Stephen Wightman

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Stephen Wightman helped you?

Stephen informed us of our options and the best way to be tax efficient.

Have you seen the outcome you were hoping for?

Yes, very pleased with our financial situation

What could they have done better?

Nothing, everything Stephen has instructed us to do is working. Alway at the end of the phone and will return my calls.

What were the circumstances that caused you to initially look for an adviser?

Required advice for long term investments.

How has Stephen Wightman helped you?

Provided a low risk portfolio which did ok in what turned out to be a financially terrible decade.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Worked with company for 8 years

How has Stephen Wightman helped you?

Tried to alleviate current financial fears due to Covid19

Have you seen the outcome you were hoping for?

Yes to some degree but Impacted by Covid 19

What could they have done better?

Nothing unable to influence current market

What were the circumstances that caused you to initially look for an adviser?

Retirement with a lump sum to use effectively.

How has Stephen Wightman helped you?

Following a take over of another business, Stephen introduced us to his company, advising on some benefits he hoped we would benefit from by using Close Bros. He also performed a financial health check to insure the advice he gave would fit in with our aims.

Have you seen the outcome you were hoping for?

Mainly yes until effects of corona virus hit global financial markets this year which has had a negative effect on aims. However we have been reassured by Stephen's explanation and advice at a recent annual review.

What could they have done better?

Stephen has always given his advice in an understandable way so we don't have any negative feedback to give at present.

What were the circumstances that caused you to initially look for an adviser?

Taking stock and assessing the suitability of current pension and investment arrangements

How has Stephen Wightman helped you?

Stephen provided a very well structured and clear analysis of my circumstances and provided relevant advice that was clearly explained. Stephen took time to fully understand my circumstances and helped me refine my priorities through thoughtful questioning and presentation of scenarios. The options and recommendations presented were very well supported by reasons. As a result I felt very well informed and confident making decisions.

Have you seen the outcome you were hoping for?

My immediate objectives - in terms of restructuring my portfolio and establishing a clear and tax efficient plan for future release of cash and income were fully met. Of course the outcomes that are ultimately important are the performance of the investments and time will tell how that goes.

What could they have done better?

Perhaps a simple summary record of what had been captured in terms of my situation and objectives and the reasoning for recommendations would have been helpful and reduced my reliance on my own notes and any risk of errors. The absence of this was not a significant concern as Stephen's approach to our meetings included a recap on what we had previously discussed and he allowed ample time for clarification questions.