Paul Chidley

What were the circumstances that caused you to initially look for an adviser?

home insurance check, mortgage rate change, information on being an executor

How has Paul Chidley helped you?

cheaper rates, clear concise information and assistance

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing 5*

What were the circumstances that caused you to initially look for an adviser?

I wanted to begin investing, knowing that the sooner you start, the better, and wherever I didn't understand a concept I was comfortable to query it and left Kernow Financial Planning confident in what I was doing.

How has Paul Chidley helped you?

He was approachable and nothing was too much when it came to answering questions. He helped to ensure a smooth setup of my investment account and helped me through understanding the process of risk appetite and how that ties to the specific account I ended up opening.

Have you seen the outcome you were hoping for?

Yes!

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Unsatisfied with my previous adviser

How has Paul Chidley helped you?

Advise on investments, life time mortgage and income

Have you seen the outcome you were hoping for?

It is very early in our relationship, but the initial contact has been very positive

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Unhappy with existing financial advisor and Paul came recommended.1

How has Paul Chidley helped you?

Comprehensively reviewed our financial resources and requirements and has proposed good solutions.

Have you seen the outcome you were hoping for?

Early days but looking good

What could they have done better?

Very thorough

What were the circumstances that caused you to initially look for an adviser?

New mortgage

How has Paul Chidley helped you?

Several mortgages and pension advice

Have you seen the outcome you were hoping for?

Yes excellent service

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Mortgage application

How has Paul Chidley helped you?

Paul always looks for the best deals and give sound advice. He contacts me when renewals are due and is always on top of things.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I was in need of some advice on my personal pensions as I am coming up for retirement.

How has Paul Chidley helped you?

Paul looked at my situation and pointed me in the right direction,nothing was to much trouble to him . I think he is from farming background as his work ethic is fantastic.

Have you seen the outcome you were hoping for?

Yes I have, and reaping the rewards now.

What could they have done better?

Not sure he could have done any more for me.

What were the circumstances that caused you to initially look for an adviser?

Buying a house .

How has Paul Chidley helped you?

On going mortgage and insurance advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very happy with service

What were the circumstances that caused you to initially look for an adviser?

Pension advise

How has Paul Chidley helped you?

Sorted pensions

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

Multiple pensions with differing start dates

How has Paul Chidley helped you?

He explained the different type of pensions that I had which made the choice of what to do much easier.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Paul was great and very knowledgeable

What were the circumstances that caused you to initially look for an adviser?

looking for the best mortgage deal

How has Paul Chidley helped you?

Getting the right mortgage for us Getting the righ insurance at value for money advice on pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My pension was not working for me and I also needed a cash draw down.

How has Paul Chidley helped you?

Paul has enabled me to get the cash draw down I needed and got the rest of my pension working for me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

A cup of tea would have been nice, but on the financial side nothing he was able to help with all my pension planning needs.

Please provide a brief comment about your experience with Paul

Paul has been very informative and explained jargon into simple English and my options extremely well. I'm very satisfied with the service I received and would highly recommend Paul's services .

What were the circumstances that caused you to initially look for an adviser?

To invest in a ISA and health insurance

How has Paul Chidley helped you?

Settting up and reviewing Lisa

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing could have been done better

What were the circumstances that caused you to initially look for an adviser?

Pensions advice, considering merging pensions

How has Paul Chidley helped you?

Good advice and ongoing care

Have you seen the outcome you were hoping for?

Ongoing

What were the circumstances that caused you to initially look for an adviser?

My wife and I have found ourselves in a good financial situation and wanted to protect and invest in years of working hard. A friend recommended Pauls financial advice.

How has Paul Chidley helped you?

Paul has made recommendations for some savings and amalgamation of various pensions.

Have you seen the outcome you were hoping for?

Not yet, it has only been a few months. I chose to invest in low risk funds so am interested in the long term results.

What could they have done better?

Nothing to note at this time.

What were the circumstances that caused you to initially look for an adviser?

We had funds to invest

How has Paul Chidley helped you?

He has helped us with all our financial investments over the last 18 years

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Happy with the service from Paul

What were the circumstances that caused you to initially look for an adviser?

Pensions

How has Paul Chidley helped you?

With my tax free lump sum and sorting Scottish widows plan

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Start a pension after becoming self employed

How has Paul Chidley helped you?

Set up a pension, kept me updates and amalgamated existing pensions into one

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Paul has been our financial advisor for over 20 years

How has Paul Chidley helped you?

Paul had arranged our mortgage and more recently our 3 children’s mortgages

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Retirement and a bereavement

How has Paul Chidley helped you?

Helped me work out how to best invest my retirement lump sum

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Tax free pension and mortgage review

How has Paul Chidley helped you?

Pension and mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None

What were the circumstances that caused you to initially look for an adviser?

Needed help to check if my old pension was any good and find me a new one that is.

How has Paul Chidley helped you?

Found me a new and better pension.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Top job

What were the circumstances that caused you to initially look for an adviser?

Had money to invest, needed the most tax efficient way, with the maximum growth.

How has Paul Chidley helped you?

Paul looked at all my finances and guided me through the right options for my circumstances.

Have you seen the outcome you were hoping for?

I believe the investments made are correct, but time will tell how well they will perform.

What could they have done better?

More than happy with every aspect.

What were the circumstances that caused you to initially look for an adviser?

Pension advice.

How has Paul Chidley helped you?

Pension transfer and ivestment

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing I am aware of.

What were the circumstances that caused you to initially look for an adviser?

To sort out my pension

How has Paul Chidley helped you?

With my pension

Have you seen the outcome you were hoping for?

Yes very good

What could they have done better?

Nothing his advice was excellent

What were the circumstances that caused you to initially look for an adviser?

Looking to pit all pensions together

How has Paul Chidley helped you?

Put all pensions together to help me

Have you seen the outcome you were hoping for?

Yes brilliant service

What could they have done better?

Nothing, kept us up to date every step of the way

What were the circumstances that caused you to initially look for an adviser?

Pensions due to mature

How has Paul Chidley helped you?

arranged to place all pensions in one pot and place into investments

Have you seen the outcome you were hoping for?

not seen anything yet as the schemes have only recently started

What could they have done better?

don't know yet

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Paul Chidley helped you?

Financial Planning and advice

Have you seen the outcome you were hoping for?

Depends on the markets

What could they have done better?

Nothing that I'm aware of

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Paul Chidley helped you?

Paul listened to my circumstances and aspirations and has helped me to realise a portfolio for retirement. He is very responsive to my questions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

Retired early due to health, so needed help to sort out pensions

How has Paul Chidley helped you?

Sorted it all out, with no hassle and kept me informed every step of the way

Have you seen the outcome you were hoping for?

Yes, plan in place for my future

What could they have done better?

Nothing, explained everything really clearly and we have a great plan in place

What were the circumstances that caused you to initially look for an adviser?

Pension funds

How has Paul Chidley helped you?

He helped me in explaining everything financially to me very clearly

Have you seen the outcome you were hoping for?

Yes I have very much

What could they have done better?

Nothing every thing was explained to me well

What were the circumstances that caused you to initially look for an adviser?

I have dealt with Paul before and he has very good knowledge of the products he's selling.

How has Paul Chidley helped you?

Pensions and investments.

Have you seen the outcome you were hoping for?

Early stages.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Advice from accountant

How has Paul Chidley helped you?

Setting up pension

Have you seen the outcome you were hoping for?

Too early

What could they have done better?

NA

What were the circumstances that caused you to initially look for an adviser?

To make sense of my dad's (who is sadly suffering from Alzheimer's) finances and to understand options available to us to fund his long term care.

How has Paul Chidley helped you?

Paul has a very friendly, engaging professional approach. He took the time to understand our needs and provided solutions (along with pros and cons) to our requests. He was quick to reply to any queries we had.

Have you seen the outcome you were hoping for?

Yes, with Paul's guidance we are confident that we have made the right decision.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Recommend

How has Paul Chidley helped you?

Been very Helpfull

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothen

What were the circumstances that caused you to initially look for an adviser?

Needed help with pension advice

How has Paul Chidley helped you?

By explaining all my opinions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing as far as I’m concerned

What were the circumstances that caused you to initially look for an adviser?

We sold a business and needed to invest a lump sum for our future

How has Paul Chidley helped you?

With fully explaining, what I knew a little about

Have you seen the outcome you were hoping for?

Shoots are starting, so hopefully they will bare fruit

What could they have done better?

Nothing comes to mind at present.

Please provide a brief comment about your experience with Paul

He was very helpful and extremely knowledgeable regarding my pension

What were the circumstances that caused you to initially look for an adviser?

Change of Pension policy

How has Paul Chidley helped you?

Switched my pension plan

Have you seen the outcome you were hoping for?

Yes absolutely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I required advice as to how best to release 25% of my pension plan when I turned 60 years pld.

How has Paul Chidley helped you?

Paul's advice and knowledge has been extremely valuable.

Have you seen the outcome you were hoping for?

Not yet as Xmas shut down has delayed my money being released.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I wanted to take out a new pension plan

How has Paul Chidley helped you?

When I approached Paul, I knew little about pensions and had 2 small ones. He helped me transfer those and decide how much to begin investing and with which company moving forward. I found the information he gave me very helpful, enabling me to decide how careful I wanted to be re risk. I then needed advice for my children re inheritance and Paul gave them several options which they found helpful. He has also helped me in taking out a new life insurance.

Have you seen the outcome you were hoping for?

It is only 2 years since I started the pension plan so I am not yet in a position to talk about long term financial benefits.

What could they have done better?

I don't think Paul could have done anything better. He is knowledgeable, helpful, kind and respectful. He has helped me learn what I need to know.

What were the circumstances that caused you to initially look for an adviser?

I needed advice on a final salary pension .. and help in consolidating my smaller pensions

How has Paul Chidley helped you?

Great advice on faunal salary pension and has also consolidated all smaller pensions

Have you seen the outcome you were hoping for?

Yes, Paul’s advice and assistance have been excellent

What could they have done better?

Nothing .. everything I asked of Paul has been sorted

What were the circumstances that caused you to initially look for an adviser?

Retirement - and the need for help with moving to drawdown Renewal of buy-to-let mortgage

How has Paul Chidley helped you?

Advice of moving to a drawdown provider Speedy application to access cash lump sum

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We wanted some guidance regarding equity release

How has Paul Chidley helped you?

Paul's help was invaluable as our circumstances were not straightforward

Have you seen the outcome you were hoping for?

Our application is currently being processed

What could they have done better?

Nothing, very pleased

What were the circumstances that caused you to initially look for an adviser?

Purchase of neighbouring land

How has Paul Chidley helped you?

Arranging finance for the above purchase

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing excellant service

What were the circumstances that caused you to initially look for an adviser?

I had been self-employed, health issues meant I had retired early. I had a couple of small pensions from previous employments, plus accumulated a pension pot whilst self-employed and wanted advice on when to take the occupational pensions how to best use the fund to provide a retirement income for my wife and myself

How has Paul Chidley helped you?

Paul provided the various options in a simple, concise and most importantly, easy to understand manner, making the final decisions we made more simple for us.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

I was completely satisfied with the whole process

What were the circumstances that caused you to initially look for an adviser?

Consolidating my pension schemes.

How has Paul Chidley helped you?

Provided clear information on how I could consolidate my number of pension schemes and has supported me in performing this consolidation.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

From my experience, there is currently nothing that I think could have been done better.

What were the circumstances that caused you to initially look for an adviser?

I had a substantial inheritance and a friend recommended Paul. Best days work!!

How has Paul Chidley helped you?

In all financial aspects of my life..

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can't find anything that could have been done better..

What were the circumstances that caused you to initially look for an adviser?

Pension

How is Paul helping you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they be doing better?

Make a coffee

What were the circumstances that caused you to initially look for an adviser?

To consolidate various work place pensions

How has Paul Chidley helped you?

Paul has guided me through the process, enabling me to choose the best option for me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Absolutely delighted with service received.

What were the circumstances that caused you to initially look for an adviser?

Pension from a Divorce settlement

How has Paul Chidley helped you?

Advice on a subject that I knew very little about

Have you seen the outcome you were hoping for?

Too early to say

What could they have done better?

On this occasion nothing. Paul obliging and knowledgeable

What were the circumstances that caused you to initially look for an adviser?

to arrange a mortgage

How has Paul Chidley helped you?

good service - will aways return calls in ta timely maner.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

n\a

What were the circumstances that caused you to initially look for an adviser?

Change in overall circumstances

How is Paul helping you?

Overall advise, preparing pensions for retirement and the future.

Have you seen the outcome you were hoping for?

Too soon to say, but I am confident I will.

What could they be doing better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

A change in my career which meant that I needed pension advice

How has Paul Chidley helped you?

He has consolidated 2 old frozen pension schemes in to one new policy

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Pension

How has Paul Chidley helped you?

Financially

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Low Interest rates

How has Paul Chidley helped you?

His advice confirmed What I thought

Have you seen the outcome you were hoping for?

Too early to tell

What could they have done better?

Nothing really