0330 038 8941
Based in Ipswich
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: April, 2024
4.7 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Michelle is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michelle's status
Last checked: 10 April 2025
Michelle is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michelle's status
20
Recent Client Reviews
Michelle has received 20 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Michelle has received 20 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 29 October 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Michelle has not yet added their qualifications to their profile
Qualifications not yet added
Michelle has not yet added their qualifications to their profile
Transparent Fees
Michelle has not yet added their fees to their profile
Fees not yet added
Michelle has not yet added their fees to their profile
4
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michelle (based on 4 first impressions)
100% of users who are not yet clients had a positive first experience with Michelle
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michelle (based on 4 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Michelle is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michelle's status
Last checked: 10 April 2025
Michelle is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michelle's status
20
Recent Client Reviews
Michelle has received 20 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Michelle has received 20 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 29 October 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Michelle has not yet added their qualifications to their profile
Qualifications not yet added
Michelle has not yet added their qualifications to their profile
Transparent Fees
Michelle has not yet added their fees to their profile
Fees not yet added
Michelle has not yet added their fees to their profile
4
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michelle (based on 4 first impressions)
100% of users who are not yet clients had a positive first experience with Michelle
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michelle (based on 4 first impressions)
Hello, and thank you for viewing my profile! About me: I first qualified as a Financial Adviser in 2005 becoming Independent in 2013 and progressing to Chartered Financial Planner status in 2018. 87% of the 13,690 financial advisers in the UK are independent. Fewer than 6% of those independent advisers are chartered. What can I offer? I offer a free initial meeting to discuss your objectives with no obligation. This will be followed up by a post meeting written summary of our discussion with an outline proposal and fee estimate to enable you to consider your decision in your own time. Clients I commonly work with.. Retirement - For clients I look after who are approaching or in retirement, I include retirement/ cash flow modelling. Ask me for a 30 second video about how retirement modelling/cash flow planning can bring your retirement to life and give you peace of mind for the future. Tax planning -Are your assets tax efficient? ISA's are a great start but there are a huge range of wrappers and allowances I can utilise within your planning. Keeping up-to-date with the latest legislative changes I can ensure that you pay no more in personal Taxes than necessary. For clients with very busy lives or complex situations, I can arrange joint meetings with other legal/Business Advisory/Tax Advisory professionals ensuring that the solutions implemented will be based on a holistic approach to your objectives. Later Life Planning - I hold the Long Term Care qualification and have experience of working with Attorneys, Solicitors and care professionals to manage a care plan for people who have lost mental capacity.
Offers available through VouchedFor
Contact Michelle through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Michelle's clients
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Adviser Disclaimer
Scrutton Bland Financial Services Limited is authorised and regulated by the Financial Conduct Authority.