Dean Fermie

Hi I’m Dean, I am a Diploma qualified Financial Adviser with over 20 years’ experience in the financial services sector. I joined Beal’s Wealth Management in 2015. In addition to providing clients with a wide range of financial advice including investment and general financial planning, I am a pension and retirement specialist with extensive technical knowledge. I am passionate about providing the right advice and firmly believe that listening to my clients and fully understanding their needs, objectives, and personal goals, is imperative to any meeting and very much belongs at the forefront of any recommendation. My primary focus is on creating a bespoke plan to help my clients achieve their financial goals by being: Accessible - I have clients ranging in age from 18-80 and I specialise in retirement planning and protection. Affordable - First appointments are always free and there after you can choose to pay for me hourly or defer any charge to be paid via the product. Whichever way you choose you’ll know exactly what and when charges are incurred. Simple - Successive governments add layer upon layer of complexity. I’ll cut through that and explain things in a clear and simple way. My aim is always to leave you in a better position than when I found you and progress any planning with integrity and at a rate that suits you. The value of investments can fall as well as rise. You might get back less than you invested. You should only consider these products if you are willing to take some risk with your capital. We will consider whether such products are suitable for you before recommending an investment.