0330 038 8942
Based in Chorley
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: April, 2018
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Melanie is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Melanie's status
Last checked: 11 April 2025
Melanie is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Melanie's status
7
Recent Client Reviews
Melanie has received 7 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Melanie has received 7 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 19 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Melanie has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Melanie has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Melanie has not yet added their fees to their profile
Fees not yet added
Melanie has not yet added their fees to their profile
6
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Melanie (based on 6 first impressions)
100% of users who are not yet clients had a positive first experience with Melanie
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Melanie (based on 6 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Melanie is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Melanie's status
Last checked: 11 April 2025
Melanie is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Melanie's status
7
Recent Client Reviews
Melanie has received 7 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Melanie has received 7 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 19 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Melanie has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Melanie has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Melanie has not yet added their fees to their profile
Fees not yet added
Melanie has not yet added their fees to their profile
6
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Melanie (based on 6 first impressions)
100% of users who are not yet clients had a positive first experience with Melanie
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Melanie (based on 6 first impressions)
I have worked in financial services since joining Anne Wray in 2004. Initially working as the Office Manager, I became authorised to provide financial advice in 2007. This experience of working in an independent practice has helped me to understand clients needs and help them find the right solution. We are a family firm and I love working with my mum (Anne) and my brother (Tom). I enjoy the continuing links with my clients, assisting them as their needs develop and change over the years. I have lived in Chorley for over 20 years with my partner Lee, and three children, Megan, Daniel and Hollie. (Plus our 3 lovely dogs, Snoop, Jasper and Bella).
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Melanie's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
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