Edward Chandler

I am an experienced financial service business owner with a demonstrated history in the financial services sector. This is an industry I absolutely love to be involved in and am passionate about the trusted relationship we have with our clients, some of which have been with me since I started out in our industry over 36 years ago. Integrated Financial Solutions For You is a business built around helping clients and their families meet their financial goals throughout their lifetime. To help clients with their financial journey we have a team of experienced financial advisers who are qualified to assist clients in every aspect of their financial planning . This includes tax efficient Investment and Retirement Planning, Inheritance Tax Planning, Estate Planning as well as other areas such as organising clients Mortgage and Protection needs. Your first meeting is held entirely at our expense, without obligation. This will enable you to establish if our company is right for you in what we hope will be a long term relationship. Get help with understanding your options for releasing equity from your home. Understand the main options, the costs associated and the long term implications of each option. Equity release will reduce the value of your estate and could affect eligibility to means tested benefits. Your adviser should be able to assess and explain this to you. Warning: A Lifetime Mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release.Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Please discuss with your family and beneficiaries. Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.