Luke Hill

I provide clarity and complete peace of mind that any future decision you make will be the right one. To me, it's important to build on what you already have and remove any financial anxiety. The ever changing financial landscape can be a minefield so my services ensure no mistakes are made and your whole financial framework is in the best position possible. All I ask is that you tell me your story as I will always take a genuine interest in what's important to you. Experience has told me that people want to know if they're going to be okay so any financial planning I do is centred around answering this question. For a free initial consultation, please get in touch . There is no set time because I need to understand what is important to you first. Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help with understanding the options you have to fund yours or a loved one's long term care. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.