Steven Mason

I believe our clients should be at the forefront of our minds in everything we do and that we should strive to achieve the best possible outcomes for them each and every time we do work for them, rather than thinking about what would be in our best interests. If you always do what is best for the client you will build a strong and mutually beneficial relationship, and this is one of our main goals. We strive to offer the best client experience we can which means only doing what is right for the client, even if that means we tell them to do nothing. It is not worth denting our reputation by acting any other way, as we rely on word of mouth to build our business. Our company has been built on solid roots and has been trading in its current form since 2000, but has its origins further back than this before the merger to its current name as it has grown and evolved over many years. We have city centre offices making it convenient for our clients to visit us, but we are also happy to meet them at their home if that is their preference. For those clients who cannot meet during office hours I am willing to meet them out of office hours either at our offices or in their own home. We have a very competitive charging structure, and our record of strong investment returns from our portfolios is something we cherish. Whilst future returns cannot be guaranteed to be as good, we have a robust investment process and can show clients historic performance data for comparison purposes unlike many IFAs who have an ad-hoc process for every client and therefore cannot show the returns clients have actually achieved historically. Please note that for final salary (defined benefit) pension transfer work, we are unable to advise clients under age 50, due to a constraint of the available professional indemnity insurance market. If you are under age 50 and looking for advice in this area then we will be unable to help I am afraid. As we charged a fixed fee for advice if the combined value of the final salary pensions you require advice on is less than £200,000 then please do not select ourselves as one of your preferred advisers. Please also note that if you are still an active member of a defined benefit pension, or there is a link to your current salary even if you are not accruing additional years' service in the pension, then we cannot give advice on transferring out of the scheme. Due to the risks in this area of advice, if your intention is to manage the monies yourself after any potential transfer has taken place, then we would not be willing to act for you, so again please do not select ourselves as one of your choices for receiving advice in these circumstance. If we are managing the monies after a transfer then we will follow strict investment principles to better manage the risk, and if you manage the monies we have no control over that. Otherwise, please feel free to get in touch as we would be delighted to hear from you, and I believe you will be delighted you made the decision to do so in the long term.