0330 038 8941
Based in Diss
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FCA status: Certified by Firm
Penny is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Penny's status
Last checked: 14 February 2026
Penny is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Penny's status
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Recent Client Reviews
Penny has received 1 client review in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Penny has received 1 client review in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 05 November 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
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Penny has not yet added their qualifications to their profile
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I have worked in the financial services industry for most of my working life, including Adviser roles with HSBC, Nat West and AXA, before then becoming an Independent Financial Adviser with the Hoyl Group. I have a wealth of experience in providing bespoke advice on pensions and investments and in recent years have progressed into more technical areas, such as legacy planning, inheritance tax planning, tax mitigation and trusts. My experience and specialism in these areas has led to my appointment as a Senior Financial Adviser and I am now working towards becoming a Chartered Financial Planner, which is widely considered the ‘gold standard’ in financial advice. I am proud of the close business relationships I build with my clients as I help them achieve their financial goals and guide them through their different life stages. Many have been with me throughout my time with Hoyl and continue to recommend me to their friends, family and colleagues. I feel blessed to work for a firm who truly shares my belief in ethical conduct and treating customers fairly, which remains at the heart of everything we do