Tom Donativo
Tom Donativo Financial Planning
Minimum savings/pensions: Any amount
Minimum mortgage: Any amount
0330 038 8941
Based in Hereford
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FCA Regulated
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 03 August 2025
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
5
Recent Client Reviews
Tom has received 5 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 5 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 03 June 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Tom has not yet added their fees to their profile
Fees not yet added
Tom has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA Regulated
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 03 August 2025
Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
5
Recent Client Reviews
Tom has received 5 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 5 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 03 June 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Tom has not yet added their fees to their profile
Fees not yet added
Tom has not yet added their fees to their profile
I am an independent financial adviser based in Hereford, bringing over a decade of experience to the financial services sector since transitioning from military service in 2014. I specialise in comprehensive financial planning, offering expert guidance across pensions, investments, mortgages, and protection. My practice primarily serves company directors and their families, alongside individuals approaching retirement. Having founded and run my own business, I deeply understand the unique challenges directors face and take pride in crafting tailored financial strategies that support both personal and business objectives. My approach combines jargon free advice with genuine care for my clients' financial wellbeing, ensuring each recommendation aligns with their long-term goals and circumstances. Outside of work, I spend time with my family and try to keep an active lifestyle through regular gym sessions and the occasional round of golf when Herefordshire's weather cooperates. I believe in giving back to the community that supports my business and have been an active member of Hereford Round Table since 2019, where I contribute to various local causes and charitable initiatives across the county.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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Adviser Disclaimer
Tom Donativo Financial Planning Ltd is an appointed representative of Corbel Partners Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales. Registered office is Mortimer House, Holmer Road, Hereford, HR4 9TA. Registered number: 11633500.