0131 268 0409
Based in Edinburgh
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FCA Regulated
Malcolm and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 17 January 2026
Malcolm and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
47
Recent Client Reviews
Malcolm has received 47 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Malcolm has received 47 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 28 October 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
3
Qualifications Uploaded
Malcolm has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
3 qualification certificates available to view
Malcolm has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Malcolm has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Malcolm has provided information on their typical fees
Malcolm has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
I am a qualified Chartered Financial Planner and Fellow of the Personal Finance Society (FPFS). I am also a member of the Society of Trust and Estate Practitioners (STEP); having served on the Scottish Branch Committee as Treasurer. I attained the STEP Diploma with distinction and has an intimate knowledge of Wills & Executry matters. I am a Chartered Financial Planner and Client Strategy Director at Mearns & Company, an Edinburgh based team of financial advisers and employee benefits consultants. We provide financial planning and employee benefits advice to our clients. Since 1994 we’ve been helping to change people’s lives for the better. We help individuals with their financial planning and employers with their employee benefits. We have been awarded the Gold Standard for Independent Financial Advice ten times since 2009. As a team of multi-award winning wealth management and employee benefits experts, we develop strategies to help you to achieve your goals. Away from work, I enjoy spending time with my wife and my children. I am also happy with a guitar in my hands, or a craft beer.