Andrew Lee

I have worked within the financial services industry since 1989, gaining my knowledge and skills as a financial adviser while working with some of the principal high street banks. Initially, I focused on personal clients, providing financial planning and mortgage advice. In 2004, I moved into the commercial sector and I have been advising a portfolio of clients since then, ranging from start-ups to companies with turnovers in excess of £15 million. I specialise in company pension and business protection schemes, including group life and income protection cover, as well as continuing to work closely with my personal clients, advising them on their on-going mortgage, protection and retirement planning needs. I believe that building strong bonds and forging close working relationships with my clients is an essential aspect of providing financial advice. I am a member of the Chartered Insurance Institute (CII) and hold a Statement of Professional Standing. Get help with setting up auto enrolment as an employer or get a better understanding of an auto enrolment scheme you are signed up to as an employee. Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.