Craig Harwood

What were the circumstances that caused you to initially look for an adviser?

I had left the emloyer who set up the pension fund. I no longer had financial advice. The fund had matured.

How has Craig Harwood helped you?

Went through all my circumstances and options for the pension fund.

Have you seen the outcome you were hoping for?

Yes so far so good.

What were the circumstances that caused you to initially look for an adviser?

I was looking to transfer my company pension pot into a SIPP.

How has Craig Harwood helped you?

I went to Craig to obtain initial advice and then used Chioce Financial Solutions for my TVAS application. On the back of a favourable TVAS report. I followed his recommendation for setting up my SIPP

Have you seen the outcome you were hoping for?

Yes. Regular reports on performance and detail provided in meetings has been good.

What were the circumstances that caused you to initially look for an adviser?

Transfer pension lump sum from my company pension to a SIPP.

How has Craig Harwood helped you?

1) Made sure this was the correct move for me by assessing my present situation and future goals. 2) Advising about suitable products. 3) Offering advice on our other savings.

Have you seen the outcome you were hoping for?

My investments have grown in value, but probably on the low side of average growth.

What could they have done better?

I don't believe there is much he could be doing better. I am happy with my 6 month reviews and I am confident I could get in touch with Craig at any time to discuss other finance topics.

What were the circumstances that caused you to initially look for an adviser?

At 50 I had been happily paying into a pension but had not given it much thought. I realized that I was rapidly reaching 55 and it was time to start to think about this more seriously.

How has Craig Harwood helped you?

Firstly, Craig listened to what I was planning and got me to think about the options available. When it came to the decision when I became 55, Craig explored the alternative options for me, before agreeing to drawdown funds to clear my mortgage.

Have you seen the outcome you were hoping for?

Yes, with Craig's help I have given my pension funds more thought and Craig has always been there for advise when needed.

What were the circumstances that caused you to initially look for an adviser?

Unhappy with my previous IFA

How has Craig Harwood helped you?

Gave excellent advice to move my pension and savings into better performing options

Have you seen the outcome you were hoping for?

Yes I am pleased with the overall growth and performance of my SIPP and ISA

What could they have done better?

Difficult to say. I really cannot think of any constructive criticism. He is always happy to discuss things over the phone even now I have moved away from the area. If any improvement needed it would be great if Choice opened an office in the north of the country!