0330 038 8939
Based in Evesham
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2019
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Karl is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Karl's status
Last checked: 28 February 2026
Karl is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Karl's status
8
Recent Client Reviews
Karl has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Karl has received 8 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 31 December 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
4
Qualifications Uploaded
Karl has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
4 qualification certificates available to view
Karl has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Karl has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Karl has provided information on their typical fees
Karl has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
5
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Karl (based on 5 first impressions)
100% of users who are not yet clients had a positive first experience with Karl
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Karl (based on 5 first impressions)
I provide fully independent, impartial financial planning advice to my clients. I take time to understand their circumstances, aspirations and financial planning objectives before working with them to help plan for and achieve their goals. The areas I specialise in are: Retirement Planning - including 'pre-retirement', 'at-retirement' and 'post-retirement' Investment and Savings Advice Inheritance Tax & Succession Planning Personal Protection Corporate Financial Planning I am also a Master Estate Planner, enabling me to offer advice on Wills, Trusts and Succession Planning. All of my initial meetings are strictly on a "no fee, no obligation" basis. Prior to engaging me to work with them, I ensure that all of my clients fully understand what we are doing; why we are doing it and what all of the associated charges and fees are (where applicable). I provide the full range of IFA services and am proud to say that we at AFH are also one of a select number of firms that have been afforded discretionary power by the FCA, meaning we can be more proactive with the day to day management of your investments. Of equal importance, I also provide a comprehensive ongoing review service to clients to ensure that any changes in legislation or client circumstances are identified and planned for as soon as possible. My overall goal with all my clients is to be seen as being professional, approachable and trusted. I live at the foot of the Cotswolds with my wife, daughter, son and two labradors. I enjoy spending most of of my spare time with my family but when I can, I also try to fit in some golf and football! Thank you for taking the time to read through my profile and please do feel free to contact me if you have any further questions.