Reviewed for

Insurance and Protection ( 21 )

Mortgages ( 32 )

Pensions ( 21 )

Equity Release ( 2 )

Retirement income (annuities, drawdown) ( 7 )

Auto Enrolment ( 1 )

Investments and Savings ( 23 )

Pension Transfers - Non Specialist ( 4 )

Inheritance Planning ( 5 )

Long Term Care ( 1 )

Pension Transfers - Specialist ( 1 )

Financial Planning ( 1 )

Reviewers' assets

£200k - £500k ( 1 )

£100k - £200k ( 2 )

£50k - 100k ( 5 )

Up to £50k ( 16 )

Client reviews

First impression from a user who is not yet a client

November, 2023

Overall

Please provide a brief comment about your experience with David

Professional but friendly, and gave lots of information at our initial meeting which enabled me to make decisions about investing for my future pension.

First impression from a user who is not yet a client

November, 2023

Overall

Please provide a brief comment about your experience with David

I've had an initial face to face meeting. I found it difficult to understand the jargon Dave used. I am a novice but Dave assumed I knew what he was talking about. Also the whole process will be protracted taking several weeks unlike other IFAs I have been in contact with.

David's reply

Disappointed with the 3 stars, always try not to use jargon especially as I'm an Equity Release specialist generally dealing with elderly people. I believe I used Bed and ISA an mentioned Gilts which Beverley ask me what these were before I could go on and explain the process of Bed and ISA and also what a Gilt is. I certainly didn't assume anything. I make no apologise for the timescale, its a regulatory requirement that we know our clients before any recommendation made. We initially meet to complete a comprehensive fact find so I know my client's current financial position and their financial goals. I then go away and research this and then come back to present to my clients. If clients are happy with recommendation, then a full report is produced that backs up everything that was said and recommended and how this meets clients goals. Once clients are happy with Report and have asked any questions they may have, we can then move to application stage and take investment funds. Whole process takes around a month. In my experience clients are more than happy to take things slowly when such an important decision is being made, you don't want to be talked into anything or rushed into making any hasty decision. When clients refuse to disclose all requested information I inform them that I can't progress without knowing full circumstances as my advice might had been different if I had know the whole picture. I choose not to offer my services to clients under partial disclosure route.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

When looking to buy my first house with my other half around 16 years ago, I needed some help finding the right mortgage. Dave had helped my sister, and so she recommended him to us. We have never regretted it.

How has David Simmonds helped you?

Since helping us find out very first mortgage, Dave has since helped us with various re-mortgages, with finding suitable life cover and critical illness insurance cover (especially important when our first child came along). Dave has also helped with setting up private pensions, and has carried out annual financial reviews with us - making various recommendations around ISAs and other investment and saving options.

Have you seen the outcome you were hoping for?

Yes - it is a minefield out there when it comes to all of the various financial routes you can take, and having someone as knowledgeable and trustworthy as Dave has been very re-assuring to us. We have since recommended him to various other friends and family, who have all had positive experiences with him.

What could they have done better?

Nothing at all. It has been great to have Dave there for help when needed.

David's reply

Thanks for your review Tony, your comments are much appreciated.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Many years ago I needed mortgage advice and David was recommended to me

How has David Simmonds helped you?

He helped me with that mortgage and I have used his services since then and have recommended him to friends and family.

Have you seen the outcome you were hoping for?

Yes, the advice he has given me over the years has given me good returns and mortgages

What could they have done better?

Nothing I can think of

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I received some money from a Pension and wanted to invest it, knowing that I would need it later on, 5-10 years. The interest from banks etc. wasn't great. David was recommended by a colleague at work.

How has David Simmonds helped you?

David listened to my plans and suggested ways to invest my money, which suited my situation and also took into account my wanting the minimum risks taken.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

For me, I don't think David could have done any better. He explained everything clearly. Kept me informed at all times of any changes, regular updates on how my investments were doing. Spot on.

David's reply

Thanks Cynthia that’s a fantastic review. See you soon.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Just taken early retirement

How has David Simmonds helped you?

He helped me with all the aspects of my retirement planning

Have you seen the outcome you were hoping for?

I have only just retired but I am hopeful that I will

What could they have done better?

None. He adequately explained my options and we agreed on a plan which we will follow through over the following years.

David's reply

No problem thanks for your review

Review from verified client

October, 2019

Overall

Value

Service

Advice

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has David Simmonds helped you?

Options on retirement

Have you seen the outcome you were hoping for?

In the early stages of the outcome but seems to be working well.

What could they have done better?

David is very thorough and explains procedure simply and easy to understand the complexity of retirement options.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

To get the best mortgage deal. To invest money into my private pension. Recently invest money to set up an ISA.

How has David Simmonds helped you?

He sorted out investing money into my private pension which he has been overseeing now for a number of years. Also I told him I wanted to set up an ISA which he has now done. Every couple of year's he would visit with new mortgage proposals and keep my monthly payments down.

Have you seen the outcome you were hoping for?

On my pension I have seen a considerable growth over the years. My extra investment will see it grow considerably more. The ISA I cannot comment yet but I have been assured it will make be good investment as it has been invested into the same group as my pension.

What could they have done better?

At the moment I can not think of anything as I have never had to relate back to him about anything I have not understood. David has always been on hand to inform me on how my pension is doing when he visited me about sorting out my mortgage payments by looking for better deals and lower interest rates etc.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I was getting divorced so needed to re-mortgage

How has David Simmonds helped you?

By going through the different mortgages on offer and sorting out life insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing all advice greatly received

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

The need to plan for retirement income

How has David Simmonds helped you?

David gave advise on how best to achieve a tax efficient income from our savings and pensions and advised with the transfer of two pensions.

Have you seen the outcome you were hoping for?

Too soon to say what the outcome will be but very happy with the investments made.

What could they have done better?

Nothing, he appears to have covered everything.

First impression from a user who is not yet a client

September, 2018

Overall

Please provide a brief comment about your experience with David

Very personable and professional.

First impression from a user who is not yet a client

May, 2018

Overall

Please provide a brief comment about your experience with David

Mr Simmons seemed too busy & missed contacting me on 2 occasions & left it to me to contact him but if he is too busy can't see it working either way.

David's reply

Called Adrian, but it wasn't convenient for him, and he suggested a specific time to try again, I explained I was busy at the time and it was difficult to know exactly when I would be out of my appointments. I had a time set but unfortunately my appointment did go on longer than expected and under FCA rules we cant call without agreement after 9pm. I rang him the next day. It still wasn't convenient. I tried again and got voice message and then thought I would send an email and explained that it might be easier for him to call me when he is free rather than me keep calling him at the wrong time. Unfortunately he feels he needs to leave this response, certainly not a client I am looking to take on. Please see my other reviews, these are the clients I am busy looking after.

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I needed to open a pension fund following the settlement of my divorce.

How has David Simmonds helped you?

David gave me great down-to-earth advice about the best pension options for me. I have very limited financial knowledge and he explained everything really well so that I completely understood it. I did not feel remotely pressurised into taking any one particular pension and I came away from the whole process feeling happy and satisfied with the pension plan that I chose.

Have you seen the outcome you were hoping for?

Yes. David completed all the paperwork for me and the pension fund was opened and the relevant money transferred into it without me having to do very much at all. Very swift and efficient - it was all done and dusted within a few days. Fantastic. He has since kept me up to date with my state pension entitlement.

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

First time buyer requiring a mortgage.

How has David Simmonds helped you?

David helped find the best mortgage available and solicitor to help with purchase.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Mortgage advisor has been excellent and always quick to reply when contacted for help!

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Comming up to retirement age.

How has David Simmonds helped you?

He sorted out all my cash advancement monies and advised me on what type of investment to do with my pensions and where was the best place to invest my monies.

Have you seen the outcome you were hoping for?

Yes I have and I am very pleased with the pot come.

What could they have done better?

Nothing at all

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I have dealt with David Simmonds in the past and been extremely happy, with the advice given by him.

How has David Simmonds helped you?

David helped me to decide how best to invest my inheritance. he was informative, knowledgeable , really put my anxieties to rest, explained the process and hopeful outcome.

Have you seen the outcome you were hoping for?

Investment wise this will be too early to answer, however David fully explained the future forecast to me, in a way that was easier to understand, he didn't rush me, answered all of my questions. I was really Impressed with the work undertaken would fully recommend him.

What could they have done better?

just to continue to be mindful that appointments for financial matters can be a source of worry to people, and to continue to reassure, and explain in a manner that people can understand.

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

First time house buyers.

How has David Simmonds helped you?

Dave understood all of our requirements and pointed us in the right direction where needed in a professional, friendly manner. As first time buyers, applying for and then actually understanding a mortgage was a pretty daunting, but exciting task and Dave made sure that we didn't lose our excitement by creating a stress free environment in person, over the phone and via email.

Have you seen the outcome you were hoping for?

100%, we shopped around for mortgage offers and Dave easily beat all other websites/brokers on price. We now look forward to moving into our new house knowing we have the best price out there with one of the biggest and best lenders.

Review from verified client

October, 2017

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Buying a house.

How has David Simmonds helped you?

David helped us get a good deal on our mortgage and death and critical illness Insurance.

Have you seen the outcome you were hoping for?

Definitely.

Review from verified client

October, 2017

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Buying a house.

How has David Simmonds helped you?

David provided us with mortgage advice for buying our first house and on getting death and critical illness cover.

Have you seen the outcome you were hoping for?

Yes, everything has come out as we had hoped and we are very happy with the outcomes.

David's reply

Enjoy your new home

First impression from a user who is not yet a client

September, 2017

Overall

Please provide a brief comment about your experience with David

Thought he had a terrible attitude

David's reply

Hi Stuart You have put this after I told you I was unable to help you as I felt there was a lot of work involved and my timescales didn't allow. I also mentioned that I didn't think Vouchedfor should have passed this enquiry to me as it didn't meet my criteria and I am going to contact them in relation to this. Me telling you Im sorry but am unable to assist you is not a terrible attitude, its me letting you know the situation so that you can try someone else.

First impression from a user who is not yet a client

August, 2016

Overall

Please provide a brief comment about your experience with David

Dave was personable and knowledgeable in his field. However, he had picked-up the wrong paperwork from the office, which didn't create a great first impression.

David's reply

I am only human and on the rare occasions yes I may forget something.

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

For advice.

How has David Simmonds helped you?

Placed into a scheme that fitted my needs.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I was looking to move house.

How has David Simmonds helped you?

Dave has helped us as it relates to mortgage, protection and insurance. In addition he has been flexible, transparent and thorough in his approach. Answered questions outside of the face to face meetings and provided a level of comfort to us that the products we ended up with fit our current needs.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

There isn't anything that I could suggest, I work in the finance industry and as such had many questions and high expectations which have been met. Dave came by recommendation and I too will be recommending him to others in the future.

Review from verified client

June, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

My partner and myself where looking for a mortgage adviser, to help with buying our first home, and a friend from work recommended David.

How has David Simmonds helped you?

David helped us with setting up our mortgage, life insurance etc. He gave us very good advise and always made us feel welcome coming to him for further help. Everything was always explained clearly for us to understand which I am very grateful for.

Have you seen the outcome you were hoping for?

We are happy with all the recommendations/documents we received, both verbal and written and we are now almost on the final stages of completion. I feel that the products and services we received were well suited to our needs and we got the best mortgage for our financial situation.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Re mortgage.

How has David Simmonds helped you?

Comparing different mortgage options.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

To understand about pensions.

How has David Simmonds helped you?

He explained it much better then other company's.

Have you seen the outcome you were hoping for?

Not yet.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

We were looking to release equity from an existing BTL property in order to finance the purchase of another. We were also looking to update our Wills.

How has David Simmonds helped you?

David took the time to understand our needs and was able to recommend a number of BTL mortgage offers for our consideration. Aside from just updating our Wills, David explained the advantages of inheritance tax planning via a Family Trust arrangement, as well as arranging life cover on a re-mortgage of our residence.

Have you seen the outcome you were hoping for?

We were more than happy with the outcome of our dealings and in no way felt 'pressured' into using any particular provider/service.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I needed life cover.

How has David Simmonds helped you?

Secured good policies for me and has helped with mortgages in thepast.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

David has always done his best to get me the best deals

Review from verified client

January, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

We primarily wanted professional advice on pensions and tax efficient savings.

How has David Simmonds helped you?

Dave looked at our finances in detail over two consultations and made suggestions on a financial plan. He clearly set out the options available to us. He has a great deal of experience and knowledge and is considered and thoughtful in his approach.

Have you seen the outcome you were hoping for?

Yes at this stage.

What could they have done better?

I was impressed with David and there is nothing I could add here

Review from verified client

January, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

wanted to release some equity and buy an additional buy to let.

How has David Simmonds helped you?

Released significant sum to enable us to buy 2 more buy to let properties, also reviewed our life cover and for the same monthly premiums tripled our cover, then advised us on putting life cover payout into trusts to enable us to have better tax efficiency. We have saved money and got much better value for money all round.

Have you seen the outcome you were hoping for?

YES!.

Review from verified client

December, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Moved to us from prudential so a carry on.

How has David Simmonds helped you?

Advised us and set up elevate.

Have you seen the outcome you were hoping for?

Yes on paper as yet we are not taking pension draw down or taking a dividend from our investments.

What could they have done better?

Bothng doing a good job we are very satified

Review from verified client

November, 2015

Overall

Advice

Service

Value

Based in East Sussex

What were the circumstances that caused you to initially look for an adviser?

Initially for pension and investments, and then more recently for mortgage and insurance.

How has David Simmonds helped you?

David has helped me with a range of financial products and always explains the various options available to me clearly. He demonstrates a wealth of knowledge and is passionate about his work and the industry. David provides prompt replies to my queries and he will be the first person I contact when looking for a mortgage next year.

Have you seen the outcome you were hoping for?

David was able to get us a fantastic deal on our mortgage, and knew how to deal with the challenges presented by the providers as we did not fit the standard application.

What could they have done better?

There is nothing I could suggest that David could do better - just more of the same.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I wanted to find a better mortgage deal and preferably one that fixed the rate for some time given the likely interest rate rises.

How has David Simmonds helped you?

Dave gave sound advice on a range of options available.

Have you seen the outcome you were hoping for?

I've selected a mortgage that saves about 1.4% APR and therefore thousands of pounds over the life of the mortgage.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Originally for a mortgage.

How has David Simmonds helped you?

Got us a mortgage, investment plan, insurance etc.

Have you seen the outcome you were hoping for?

We use Dave for all our financial needs except for those which are provided directly through employment.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

we have used David when we first needed advise on mortgages. Our mortgage was currently up for renewal so we used his advise for the next step we should take. We have also had our second child and wanted his advise on wills as we felt now was an important time to do so.

How has David Simmonds helped you?

We is always clear in the options available and always helped point us in the right direction.

Have you seen the outcome you were hoping for?

We now have a 5 yr fixed mortgage and our wills are currently being finalised. We are very happy with the outcome.

What could they have done better?

The details in the wills were a little bit mixed up but it was quickly dealt with and changed once we noticed the mistakes. Everyone is entitled to make a little mistake, we're only human.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Because my pensions were not not doing well.

How has David Simmonds helped you?

Moved my pensions and made me 11 '/, in first year.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

Nothing I was very pleased

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage.

How has David Simmonds helped you?

Excellent advice over the years. Always on the ball when it's time to remortgage when a fixed rate expires.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

We needed to look at the mortgage market and our pension in order to make sure we were getting the best .

How has David Simmonds helped you?

David dealt with our mortgage first covering all aspects in detail and giving us various options that he would recommend .David then looked into my pension which had been sitting idle and we agreed to move it to a more positive provider.

Have you seen the outcome you were hoping for?

Yes the pension is already performing much better than had I left it alone,and the mortgage is a fixed rate so no problems there.

What could they have done better?

We don't believe David could have done anything better that he did,being informative,professional and friendly is what we wanted ,we would recommend David to anyone who are looking for financial help and guidance.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I have recently separated from my wife and needed advice on a second mortgage. Dave was extremely helpful and knowledgeable - a thoroughly professional service.

How has David Simmonds helped you?

See above. Dave has also helped with my ex-wife's mortgage now that the family home is being sold.

Have you seen the outcome you were hoping for?

Yes - great support.

What could they have done better?

All good, thanks

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I needed a complete overhaul of my finances, new mortgage and better pension.

How has David Simmonds helped you?

He spent time going over my objectives and advised on where best to invest with uptodate information and guidance.

Have you seen the outcome you were hoping for?

Yes so far.

What could they have done better?

Whilst the financial adviser explained things very well during our meetings, maybe a little time could be spent on adjusting the literature to be more understandable.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Mortgage required.

How has David Simmonds helped you?

Selected the correct mortgage for our circumstances and approved in a week.

Have you seen the outcome you were hoping for?

Buying first house and mortgage offer received.

What could they have done better?

The whole experience was professional and friendly and wouldn't hesitate to use him again

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Re mortgaging property, buy to let mortgage, life insurance.

How has David Simmonds helped you?

Gave good, clear, practical advice.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Looking for help and advice on buying a property with a mortgage and life cover.

How has David Simmonds helped you?

Dave has been a tremendous help throughout the entire process. He found us a suitable mortgage lender and clearly explained all terms, conditions and necessary paper work. He also found us suitable life cover of which we are very pleased with the monthly payments. Dave has made the process of finding a property and mortgage extremely easy with communication throughout the process and support and guidance when we have needed it.

Have you seen the outcome you were hoping for?

We were hoping to have a mortgage sorted and been be moved into our first home around August. We are currently awaiting our moving date with all our necessary paperwork completed.

What could they have done better?

Nothing, the service provided was excellent.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Two occasions - first for life insurance and second for mortgage and savings advice.

How has David Simmonds helped you?

Sorted out all our life insurance, made it all so easy to understand, advised us on all available options then found the best deal. Helped me work out whether to go for a buy to let mortgage and how to go about it.

Have you seen the outcome you were hoping for?

Life insurance was all sorted by Dave. Mortgage advice is ongoing, so far so good.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Lack of return from current investments.

How has David Simmonds helped you?

Structured a prudent portfolio with a higher return, then put it all into place.

Have you seen the outcome you were hoping for?

Yes. Very satisfied.

What could they have done better?

Nothing.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Retirement ,pensions and inheritance.

How has David Simmonds helped you?

He advised us on all the best options so we were able to choose the most suitable option for us.

Have you seen the outcome you were hoping for?

We have our savings in a long term bond and an Isa,the I trees on the savings are what we anticipated.

What could they have done better?

As far as we are concerned the advice we had was very good

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Wanting value for money and best long term returns.

How has David Simmonds helped you?

David has managed my pension , insurance and mortgages.

Have you seen the outcome you were hoping for?

David continues to look after our family financial affairs.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Impending retirement and inherited capital.

How has David Simmonds helped you?

Provided excellent all round financial review with forward look taking full account of changing circumstances etc.

Have you seen the outcome you were hoping for?

Now retired and seeing good capital growth via an investment platform.

What could they have done better?

Fully satisfied with services provided

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Pension.

How has David Simmonds helped you?

He explained our mortgage and our life cover And my pension In a very easy way for us to understand.

Have you seen the outcome you were hoping for?

Yes it all seams to have gone through ok.

What could they have done better?

Nothing. Really

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed to renew a morgage deal.

How has David Simmonds helped you?

He found the best deals for me (impartially as well, very impressive).

Have you seen the outcome you were hoping for?

Seem to all be going to plan.

What could they have done better?

Every thing Dave has done for me over the years has been second to none. Very prompt, courteous, and informative service at every step.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Initially I need help in obtaining the right mortgage for myself, but over the years he has also helped with home insurance, mortgage renewals, pension etc.

How has David Simmonds helped you?

He provided a selection of options, talked through each option with me and gave his opinion on the best one - although the final decision was still down to me.

Have you seen the outcome you were hoping for?

Yes, I have been very happy with all services provided by Dave and continue to use his services, almost 10 years after he initially helped me.

What could they have done better?

Not much I can suggest.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Purchasing a property and needing a mortgage.

How has David Simmonds helped you?

David has helped me to find the right mortgage product, renew my mortgage, find appropriate buildings and contents insurance and life insurance.

Have you seen the outcome you were hoping for?

My re-mortgage completed in April.

What could they have done better?

David always has and continues to be extremely helpful

First impression from a user who is not yet a client

May, 2015

Overall

Please provide a brief comment about your experience with David

David was very helpful and considerate to my situation, his advice was helpful and informative, his explanation was very clear and concise, I would recommend David, he was very easy to talk to making me feel at ease at all times.

First impression from a user who is not yet a client

January, 2015

Overall

Please provide a brief comment about your experience with David

Very sensible and helpful advice.

First impression from a user who is not yet a client

March, 2014

Overall

Please provide a brief comment about your experience with David

First impression from a user who is not yet a client

February, 2014

Overall

Please provide a brief comment about your experience with David

First impression from a user who is not yet a client

February, 2014

Overall

Please provide a brief comment about your experience with David

David is a friendly, honest, professional and knowledgeable Ifa. Coming to ours at a convenient time to us, He gave clear concise advice. I would definitely recommend David .

First impression from a user who is not yet a client

January, 2014

Overall

Please provide a brief comment about your experience with David

Frank, clear and to the point

David's reply

I gave facts over the phone to client and no further information or service was required.

First impression from a user who is not yet a client

December, 2013

Overall

Please provide a brief comment about your experience with David

very helpful and answered my questions.

First impression from a user who is not yet a client

December, 2013

Overall

Please provide a brief comment about your experience with David

Review from verified client

October, 2013

Overall

Advice

Service

Value

Based in Kent

How has David Simmonds helped you?

I have used David for financial services over 10 years. He is always accommodating and I always available when suits me. I have recommended him to countless friends and will continue to use him for many years to come.

First impression from a user who is not yet a client

September, 2013

Overall

Please provide a brief comment about your experience with David

David's reply

I never had any dealings with Mrs Gregory to go through charges, service etc as she had already made an appointment with another IFA when I rang her.

First impression from a user who is not yet a client

August, 2013

Overall

Please provide a brief comment about your experience with David

I enjoyed my interactions with David. I had a full financial review (investments, life insurance, mortgage) and found him helpful, transparent & efficient

David's reply

It was nice to meet Mr and Mrs Moffat and to confirm they did become a client of mine and use my services at a later date.

Review from verified client

August, 2013

Overall

Advice

Service

Value

Based in Kent

How has David Simmonds helped you?

David has been advising my parents for over 18 years so when it was time for me to finally starting looking for my own mortgage I didnt even consider seeking advice from anybody else. As always, David took the time to sit and work through all of the different options which were avaliable to me. He gave me independent advice as to which options were best taking into account my circumstances. David obtained a fantastic mortgage offer and completed all of the necessary paper work for me to accept the same on my behalf. David has since sourced life insurance cover and buildings and contents insurance for me and I would definiately feel confident in recommending his service to friends, family and colleagues in the future.

Review from verified client

January, 2013

Overall

Advice

Service

Value

Based in Kent

How has David Simmonds helped you?

David has helped me with a range of financial products and always explains the various options available to me clearly. He demonstrates a wealth of knowledge and is passionate about his work and the industry. David provides prompt replies to my queries and he will be the first person I contact when looking for a mortgage next year.

What could they have done better?

There is nothing I could suggest that David could do better - just more of the same.

Review from verified client

January, 2013

Overall

Advice

Service

Value

Based in Kent

How has David Simmonds helped you?

Dave has understood my changing needs over a number of years and provides efficient and friendly service.

Review from verified client

January, 2013

Overall

Advice

Service

Value

Based in Kent

How has David Simmonds helped you?

David provides an outstanding service. He is very knowledgable in all aspects of Finance and has over the years given me great advice. Whether it's my pension or health cover he scans the market for the best deal, the most comprehensive cover and always has a few options to offer me backed up with honest advise. He is always contactable by phone, text or email and applications get pushed through quickly with constant updates on the progress. I have recommended him to friends and family without hesitation and will continue to do so with confidence.

What could they have done better?

I honestly could not think of anything that David could do better.

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in East Sussex

How has David Simmonds helped you?

Has a full understanding of our requirements and provides various proposals for us to consider, often suggesting solutions we wouldn't have necessarily considered or been aware of ourselves. Explains each of the products in a clear manner. Responds very quickly to telephone and email requests and is always willing to spend time discussing in person.

What could they have done better?

Nothing, we are very happy with the service