Paul Davidson

What were the circumstances that caused you to initially look for an adviser?

We wanted independent and reliable long term financial advice and our accountant recommended Paul's predecessor, Rhys Lewis around 25 years ago. When he retired Paul took over.

How has Paul Davidson helped you?

Since 2009 he has continued to build on the advice Rhys had given us so we now have an ongoing lifetime plan covering pensions, investments, IHT planning and maintaining our existing lifestyle. He has an excellent and very responsive support team.

Have you seen the outcome you were hoping for?

Yes, we have every confidence in his all round advice and support

What could they have done better?

Nothing, SVWM's process is excellent

What were the circumstances that caused you to initially look for an adviser?

Advice on my pensions and ISA investments and planning for eventual retirement

How has Paul Davidson helped you?

Paul has listened and then helped us invest our pensions and funds so that we should then be able to enjoy the things we have planned for our retirement.

Have you seen the outcome you were hoping for?

Yes per forecasts all is going well

What could they have done better?

Nothing to date - extremely happy with the results to date and the service provided

What were the circumstances that caused you to initially look for an adviser?

Needed to find an advisor to help me make Tax efficient investments nothing

How has Paul Davidson helped you?

Always available to give first rate financial advice

Have you seen the outcome you were hoping for?

Yes, with Paul advice my portfolio has flourished well over 10 years

What could they have done better?

Nothing, Paul and through him, his team operate at a level of very high efficiency combined with sympathy and highly commendable professionalism

What were the circumstances that caused you to initially look for an adviser?

My solicitor recommended Paul and his Team following my husbands death to assist me with sorting out my finances, as my husband had always looked after it

How has Paul Davidson helped you?

I now sleep at night knowing I don't have to worry, as everything was sorted and its all now looked after by Paul and his Team. If I'm ever unsure about anything I can pick up the phone knowing they'll help me whenever I want

Have you seen the outcome you were hoping for?

Way more than I could of ever hoped for

What could they have done better?

Nothing springs to mind

What were the circumstances that caused you to initially look for an adviser?

We had inheritance monies and shares and didnt know how to make them work for us.

How has Paul Davidson helped you?

Most definitely. It was a good day when we were introduced to Paul and his company

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

nothing that we know

What were the circumstances that caused you to initially look for an adviser?

review of finances and thinking about retirement

How has Paul Davidson helped you?

crystallised our thought on retirement planning and saving

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

I've always had one since being in business

How has Paul Davidson helped you?

Provided me with the attention to detail and advice I required

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, more than happy with everything

What were the circumstances that caused you to initially look for an adviser?

Not happy with the previous one

How has Paul Davidson helped you?

He has given me the confidence to retire early and reassured me that I have the finance to do so comfortably.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Previous advisor's company sold out to a major company who provided no guidance or advice. Consequently we were looking for something considerably better.

How has Paul Davidson helped you?

Consolidated my pensions. Provided a very clear model reassuringly showing how my pensions and other investments should meet our financial needs for the foreseeable future. Explains things in clearly and in plain English. He is also very approachable.

Have you seen the outcome you were hoping for?

More than

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

On retiring from work I needed to invest an AVC

How has Paul Davidson helped you?

Paul sorted out the AVC and has since managed a big proportion of my life savings.

Have you seen the outcome you were hoping for?

Yes. I was looking for a portfolio of ethical and lower risk savings with a reasonable return and so far that has been met in full.

What could they have done better?

I don't think they could have done better.

What were the circumstances that caused you to initially look for an adviser?

I have appreciated Paul and his Teams help and advice over many years, from the running of our retail business following the death of my Husband, and more recently on the investment of finds from the business sale

How has Paul Davidson helped you?

They invested the funds from the sale of my retail property and funds inherited from my parents, proving me advice on taxes and tax free investing

Have you seen the outcome you were hoping for?

Yes, absolutely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We have always considered it important to get financial advice with pension planning and investments. Used an IFA for more than 30 years. Paul Davidson joined the advisor we were with, and we have stayed with his company.

How has Paul Davidson helped you?

Have always felt comfortable dealing with Paul Davidson. He's always been reassuring during the ups and downs of the financial markets. As my health has deteriorated it's been good to know that we can have a meeting at home. It's easy to speak to someone on the phone, and if any changes are required it always happens quickly and efficiently. It makes day to day living more pleasant knowing we don't have to worry about our investments.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Can't think of anything.

What were the circumstances that caused you to initially look for an adviser?

My accountant recommended the adviser whose business Paul took over.

How has Paul Davidson helped you?

He has undertaken financial planning including tax advice and his advice has proven so far to be excellent.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Setting up a private pension

How has Paul Davidson helped you?

After meeting Paul to discuss a new pension 10 years ago, we have subsequently asked him to advise on our whole financial profile.

Have you seen the outcome you were hoping for?

Yes, exceeded

What were the circumstances that caused you to initially look for an adviser?

I needed assistance with managing my savings and investments as my bank didn't seem to be that active anymore

How has Paul Davidson helped you?

Paul has structured everything in a way i can easily understand and track what is happening with my money

Have you seen the outcome you were hoping for?

I did

What could they have done better?

I can't think of anything

What were the circumstances that caused you to initially look for an adviser?

Changing from a previous advisor when changing accountant.

How has Paul Davidson helped you?

In every way. He transformed my financial position. He knows his stuff!

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

We needed an adviser to look after our investments and tax

How has Paul Davidson helped you?

Paul and the team give us great confidence with our money so that we don't have to worry about it. They are so friendly and patient helping us with our investments and tax.

Have you seen the outcome you were hoping for?

Yes, we are very confident with everything they do for us

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed someone to sit down with, to go through where I was, where I wanted to be on retirement, how to protect what I already have and how to afford retirement efficiently. SVWM have done all of this for me and more, they are a joy to work with

How has Paul Davidson helped you?

As above, giving professional and thought provoking input, options and solutions

Have you seen the outcome you were hoping for?

Yes, infact the outcome was better than I'd hoped for

What could they have done better?

Nothing comes to mind

What were the circumstances that caused you to initially look for an adviser?

Initially looked to Paul and his team to help us plan our finances as we worked towards retirement. I had a strong set of objectives that I wanted to achieve, personal retirement to a level where we could continue to have a nice lifestyle and our money not too run out early. Also, we wanted put our kids through university and then offer them some assistance to get them on the property ladder.

How has Paul Davidson helped you?

Paul has been excellent in the whole planning process with detailed and clearly explained options available too me along with any 'risk' factors. This has been highly valuable in understanding what can be achieved of our original objectives and the effects on that plan if there was any economic downturn. Paul has never lost sight of what our objectives are and we have regular meetings to see if we are on target and whether there are any changes to our plans of situation.

Have you seen the outcome you were hoping for?

Absolutely, we have been more than satisfied with the services provided and to-date we have hit all our initial milestones earlier than expected. Paul and the team continue to deliver and excel at clear communication and customer service par excellence.

What could they have done better?

Nothing, we are extremely happy with the service provided and long may it continue.

Please provide a brief comment about your experience with Paul

Paul put my mind at rest regarding a subject I had no idea about. He was extremely helpful, kind and showed empathy to my lack of knowledge. Thank you Paul

What were the circumstances that caused you to initially look for an adviser?

To acquire professional advice on how to best invest my savings and financially plan in the short, medium and longer term in order that I best provide for my family and to enable me to realise my goals in retirement.

How has Paul Davidson helped you?

Paul has provided invaluable advice and support during the 10+ years I have used his services, covering a period from my full time employment into retirement. Paul's detailed and professional approach in establishing how I can financially achieve the interests and experiences I wish to have during my retirement and also ensure that I am in a position to support my family has been excellent.

Have you seen the outcome you were hoping for?

Yes. Paul and the team's excellent communication skills ensure that I and my family continue to be able to meet our intended outcomes and where clarification or adaptation is sought, Paul will promptly respond, address and reassure.

What could they have done better?

I am completely satisfied with the service that Strategic Vision Wealth Management has provided to date.

What were the circumstances that caused you to initially look for an adviser?

In order to plan for future financial security, particularly on reaching retirement.

How has Paul Davidson helped you?

Paul has helped me and my husband to invest our money in a way in which we feel comfortable. He has explained growth levels clearly.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

I can’t think of anything.

What were the circumstances that caused you to initially look for an adviser?

Parental inheritance and Pensions.

How has Paul Davidson helped you?

Advising where to invest with my inheritance, pensions and where the best areas to invest in. Advising levels of risks informing what will happen with my funds and giving great guidance at all times but especially at first when I needed it the most! A generally looking after my welfare with the utmost of trust, very reassuring if I have slightest of doubt, and least of all a great understanding for my future. I would not go anywhere else for advice.!

Have you seen the outcome you were hoping for?

I have, yes! In the world of finance there will always be 'ups and downs' where there has been but overall my money I feel is being very well looked after! We always hope for more but my money is being managed very well which gives me much satisfaction and confidence not just for now but my future!

What could they have done better?

Personally, they have done very well and I think 'done better' is not really for me judge! I am not a financial wiz! I put my trust into their expertise! Maybe they could have done better, I don't know but how my wealth is being cared for I have no complaints!

What were the circumstances that caused you to initially look for an adviser?

My husband used to look after our money, however I needed someone to help me sort it all out when he passed away

How has Paul Davidson helped you?

Paul and the team have helped me stop worrying about all the accounts and investments my husband looked after. They have simplified everything for me and explained it all in a way I, as a novice understand

Have you seen the outcome you were hoping for?

I have. I know longer worry about my my money, and if I have a questions I call and my question is always answered quickly and easily.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Pension and tax planning

How has Paul Davidson helped you?

Sorted our Pension and Tax issues

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing I can think of

What were the circumstances that caused you to initially look for an adviser?

The sale of a family farm

How has Paul Davidson helped you?

Paul has gone into full research and found the best company to look after my investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

To invest a sum of money

How has Paul Davidson helped you?

Risk assessment and helping us with informed choices to make financial decisions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing 100% satisfied .

What were the circumstances that caused you to initially look for an adviser?

needed advice on future estate planning

How has Paul Davidson helped you?

he has always been approachable and helpful

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

Unhappy with existing adviser

How has Paul Davidson helped you?

Paul and his team have provided us with a clear understanding of our financial future and work that needs to be done to improve this. They have assisted us reduce our Corporation, Inheritance and Income taxes, reduced our pension and investment costs and improved our pension and investment returns

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing I can think they can do to improve things

What were the circumstances that caused you to initially look for an adviser?

Unhappy with existing advisers poor communication, advice and returns on my money

How has Paul Davidson helped you?

Paul and his team were so calm and reassuring that things I wanted could be achieved. They created a financial plan for me and explained in plain English how their advice and experience would mean I will be in the financial position I want to be in 4 years time. Thankfully for me, the investment portfolio they created has produced over 8% return in less 12 months with not too much risk, which my last adviser couldn’t produce in 5 years

Have you seen the outcome you were hoping for?

To date, everything Paul said would be done and happen, has been done

What could they have done better?

Nothing springs to mind so far, everything I was told and promised has happened, infact its happened in a far more professional and timely manner than any other company I’ve ever used for anything.

What were the circumstances that caused you to initially look for an adviser?

Looking to replace my St James Place Pension advisor with someone that actually speaks to me regularly and on a level we can understand.

How has Paul Davidson helped you?

Paul has helped us with Pensions, investment and financial planning

Have you seen the outcome you were hoping for?

The performance over the first year has been excellent.

What could they have done better?

All good to date

What were the circumstances that caused you to initially look for an adviser?

Acting Power of attorney for my Aunts finances

How has Paul Davidson helped you?

Given a better return on money

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Retirement of existing FA

How has Paul Davidson helped you?

Outstanding attention to detail from Paul, a most sincere and genuine adviser

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, very happy

What were the circumstances that caused you to initially look for an adviser?

We needed to change advisers having received such poor service and returns from St James Place for years

How has Paul Davidson helped you?

Improved our tax position immeasurably, our investments and pensions are making decent returns and we feel "safe" with our money now.

Have you seen the outcome you were hoping for?

Very much the outcome and on-going help we were looking for

What could they have done better?

I really can't think of anything they have been that good

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement and Inheritance Tax Planning

How has Paul Davidson helped you?

Paul and the Team helped us sort our concerns about affording retirement and reducing our Inheritance tax bill

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can't think of anything they could of done better

What were the circumstances that caused you to initially look for an adviser?

retirment

How has Paul Davidson helped you?

With financial planning and advise on drawdown pensions.

Have you seen the outcome you were hoping for?

yes, investments have worked well.

What could they have done better?

Nothing at the moment.

What were the circumstances that caused you to initially look for an adviser?

Had emigrated and cashed in a final salary pension to buy a QROPS. On return to the UK needed someone to manage the repatriated pension fund.

How has Paul Davidson helped you?

Paul has ensured that our investments have grown well since he took over the management of our funds

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

Needed advice on investment of funds to give the best returns and security.

How has Paul Davidson helped you?

Discussed investment options and found a package that suited us.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing, no complaints at all.

What were the circumstances that caused you to initially look for an adviser?

The advisor we had been using lived too far away and we needed someone more local. Paul was recommended to us by our accountant.

How has Paul Davidson helped you?

He has advised us to amalgamate pensions, helped us deal with an overseas pension, ISA's and forward planning

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. He's done a brilliant job

What were the circumstances that caused you to initially look for an adviser?

Concerns about the future of our savings

How has Paul Davidson helped you?

Listens to your concerns and runs through the options that will suit your situation

Have you seen the outcome you were hoping for?

Very much so

What could they have done better?

Nothing, very pleased with the service and confident in the advice we have received

What were the circumstances that caused you to initially look for an adviser?

Assist me organising and understanding my finances after my husband passed away, as he used to look after all our finances

How has Paul Davidson helped you?

When my husband passed my money worried me a lot and Paul and his team have done everything I hoped for and a lot more than I expected. I can now sleep at night without any worry about my money.

Have you seen the outcome you were hoping for?

Absolutely and a lot more.

What could they have done better?

Nothing at all. They always reply to any calls or emails i send promptly and get everything sorted for me, so I don't worry about my money anymore

What were the circumstances that caused you to initially look for an adviser?

Expert advice on investment and savings portfolios Expert advice on Inheritance Tax planning.

How has Paul Davidson helped you?

Constantly monitoring of my financial plans. Always available for consultation.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Investment Advice

How has Paul Davidson helped you?

Sound knowledge of financial conditions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Paul

Excellent presentation of my finances. Any questions I asked was answered , and fully explained to me

Please provide a brief comment about your experience with Paul

Interested and interesting.Reliable and efficient,as is his staff.

What were the circumstances that caused you to initially look for an adviser?

pension planning

How has Paul Davidson helped you?

Paul has given me honest and clear advise on how to grow my portfolio, never pushy just sensible advice

Have you seen the outcome you were hoping for?

yes, all things considered.

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Poor service from previous SJP partner and wanted on going advice

How has Paul Davidson helped you?

looked at financial status and helped us look at our priorities over the next 12 months then will look at beyond

Have you seen the outcome you were hoping for?

Will have to wait a dew years lol

What could they have done better?

Nothing at this point

What were the circumstances that caused you to initially look for an adviser?

We had money invested in a scheme that wasnt providing interest. We were recommended to Paul from a financial advisor who could not help us with specifically planning for our retirement and the future.

How has Paul Davidson helped you?

Professionally Paul and his team have guided us through a landmine of complicated systems with expertise and patience. They have explained the various alternatives to suit our needs through varying changing circumstances. They have helped our money to grow and work for us and this has given us the peace of mind and security for the future we did not think possible.

Have you seen the outcome you were hoping for?

Yes, absolutely and we are delighted with how the various schemes have performed for us. It is comforting to know that we can also help our children financially too.

What could they have done better?

Absolutely nothing. We have been more than happy with the professional timely advice. Always kept up to date with the ever changing legislation in the financial world.

What were the circumstances that caused you to initially look for an adviser?

I was unsure what to do for the best with my pensions and investments

How has Paul Davidson helped you?

Paul has helped me improve my returns and simplify everything i had

Have you seen the outcome you were hoping for?

Yes, so far everything has been as he said or better

What could they have done better?

It would of been nice if my old pension companies had done as Paul instructed them to do

What were the circumstances that caused you to initially look for an adviser?

Having been in business most of my working life i was looking for an adviser to take my own planning to the "next level" using a professional planner

How has Paul Davidson helped you?

Paul's plan showed me where I'd got to financially and then with his help and advice how much additional tax and investment planning I could use to improve my financial situation for myself and my children

Have you seen the outcome you were hoping for?

Yes, I was sceptical as to how much Paul and his Team could help having been an Accountant most of my working life. However, the outcome has far exceeded what i could of hoped for.

What could they have done better?

Nothing, Paul and his Team have done much better than i could of wished for

What were the circumstances that caused you to initially look for an adviser?

We were around 5 years out from retirement and concerned we did not have much of an idea as to how or if we could afford to retire properly

How has Paul Davidson helped you?

Paul and his team showed us how our retirement would look financially and gave us the confidence we could live our lives financially how we wanted to In addition they completely redesigned our pension and investments which help us earn more than our currently investments and pensions, reduce charges hugely and enabled us to reduce our income and inheritance tax bills

Have you seen the outcome you were hoping for?

Completely, the outcome has been better than we could of hoped and being able to always speak to Paul and his Team when we have queries or concerns helps us sleep at night knowing someone is doing the worrying for us.

What could they have done better?

I can't think of anything

What were the circumstances that caused you to initially look for an adviser?

Looking for an Independent adviser to assist with our retirement planning

How has Paul Davidson helped you?

Paul and his team created a plan based on what we wanted to achieve and dealt with everything to ensure it is put into action and maintained

Have you seen the outcome you were hoping for?

So far, absolutely. In fact the advice and projected outcome is far better than we expected, the tax savings on their own are staggering

What could they have done better?

Nothing we can think of. Paul and his Team did everything they promised and communicated with us throughout

What were the circumstances that caused you to initially look for an adviser?

We needed Paul`s help to ensure management of our pensions - it is a great comfort to know that our monies are looked after and they will provide us for the rest of our lives

How has Paul Davidson helped you?

Yes he has we trust him and his staff with our pension plans

Have you seen the outcome you were hoping for?

very much so

What could they have done better?

We feel that he has done the very best for us

What were the circumstances that caused you to initially look for an adviser?

I was looking to maximise my pension pot and savings to proved a secure future for my family as well as a comfortable retirement without the worry of whether we could afford it.

How has Paul Davidson helped you?

Continues to meet regularly to ensure our objectives from the investment are on target and that they have not changed. Provides a clear outline on how they intend to go about achieving those needs and their ongoing performance. His guidance has been excellent and always shows a clarity on what our targets are and tailors the plans accordingly.

Have you seen the outcome you were hoping for?

Absolutely, we set out from the onset key financial milestones that was important to me and my partner on what we wanted from the investment. Early retirement University fund for children House Improvements Support for children on property ladder Quality of life in retirement. Several of these have been achieved and ticked off and we are on plan for the others.

What could they have done better?

None, fully satisfied. Everyone at SVWM are both professional and a delight to work with as well as being very efficient A very highly polished company that provides a first class service.

What were the circumstances that caused you to initially look for an adviser?

Paul has helped look after our pension fund now for a number of years consolidating a number of pension pots into one portfolio.

How has Paul Davidson helped you?

Paul has streamlined everything and invested our previous pension pots into a higher performing fund.

Have you seen the outcome you were hoping for?

Subject to all the craziness in the world that is out of our control - yes.

What could they have done better?

I am very happy with the service that Paul and his team provide us - who are always so helpful and prompt with replies to any questions.

What were the circumstances that caused you to initially look for an adviser?

Feel that having an Independent Financial Adviser is the only way of getting the best advice for managing pensions and investments.

How has Paul Davidson helped you?

Paul or a member of his team is always available to advise . He is very practical and reassuring at our meetings.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I was looking for Pension advice about 16 years ago, a friend recommended Paul and I’ve never looked back.

How has Paul Davidson helped you?

Paul is a friendly and professional person, his advice has given us the confidence and security we need for our future retirement.

Have you seen the outcome you were hoping for?

Absolutely! I don’t think Paul and the team could do a better job. They are all happy to help with any questions and continue to give sound advice.

What could they have done better?

Nothing, they are always there when you need them.