0330 038 8942
Based in Dumfries
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: March, 2017
4.9 out of 5
Checks carried out by VouchedFor
FCA Status: Pending
Checks for Andrew and/or the firm they work for (or are appointed representatives of) are currently pending
This check is pending
Checks for Andrew and/or the firm they work for (or are appointed representatives of) are currently pending
203
Recent Client Reviews
Andrew has received 203 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Andrew has received 203 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 07 January 2026
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
1
Qualifications Uploaded
Andrew has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Andrew has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Andrew has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Andrew has provided information on their typical fees
Andrew has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
24
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Andrew (based on 24 first impressions)
100% of users who are not yet clients had a positive first experience with Andrew
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Andrew (based on 24 first impressions)
With a career in the Financial Services industry since 1994, I bring extensive knowledge, experience, and expertise as a Financial Adviser. I founded Border Finance Ltd in 2004, leading its growth to become a trusted name for clients throughout Dumfries & Galloway and beyond. I am a highly motivated individual ensuring I keep up to date with all tax and legislative changes allowing me to ensure my clients are able to make fully informed choices to assist them in achieving their personal and financial goals. I strive to continually improve and enhance the service I offer ensuring the continued growth of Border Finance Ltd, giving security and peace of mind to both my clients and staff. I'm honored to have been recognised as one of the UK’s Top Rated Independent Financial Advisers for the seventh consecutive year in VouchedFor’s 2025 survey, conducted in partnership with The Times and Sunday Times, with Border Finance Ltd maintaining a rating of 4.9 out of 5 from 1,615 client reviews as of November 2024. Beyond work, I’m an avid golfer and enjoy both playing and watching football. I’ve completed the Liverpool, Edinburgh, and London marathons, raising funds for Macmillan Cancer Support. I also enjoy holidays, fine dining, and socialising with friends and family.