Conor O'Sullivan

What were the circumstances that caused you to initially look for an adviser?

The circumstances that Conor helped us look for an advisor was to look at our finances for when we retired. Conor has been my advisor for a number of years now and has helped both my husband (who has now passed away) with both financial planning for our futures and giving us some very good and sound advice regarding help with our finances and pensions. He especially helped with my pension and my late husband’s pension contribution last year when my husband passed away.

How has Conor O'Sullivan helped you?

Conor has helped me especially last year when my husband passed away and he helped with completing the forms with me to receive spouses contributions from my husband’s pension. He helped me to understand what my pension would look like if I retired early (which I did), and explained about my monthly income and what I would receive from both mine and my late husband’s pension. He was very clear on my financial situation and showed me the plan going forward. He was very thorough and precise and didn’t rush me to understand what it would mean for me. He was very efficient in preparing for our meeting which I was very grateful for.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I had a sum of money from a property sale.

How has Conor O'Sullivan helped you?

Advised and implemented suitable investments.

Have you seen the outcome you were hoping for?

Happy with the outcome so far.

What were the circumstances that caused you to initially look for an adviser?

Being self-employed for over 16 years and never having a pension, due to auto-enrolment not being a thing when I was last employed, I knew I needed to do something. I just didn't know what.

How has Conor O'Sullivan helped you?

Conor has set up a pension for me, and also giving me financial advice on future financial planning for me personally and within my business.

Have you seen the outcome you were hoping for?

Absolutely, my pension has been performing very well.

What could they have done better?

Nothing, as I'm very happy with the advice and support I have received.

What were the circumstances that caused you to initially look for an adviser?

Myself and my wife were approaching retirement and we held a mix of investments including DB and DC pension schemes . We had self managed our portfolio of investments, but felt the time had come to seek professional advice to pull everything together and provide a clear strategy for the future. I personally didn’t trust myself to carry on this DIY project!

How has Conor O'Sullivan helped you?

After reviewing our risk profiles and spending habits, Conor was able to map out a funding model for our retirement that met our objectives and provided certainty going forward. As important, given the constantly changing financial environment, we have confidence nothing will be missed and appropriate advice will be provided in timely manner.

Have you seen the outcome you were hoping for?

Absolutely. Given world events over the last couple of years our combined funds have out performed our expectations and we find ourselves in a better financial position than we thought possible.

What could they have done better?

Although the charges are visible., these don’t form part of the review process , the subject seems to be avoided. Explaining the value of these charges would be helpful that is the ongoing work to monitor the funds performance and the part Conor plays in keeping an ‘eye’ on everything. Where the funds out perform the charges incurred; we’re less likely to challenge the fees , but if losses were incurred then and ongoing explanation of the value would be helpful.

What were the circumstances that caused you to initially look for an adviser?

Redoing our mirror wills and reviewing trust options

How has Conor O'Sullivan helped you?

Good advice on understanding our financial status and reviewing through lifetime planning

Have you seen the outcome you were hoping for?

He has started us on the road & we hope to continue consulting him as circumstances develop and change.

What could they have done better?

He has responded well to our brief