Malcolm O'Donovan

Wealth Manager at Crawford Dean Wealth Management Senior Partner Practice of St. James's Place Wealth Management Qualifications DipPFS, Certs CII (MP & ER) Wealth Management and Financial. Planning Specialist serving individuals, families and businesses predominately in the Hertfordshire area but also serves a countrywide audience in the following specialisms:- Investment Planning Retirement Planning Protection Planning Mortgages Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 19/05/2025