qualifications not yet added

    Chelsea has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Chelsea has not yet added their fees to their profile

  • 26

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Chelsea

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Chelsea (based on 26 first impressions)

About

I’m a Chartered Financial Planner based in Cumbria, providing clear, personalised advice on investments, pensions, retirement planning, and inheritance tax. I focus on giving my clients genuine peace of mind, knowing their finances are aligned with their goals. By simplifying the complex and building long‑term relationships, I help individuals and families make confident decisions at every stage of life. If you’re looking for trusted, expert guidance to grow, protect, or pass on your wealth, I’d be delighted to have a no strings attached initial chat to find out if we can help you going forwards. With nearly 10 years’ experience in financial services, I began my career at a Self‑Invested Personal Pension provider, building a strong technical foundation. I then progressed into financial planning roles with both a local building society and a national financial services and accountancy firm, broadening my experience across a wide range of client needs. I joined Rachael Bell Wealth Management in 2025 after seeing the passion the firm has for helping their clients, something which truly accorded with my own client journey. Outside of work, you’ll often find me out running, having taken part in events such as the Great North Run, the Manchester Half Marathon, and the London Marathon in 2025. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 24/06/2025