Justin Stevens

My philosophy as a Senior Partner Practice of St. James's Place Wealth Management is to offer my clients expert service of distinct quality and integrity. I recognise that each one of my clients is unique and therefore I provide a bespoke service, tailored to their own financial needs and future aspirations. My speciality is within the Savings and Investment planning market including Inheritance Tax and the Retirement market for Personal Individuals and Businesses as detailed below. Onshore & Offshore Investments planning, including existing investments reviewed Inheritance Tax Planning & Trust** advice Specialist Tax Planning Portfolio Management Services* Retirement Planning. Pension reform changes what options do you have? Using tax reducing Investments? Retirement Plans. Stakeholder Pensions, Self-Invested Personal Pension Schemes (SIPPs), Pension reviews and Pension Sharing on divorce Trustee Schemes Annuities & Income drawdown. Nearing Retirement we offer whole of market for Annuities I particularly enjoy the challenge of reviewing clients existing arrangements to see if everything is on track, this is a no obligation service which clients have found invaluable. Please see my client testimonial page. As a Senior Partner Practice of St. James's Place Wealth Management, I have access to the distinctive approach to Investment Management and guarantee of my advice to you from the St. James's Place Wealth Management Group. Trusts are not regulated by the Financial Conduct Authority. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx