Sam Whybrow

I am one of only a few IFAs in the UK, to be a Chartered Financial Planner, Certified Financial Planner and Registered Life Planner®, meaning I am uniquely qualified to work with anyone with financial issues, concerns, aspirations or a desire to better themselves. Ultimately, I will help you answer the three big financial questions: “Will I be alright….?”, “Can I afford to….?”, “What happens if….?” At my best, I provide inspiring wealth planning by working with you to ensure that every financial decision you/we make is clearly thought out, financially sound, and, importantly meaningful. Wealth planning with me improves your bottom line, removes the hassle for you, saves you time and helps you reach your goal as efficiently and effectively as possible. Engaging me will improve your financial proficiency whilst being fun, fair and inclusive. Experience a better way of wealth planning. I help improve your probability of success and the control you have of your financial future. Being voted one of the top 50 advisers on Vouchedfor, based on my client testimonials, is evidence of this. My skills help people to navigate their way through most major financial decisions especially if they want to change something either now or in the future. For example: before, during or after periods of change in people’s lives, such as divorce, seeking a career or life change, bereavement, selling or buying a business or home; retirement, ill health, later life care and when accumulating or protecting wealth. I also help people to spend in retirement without fear of their money 'running out'. I am great with complicated situations often using my imagination to solve problems. A natural listener and out of the box thinker, I am interested in exploring the best ideas to achieve great results for my clients. My motto would be ‘Let’s think about it’. Matching your needs with my financial experience and acumen is invaluable for you/us to make smarter use of your money. I will stress test the likely effect of decisions before they are made so you/we can understand how they affect you and ensure that you/we select the most suitable solution and pathway forward. I am experienced in many areas of wealth planning; pensions, retirement, investments, tax, protection, risk management, income strategies and estate tax mitigation. More often than not I significantly improve the charges my clients pay, save tax, protect and grow their wealth and offer access to an academically proven investment strategy that improves your chances of financial success. Wealth planning is about connecting money with your life goals to make it work for you not the other way round. I am particularly skilled in this area. It is also about matching the most suitable, best solution to suit your needs and improve your financial position. Being independent, I have the whole market to choose from so can offer you the best of what is on offer and ensure everything we do matches your needs. I am privileged to support my clients to help them use their money to deliver better outcomes and have built long-term and lasting relationships with them. I value this highly. I work well with creative people, people nearing or in retirement and people serious about improving themselves and/or those around them at any stage of their life. That being said, I work with people from all walks and stages of life and with varying needs. As a Chartered Financial Planner, I ensure the advice, service and on-going support I provide is of the highest quality and based on researched needs. I adhere to a strict Code of Ethics; as a Certified Financial Planner, I am tested to make sure I meet rigorous international competency, ethical and professional practice standards. The CFP certification is the only globally recognised mark of professionalism for Financial Planners. As a Registered Life Planner®, I am non-judgmental, impartial & progressive. This part of my work adds purpose and fun to financial planning as it creates financial freedom for you. My clients are also more informed, mindful and in control of their future and finances. I like most sports yet am more armchair than active now! I have run the London Marathon and other half marathons for charity and currently volunteer my financial planning experience to help underprivileged children and members of the armed forces. I am married to Debbie with two teenage children, Oscar & Matilda and two dogs, Cookie & Peanut.