Chelsea Whittock

Chelsea Whittock

Rachael Bell Wealth Management

Minimum savings/pensions: Over £100,000

0330 038 8939
Based in Carlisle
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Top Rated 2026
Verified since: June, 2025

4.9 out of 5

54 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 18 February 2026

    Chelsea and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 2

    Recent Client Reviews

    Verified reviews: 100%

    Chelsea has received 2 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 15 December 2025

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

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  • 26

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Chelsea

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Chelsea (based on 26 first impressions)

As a chartered financial adviser, I help and support my clients' goals, helping them achieve financial confidence in their future. My advice is unique and personalised, tailored to your specific needs and objectives. With a financial services career spanning 8+ years, my original vocation was within the pensions industry, working behind the scenes at a Self Invested Personal Pensions company. This laid the groundwork for my subsequent roles in financial planning at both a local building society, and a national financial services and accounting practice. I joined Rachael Bell Wealth Management in 2025 after seeing the passion the firm has for helping their clients, something which truly accorded with my own client journey. Outside of work, I channeled that passion and energy into running the London Marathon in April 2025! In my spare time, you will find me running around Carlisle and the surrounding areas, or up on the fells even in the rain! Please get in touch for an initial, no strings attached chat to find out if we can help you going forwards. Let's embark on this journey together. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 24/06/2025