0330 038 8938
Based in Hertford
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2022
4.9 out of 5
Checks carried out by VouchedFor
FCA Regulated
Emma and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 10 May 2025
Emma and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
8
Recent Client Reviews
Emma has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 8 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 06 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
1
Qualifications Uploaded
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Emma has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Emma has provided information on their typical fees
Emma has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
3
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 3 first impressions)
100% of users who are not yet clients had a positive first experience with Emma
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 3 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Emma and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 10 May 2025
Emma and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
8
Recent Client Reviews
Emma has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 8 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 06 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
1
Qualifications Uploaded
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Emma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Emma has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Emma has provided information on their typical fees
Emma has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
3
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 3 first impressions)
100% of users who are not yet clients had a positive first experience with Emma
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Emma (based on 3 first impressions)
I have been working as a financial planner since 2001 and with gpfm since 2016. I work with people who are approaching or in retirement and looking to create a proper financial plan. I help them visualise and live the life they want. I use my expertise to listen to them and gain an understanding of what they really want and need. Established in 2001, gpfm is a local Hertford business you can trust. We are immensely proud to be Chartered financial planners who offer independent advice to clients from all walks of life. We don’t see our journey together as a short-term solution. It’s a journey because we’re here to help people achieve a lifestyle, whether now or in the future.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Emma's clients
Based on responses provided by clients who have reviewed this adviser
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Adviser Disclaimer
gpfm financial planners is a trading name of Gerald Pepper Financial Management Ltd who are regulated and authorised by the Financial Conduct Authority under registration number 195615.