0330 038 8941
Based in Chorley
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: April, 2024
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Garnet is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Garnet's status
Last checked: 28 April 2025
Garnet is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Garnet's status
8
Recent Client Reviews
Garnet has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Garnet has received 8 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 25 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
13
Qualifications Uploaded
Garnet has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
13 qualification certificates available to view
Garnet has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Garnet has not yet added their fees to their profile
Fees not yet added
Garnet has not yet added their fees to their profile
11
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Garnet (based on 11 first impressions)
100% of users who are not yet clients had a positive first experience with Garnet
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Garnet (based on 11 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Garnet is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Garnet's status
Last checked: 28 April 2025
Garnet is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Garnet's status
8
Recent Client Reviews
Garnet has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Garnet has received 8 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 25 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
13
Qualifications Uploaded
Garnet has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
13 qualification certificates available to view
Garnet has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Garnet has not yet added their fees to their profile
Fees not yet added
Garnet has not yet added their fees to their profile
11
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Garnet (based on 11 first impressions)
100% of users who are not yet clients had a positive first experience with Garnet
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Garnet (based on 11 first impressions)
As a Fellow of the Personal Finance Society and Chartered Financial Planner, I provide professional, holistic financial advice. I help my clients simplify their financial affairs. I work with my clients to design their financial futures and keep their financial plans on track. I have worked in financial services for nearly 20 years and provide broad based financial advice mainly to: • Directors & CEO's • Professionals & Business owners • Lottery Winners • Clients who are close to and planning for their retirment • Personal Injury and other settlements • Advice to trustees, Court appointed deputies • Solicitors and Accountants • Redundancy payments and advice Helping them with practical solutions to the financial issues that concern them most. I am passionate about long term care planning, later life care funding and intergenerational wealth planning. My advice covers all areas of wealth management, including • Retirement planning and pension reviews • Trustee investments • Wealth protection • Investment Planning
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Garnet's clients
Based on responses provided by clients who have reviewed this adviser
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Clients' level of financial expertise
This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.
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Adviser Disclaimer
The value of an investment will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs generally depends on individual circumstances. Equities do not provide the security of capital associated with a deposit account with a bank or building society.