David Charnley

David Charnley

Southern Financial Services

Minimum savings/pensions: Over £100,000

Unavailable for contact through VouchedFor

Based in Hamilton
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Top Rated 2026
Verified since: February, 2019
4.9 out of 5

131 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 21 March 2026

    David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status

  • 29

    Recent Client Reviews

    Verified reviews: 100%

    David has received 29 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 27 January 2026

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 5

    Qualifications Uploaded

    5 qualification certificates available to view

    David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    David has provided information on their typical fees

    David has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 5

    Positive First Impressions

    80% of users who are not yet clients had a positive first experience with David

    80% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 5 first impressions)

I began my career as a financial adviser over 23 years ago with Allied Dunbar where I attained invaluable knowledge and experience in the financial services industry. I joined Southern Financial Services early in its foundation in 2000 where I have been essential in its transformation to the respected institution it is today. My knowledge and experience has helped me provide quality professional advise to both personal and business clients across Scotland. My experience encompasses many areas but I particularly specialise in Pensions and Investments both in the personal and corporate arena. I also provide advise on individual and business protection. Don't forget to ask me about my certificate of excellence. My clients needs and objectives are at the front and centre of what I do on a day to day basis. It's vital to our company ethos that we provide every client; no matter how big or small, an excellent service in the hope that we can develop a partnership that lasts for many years to come.