Joseph Webster

From my perspective, the two most important parts of financial advice are being realistic and ensuring we focus on a goal. I believe anyone can run their own investment portfolio, but what a financial adviser should offer is the surrounding tax planning, goal planning, and long term view that often gets overlooked or is complicated due to its nature. I work a lot with clients who are coming up to or recently retired, so a strong focus on where their income in retirement will come from, the tax implications of where this income comes from, and how to best maintain their estate to allow their children to inherit, is where I provide a difference. Given my younger age, I will still be advising clients who have just retired and those who are long into their own retirement, providing peace of mind that there will be some continuity over the years. Outside of work, I enjoy spending time with my wife and son. I’m passionate about football and kickboxing, and I also work with schools to deliver financial education, helping younger generations build the knowledge and confidence they need for adult life. https://www.webster-associates.co.uk/ The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 07/03/2025