Michael Sharp

A Chartered Financial Planner who is experienced in working with private individuals, company directors and businesses. I specialise in investment, pension and intergenerational wealth planning. Working with a diverse range of clients such as business owners who are starting their financial planning journey, busy professionals who need help with financial anxiety and retired couples who are looking to plan into their old age and help their families. I absolutely believe in taking time to understand all aspects of each of my client's future life plans so that I can incorporate every aspect of them into my advice. Even if this means spending extra time researching information or talking to experts outside of my core service, if it helps my client then I am going to do it. Prior to starting my own wealth management business in January 2018, Sharp Wealth Management which is an Associate Partner Practice of St. James's Place Wealth Management, I had a 13 year career as an insurance underwriter in Lloyd's of London and was lucky enough to develop long lasting relationships with many of my clients. At home, when I am not looking after my two young daughters, I try to improve my golf game and like to spend time cooking for my family. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx