Marc Carpenter

Marc Carpenter

Perspective (North West) Ltd

Minimum savings/pensions: Over £100,000

0330 038 8941
Based in Chorley
View location

Top Rated 2025
Verified since: July, 2021

5 out of 5

60 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 20 June 2025

    Marc is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Marc's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Marc has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 18 June 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

    Marc has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Marc has not yet added their fees to their profile

  • 9

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Marc

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Marc (based on 9 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 20 June 2025

    Marc is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Marc's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Marc has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 18 June 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

    Marc has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Marc has not yet added their fees to their profile

  • 9

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Marc

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Marc (based on 9 first impressions)

Based in Chorley, Lancashire, I accepted an invitation to join Perspective (North West) Ltd in January 2023 with the main aim of continuing to build on my reputation as a trusted financial planner, offering clients an excellent, independent and highly personalised service. I look to deliver this by taking time to truly understand clients personal circumstances and what’s important to them, in order to give the best opportunity to achieve the outcomes that they desire. I was born and grew up in Halifax, West Yorkshire, relocating to the North West in 2006.I have worked in banking and financial services for over 25 years, holding a number of roles including retirement consultant and business development manager as well as that of financial planner. In December 2017, I achieved the status of Chartered Financial Planner and also became a Fellow of the Personal Financial Society - something I am extremely proud of. The parts of the job the gives me most enjoyment is helping clients plan for their future, helping them to achieve their retirement goals and enjoy the retirement that they want for themselves. In my spare time I enjoy most sports, particularly cricket, motor sport and football. I has been a season ticket holder at Bradford City for more years than I cares to remember and I am currently trying - unsuccessfully - to convince my young son to follow this lead. Specialties include : Wealth Planning Retirement Planning Retirement Income Options Tax Planning and Estate planning Assisting Business Owners Wealth Protection

Offers available through VouchedFor

Contact Marc through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Marc's clients

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Clients' level of financial expertise

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Adviser Disclaimer

The value of an investment will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs generally depends on individual circumstances. Equities do not provide the security of capital associated with a deposit account with a bank or building society.