Garnet Ronander

Garnet Ronander

Perspective (North West) Ltd

Minimum savings/pensions: Over £500,000

0330 038 8941
Based in Chorley
View location

Top Rated 2025
Verified since: April, 2024

4.9 out of 5

47 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 28 April 2025

    Garnet is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Garnet's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Garnet has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 25 April 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 13

    Qualifications Uploaded

    13 qualification certificates available to view

    Garnet has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Garnet has not yet added their fees to their profile

  • 11

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Garnet

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Garnet (based on 11 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 28 April 2025

    Garnet is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Garnet's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Garnet has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 25 April 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 13

    Qualifications Uploaded

    13 qualification certificates available to view

    Garnet has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Garnet has not yet added their fees to their profile

  • 11

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Garnet

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Garnet (based on 11 first impressions)

As a Fellow of the Personal Finance Society and Chartered Financial Planner, I provide professional, holistic financial advice. I help my clients simplify their financial affairs. I work with my clients to design their financial futures and keep their financial plans on track. I have worked in financial services for nearly 20 years and provide broad based financial advice mainly to: • Directors & CEO's • Professionals & Business owners • Lottery Winners • Clients who are close to and planning for their retirment • Personal Injury and other settlements • Advice to trustees, Court appointed deputies • Solicitors and Accountants • Redundancy payments and advice Helping them with practical solutions to the financial issues that concern them most. I am passionate about long term care planning, later life care funding and intergenerational wealth planning. My advice covers all areas of wealth management, including • Retirement planning and pension reviews • Trustee investments • Wealth protection • Investment Planning

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Garnet's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Mortgage value

Savings

Clients' level of financial expertise

This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.

Reviews of Garnet

Are you a client of Garnet? Write your own review

No reviews matching your filter selections.

VouchedFor Disclaimer

Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.

Adviser Disclaimer

The value of an investment will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs generally depends on individual circumstances. Equities do not provide the security of capital associated with a deposit account with a bank or building society.