0330 038 8939
Based in Heywood
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: May, 2024
4.7 out of 5
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FCA status: Certified by Firm
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
Last checked: 06 May 2025
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
18
Recent Client Reviews
James has received 18 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
James has received 18 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 09 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
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James has not yet added their qualifications to their profile
Transparent Fees
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James has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
Last checked: 06 May 2025
James is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed James's status
18
Recent Client Reviews
James has received 18 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
James has received 18 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 09 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
James has not yet added their qualifications to their profile
Qualifications not yet added
James has not yet added their qualifications to their profile
Transparent Fees
James has not yet added their fees to their profile
Fees not yet added
James has not yet added their fees to their profile
James is based north of Manchester for Rice Whatmough Crozier that became part of One Four Nine Group in October 2021. He is a Chartered Financial Planner and has worked in financial services for his entire career that has helped him develop a thorough understanding of the financial advice process. The most important part of his role is helping clients to meet their goals and to do so, James recognises that every client’s situation and needs are different. Whether a client requires help with investments, pension planning, inheritance tax (IHT) planning or another area of finance he will advise on the most tax efficient way and can also provide specialist advice on Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EISs). He holds the PFS Fellowship, Advanced Diploma in Financial Planning and Investment Management Certificate (IMC). Outside of work, James enjoys family life with his wife, Laura, their two children; Edgar and Annie and Betty the Boston Terrier.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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