James Bowers

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Required advice on reviewing and sorting my pensions and savings for long term financial planning and simplify my various savings accounts

Have you seen the outcome you were hoping for?

Yes. Too early to judge the performance of the new plans.

How has James Bowers helped you?

Simplified my pension and saving plans to provide easy access when and if required

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

For advice

Have you seen the outcome you were hoping for?

Not relevant

How has James Bowers helped you?

Set up stocks and shares isa

What could they have done better?

No to sure

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

I was disappointed with the slow growth of my investments with my previous IFA. I am hoping for a better return on the future.

Have you seen the outcome you were hoping for?

Far too early to comment.

How has James Bowers helped you?

He has explained my options very patiently and has responded promptly to all my messages.

What could they have done better?

I have no complaints so far.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Considering early retirement and wanted expert confirmation that we were in a position to take this.

Have you seen the outcome you were hoping for?

Yes

How has James Bowers helped you?

Confirmed that not only were our figures correct and we were able to retire but has helped us to make the most of our money and advised when best to take individual Pensions.

What could they have done better?

Nothing, he has done everything he said he would when he said he would and has kept us advised of progress as well as always being available to answer any queries.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

I needed to understand my current pensions and what I needed to retire

Have you seen the outcome you were hoping for?

yes

How has James Bowers helped you?

Made clear our current situation and what the plan is going forwards

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Looking at consolidating pensions and better understanding the approach to retirement.

Have you seen the outcome you were hoping for?

Yes

How has James Bowers helped you?

James had been very transparent and honest in his approach and recommendations and providing visibility of the future and projected retirement years

What could they have done better?

N/A

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Pension planning reasons

Have you seen the outcome you were hoping for?

Yes

How has James Bowers helped you?

Sound financial advice

What could they have done better?

Everything was good, the experience couldn't have been better

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Surplus funds

Have you seen the outcome you were hoping for?

yes

How has James Bowers helped you?

by helping me reach my outcome

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Setting up an ISA

Have you seen the outcome you were hoping for?

Yes, happy with growth of my funds

How has James Bowers helped you?

Yes, helped me to save in a tax efficient manner

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

I own a business and wanted advice on a pension for myself and investments for my children.

Have you seen the outcome you were hoping for?

Yes, I contribute regularly and feel confident for the future.

How has James Bowers helped you?

I feel much more relaxed knowing I have a pension in place and will have access to great advice when the time comes, along with knowing we have savings in place for our boys when they grow up for things such as cars, deposits etc.

What could they have done better?

James holds regular reviews with me and if I have any questions or need and guidance at any time he's wlways available to help. Nothing to change or do better.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

I needed some help sorting out my finances and planning for retirement.

Have you seen the outcome you were hoping for?

Yes I feel prepared and back in control of my finances.

How has James Bowers helped you?

James has empowered me to make good financial decisions and plan for the future.

What could they have done better?

Nothing, James was honest and helpful throughout.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Wanting to ensure I have enough funds for retirement

Have you seen the outcome you were hoping for?

Yes - fund is growing steadily

How has James Bowers helped you?

James provided advice on the best way to save tax efficiently for my retirement

What could they have done better?

Nothing - James provided an excellent service.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Future planning

Have you seen the outcome you were hoping for?

Yes

How has James Bowers helped you?

He provided a complete and detailed proposal

What could they have done better?

Nothing

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an adviser?

Needing advice on consolidating my pensions and long term financial planning.

How has James Bowers helped you?

James has provided good, clear advice and helped us to bring our various pensions together in one place where that was advisable.

Have you seen the outcome you were hoping for?

It’s a bit too soon to say.

What could they have done better?

Nothing really!

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an adviser?

My money was sat in an ISA not working for me and needed to be invested, I also wanted to take a new pension with salary sacrifice contributions

How has James Bowers helped you?

Came back with a detailed proposal with regards to the investment and the pension is still an ongoing project.

Have you seen the outcome you were hoping for?

I don't know yet

What could they have done better?

Better communication by telephone.

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an adviser?

I had a few different pensions from different employers and wanted advice on how best to manage them all

How has James Bowers helped you?

Combined a couple of the pensions into one pension scheme that can be more effectively managed

Have you seen the outcome you were hoping for?

Hopefully although have several years before pensions are required

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an adviser?

All the people I know who have retired whether they had financial advise or not all eventually agreed it is the best course of action to take professional financial advice.

How has James Bowers helped you?

James was fantastic, he spent an enormous amount of time ensuring I was up to speed with all aspects regarding my finances. Nothing was too much trouble and he made me feel at ease with what can be to a layman an extremely daunting thing.

Have you seen the outcome you were hoping for?

To be honest it is still early days, I have only received one initial monthly payment but I see no reason at this time why things should go array. Up to date I am very satisfied.

What could they have done better?

I don’t believe they could have done anything better than they have done.

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an adviser?

I required a drawdown pension and my existing pension provider didn't do them. On checking The web, sovereign wealth came out very highly recommended.

How has James Bowers helped you?

You take an instant liking to James, he is friendly, approachable and very professional. He explains things in a way that is easy to understand in an area which can be very complicated. He takes time and you never feel rushed or under pressure.

Have you seen the outcome you were hoping for?

Not yet as our plan has only just started so it's too early to say. However I've no doubt the plan we have agreed to will be just as good as advised.

What could they have done better?

The only thing I've been a little disappointed with its the web site for St James place. It has been far from reliable for such a professional company.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Dissatisfied with our previous provider

How has James Bowers helped you?

James has examined our current portfolio and presented clear, concise and costed options based on our current and future financial plans. He is a very professional individual and a superb communicator. Nothing is too much trouble for James and he is always punctual and thorough in his responses.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Needed help with consolidating finances due to change of circumstances

How has James Bowers helped you?

Initial interview to discuss how best to make my money work for me based on what I might need in the short and longer term

Have you seen the outcome you were hoping for?

Money has been invested on my behalf in a way that is flexible to meet my needs and I am able to track this on a daily basis should I wish to do so.

What could they have done better?

Nothing. James listened to what I wanted and advised accordingly. There was no pressure to proceed after the initial consultation. Once I decided to go ahead, James has kept in regular contact to update me on each stage of the process and checked that I am happy with the decisions I have made.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Total confusion about pension issues in particular

How has James Bowers helped you?

very speedy analysis of the issues/potential/pitfalls related to my pension situation in particular, including extracting information and prompting action from MySCP and two independent providers.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not a lot

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

Recently moved house and wanted my pensions analysing

How has James Bowers helped you?

James has a very friendly warm manner about him which I find very approachable. He has a vast knowledge of all aspects of Financial Services and for me with little experience in his area, he explains things really well in a way which I understand. I feel very confident in his ability and comfortable that my money is in safe hands.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really, I am happy with everything

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

Recently moved house and wanted my existing pension pot analysing

How has James Bowers helped you?

I have known James for many years and have worked alongside him since he joined the Financial word. I had no doubt in my mind to choose James as my Financial Adviser, he brings a wealth of knowledge and is very clued-up on the markets and the advice he has given to me over the years. In turn, I have passed over many of my friends and family to James as I know that they will be very looked after as he does for me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Noting really, I am really pleased with James and value his advice.

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

Not happy with how pension was performing with a certain financial institution

How has James Bowers helped you?

By advising how to reinvest this pension with St James

Have you seen the outcome you were hoping for?

Not yet still in progress of being set upon

What could they have done better?

N/a

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

I needed to invest my pension lump sum.

How has James Bowers helped you?

He listened sensitively to my circumstances, concerns and needs and was able to guide me towards the correct investments for me.

Have you seen the outcome you were hoping for?

I am now in a position to face my future with confidence - thanks to James!

What could they have done better?

Absolutely nothing!

Review from verified client

August, 2022

What were the circumstances that caused you to initially look for an adviser?

I wanted to combine my pensions ready for my retirement.

How has James Bowers helped you?

He gave the advice that was really suitable to what MY plans were, he never tried to push things on to me that I didn't want. He listened and built up what I believe with him the best course of action.

Have you seen the outcome you were hoping for?

Everything is in place that needs to be with other options available.

What could they have done better?

done it for free is the only thing I feel that could have made this transaction better.

Review from verified client

July, 2022

What were the circumstances that caused you to initially look for an adviser?

Looking to plan ahead with a view to reviewing pensions and finances regarding a potential wind down of work over the coming few years

How has James Bowers helped you?

James explained everything clearly and demonstrated a plan based on our situation which details very clearly where we are today to where we want to be over a defined period. This involved pensions consolidation and general financial advice. I am now much clearer on the path ahead because of these meetings with James.Very knowledgeable and listened intently to our input offering thoughts and explanations of things that may have been unclear

Have you seen the outcome you were hoping for?

Early days yet ...just one year in.

What could they have done better?

Happy with everything so far

Review from verified client

May, 2022

What were the circumstances that caused you to initially look for an adviser?

I was concerned that I was getting to my late 50s, and didn’t understand my pensions and what to do with them, left to the pension company I was with, I would have been getting £12,000 a year for the next 50 years.

How has James Bowers helped you?

With James’s help, I have amalgamated all but two of my pensions, one has bonuses attached that are worth more staying where they are and the other one, James helped me put a complaint in to the pension’s ombudsman and fill all the forms in.

Have you seen the outcome you were hoping for?

Yes, and no. Yes all but 2 of my pensions are under one umbrella with a company James uses, and no, it will take a bit of time to see my pensions grow, with the Ukrainian war and the inflation problem. I know pension, like stocks go up and down.

What could they have done better?

I don’t think he could have done anything better for me.

First impression from a user who is not yet a client

November, 2021

Please provide a brief comment about your experience with James

Receiving financial advice and planning can be quite a daunting prospect. However, my experience with James Bowers to press has eased my relative anxiety due to his very personable manner, clear explanations and sound advice. I have found dealing with James a pleasure.

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Needed to review life cover & critical illness cover

How has James Bowers helped you?

James took into account our needs and requirements and provided clear advice/recommendations tailored to us. He was extremely professional and very approachable and friendly!

Have you seen the outcome you were hoping for?

Yes, really happy with our new products

What could they have done better?

N/A

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Wanted advice on where best to place savings and also advice on my pension plan

How has James Bowers helped you?

Moved my pension as it had limited growth where it was and invested some money as it was gaining nothing sat in the bank

Have you seen the outcome you were hoping for?

Early days yet but have seen some growth

What could they have done better?

Nothing really everything was well explained to me

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Having been with my current adviser for several years I have recently become unsure of his future and therefore contacted James for advice

How has James Bowers helped you?

He gave me simple easy to follow comparisons for what he could help with.

Have you seen the outcome you were hoping for?

Yes, everything he suggested has been achieved without any further action by me.

What could they have done better?

Nothing

First impression from a user who is not yet a client

September, 2021

Please provide a brief comment about your experience with James

At a hugely important stage of our life (retirement) we have found the service James has provided insightful and obviously financially very beneficial. A thoroughly professional and friendly advisor. We look forward to a long relationship with James and wouldn't hesitate to pass his name to friends, family and colleagues. Thanks James. See you soon. Tim & Lisa.

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Poor return on savings in banks , help needed from an advisor to guide through options .

How has James Bowers helped you?

Answered all my questions , recommend a portfolio to invest in , very straightforward and James gives you the confidence to invest and takes away the worry and stress . If you have worries you can send a text and he rings you back almost straight away . Great service .

Have you seen the outcome you were hoping for?

Not as yet long term investment .

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Had an old pension that needed reviewing and got an insurance payout that required some advice on investing

How has James Bowers helped you?

Transferred an old pension to a more suitable scheme and invested a lump some

Have you seen the outcome you were hoping for?

Yes and this is ongoing

What could they have done better?

Nothing

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Previous pension performance, and recommendation of previous excellent advice from Sovereign Wealth.

How has James Bowers helped you?

Reinvestment of my pension and ISA product

Have you seen the outcome you were hoping for?

Yes, exceeded in half the time

What could they have done better?

N/a

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

To help me with my personal pension

How has James Bowers helped you?

Explained every thing about my pension to me face to face instead of over the phone.

Have you seen the outcome you were hoping for?

Only just started with my pension.

What could they have done better?

Nothing

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Looking for advice on investments and to set up a private pension.

How has James Bowers helped you?

James helped me by giving me great advice o. Where to best invest money for good long term returns and how best to set up my pension for later years.

Have you seen the outcome you were hoping for?

Yes - great advice and positive outcome.

What could they have done better?

Nothing. James is a true professional and a real asset to SW/SJPP.

Review from verified client

April, 2021

What were the circumstances that caused you to initially look for an adviser?

My wife and I decided to get some professional advice with planning for the long term having recently got married, new jobs and as we consider starting a family. Lockdown also gave us the time to look into this and we were also able to save some money so it made sense to get the house in order. I actually already had some money invested with another advisor at St James' Place but did not find him to be engaged nor responsive so following a consultation with James I decided to change to James.

How has James Bowers helped you?

James looked at our finances in the round and provided holistic advice about all aspects such as savings goals, investing for the long term and insurance policies. He has moved my pot from an underperforming fund (invested with the previous advisor) into a new better performing pot. He has put in place very comprehensive critical illness cover for me and we will look to do the same for my wife in due course. He is also currently doing a review of my pensions.

Have you seen the outcome you were hoping for?

Yes, he is very responsive, patient and knowledgeable. We asked so many questions which he would answer diligently and thoroughly. He is never pushy about the advice or services and rather, James was always conscious about the affordability of the products and how it sat in the context of our other outgoings. He explained very clearly the funds on offer and he went beyond the call of duty in helping us take us critical illness insurance and very patient over a 6 month period while we decided what we wanted. Can't rate James highly enough!

What could they have done better?

Nothing. We are very happy to have found James and will be sticking with him!

Review from verified client

April, 2021

What were the circumstances that caused you to initially look for an adviser?

Lockdown meant that we had more savings so we decided to overhaul our finances and get professional help

How has James Bowers helped you?

He understood our goals and gave us holistic and tailored advice about our finances such as the importance of writing a will and putting in place powers of attorney. More specifically James helped us put in place critical illness cover and consolidate my pensions. He also put me in touch with recommended broker for home contents cover and a law firm to write a will.

Have you seen the outcome you were hoping for?

Yes very much so. We have excellent insurance products and my pension is now properly invested and giving higher return than previously.

What could they have done better?

I cannot fault James’ service. He is always professional, thorough and diligent. He is a safe pair of hands and I can sleep at night knowing that I am well looked after!

Review from verified client

February, 2021

What were the circumstances that caused you to initially look for an adviser?

Needed inheritance investing

How has James Bowers helped you?

Gave me advice on how to maximize my savings on this and tax efficiency

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing, best service I could ask for

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

Wanted to set up multiple isas for my family and also consolidate my pension pots.

How has James Bowers helped you?

He was very clear and helpful in talking through my circumstances and options RE isas and pensions. He was also very thorough and took the time to explain things carefully and answering all my questions.

Have you seen the outcome you were hoping for?

Need more time to see the isas grow but in terms of setting up accounts all is as expected.

What could they have done better?

No comments here. Have not found any fault in my dealings with James oe the service he has provided. All very professional, continue as is!

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement and long term value growth, to support this.

How has James Bowers helped you?

Advice on current Portfolio and future projections with further investment

Have you seen the outcome you were hoping for?

Yes, most definitely.

What could they have done better?

None to record !!

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

A desire to protect my capital from inflation and save for the future.

How has James Bowers helped you?

James did a remarkable job of informing me on the different ways that money could be saved and the risks entailed. He was also extremely patient in explaining all the different options, since I am not the most financially-savvy individual. The overall experience was very personable, James was very welcoming and made me feel highly confident in investing into a medium-risk portfolio with St. James's Place.

Have you seen the outcome you were hoping for?

It is currently very early on in my investment, so it is too soon to see results. With the previous year's performance and projected figures, I am certain that the outcome will be highly satisfactory.

Review from verified client

November, 2020

What were the circumstances that caused you to initially look for an adviser?

I thought all pensions were pretty much the same, I paid in for years and it just sat there. It came up in conversation with friends that actually they weren't all the same and it was worth reviewing.

How has James Bowers helped you?

James looked at my existing pension pot and provided me with details of how it would have performed if it had been with a different provider. There was absolutely no pressure from James to do anything he provided all the figures and explained everything which helped me make my own decision. In addition James discussed inheritance planning again no pressure just food for thought and to be honest he mentioned things my husband and I had never even thought about which I found really helpful.

Have you seen the outcome you were hoping for?

Absolutely, James was very knowledgable I decided to move my pension which was handled very quickly and smoothly. It's good to know going forward my pension will be reviewed regularly rather than just left as it was previously.

What could they have done better?

Nothing at all

Review from verified client

November, 2020

What were the circumstances that caused you to initially look for an adviser?

I started a pension many years ago paying in monthly and never considered one pension could be better than another, I thought they were all pretty much the same. Having seen a TV programme realised this was not the case and started talking to friends about their pensions and James came up in conversation.

How has James Bowers helped you?

James explained the difference in pensions and how they perform differently, he provided an example of how my pension would have performed if it had been with an alternative provider. There was absolutely no pressure to go ahead, James provided all the information I needed to make my own decision. James also provided my husband and I with additional information on inheritance planning etc and it made so much sense and to be honest he mentioned things we hadn't even considered for our children in the future.

Have you seen the outcome you were hoping for?

Absolutely, I decided to change my pension provider, James handled everything and the change happened very quickly and smoothly. It's also reassurring to know that I will have a conversation or meeting with James at least once a year to see how my pension is performing and if I should be doing anything differently. Previously all I received was an annual statement with no advice.

What could they have done better?

James asked all the questions he needed about my finances but it never felt intrusive and he used the information constructively, I can't think of anything he could have done better.

Review from verified client

October, 2020

What were the circumstances that caused you to initially look for an adviser?

I had no idea what benefits my employer was giving me. James made it clear and made me understand what I need to do to have a comfortable retirement period after employment.

How has James Bowers helped you?

He helped me understand my employer benefits. I found that I actually have to contribute more to have a retirement that will give me the lifestyle I want when I am older.

Have you seen the outcome you were hoping for?

Yes absolutely.

What could they have done better?

Nothing. He’s very knowledgeable

Review from verified client

September, 2020

What were the circumstances that caused you to initially look for an adviser?

Planning for a trade exit

How has James Bowers helped you?

James gave excellent advice on products that I could access prior to sake so that I can get the best out of my long term investments

Have you seen the outcome you were hoping for?

More than

What could they have done better?

I don’t think he could have been any more professional and insightful. He was impressive

Review from verified client

September, 2020

What were the circumstances that caused you to initially look for an adviser?

First time making a significant investment in the market and as such, sought expert hands-off advice that would make it as straight forward as possible.

How has James Bowers helped you?

Worked with me closely and conscientiously to ascertain my goals whilst carefully explained all the risks involved to ensure I was as informed as possible before proceeding.

Have you seen the outcome you were hoping for?

Yes. I feel my investment is in safe hands and between the regular catch up calls and reports, I am able to let James take care of it all. So I can focus entirely on growing my core business.

Review from verified client

August, 2020

What were the circumstances that caused you to initially look for an adviser?

James made contact with me and I explained that it was not the right time for me and James was understanding of this. He stayed in contact, with no sales pressure and when the time was right we met up to discuss my pension and investment requirements

How has James Bowers helped you?

James was great in talking to understand what I wanted to achieve and how he could help. We had been in dialogue for a while before we first met and then with the lockdown restrictions we switched to video calls to get everything finalised. James explained everything and was able to answer any questions I had, reassuring me I had made the right decision.

Have you seen the outcome you were hoping for?

Although early days the investment is performing really well, both investment and pension. I expect that it will out perform my expectations.

What could they have done better?

James made everything about the process easy and explained everything to me so there is nothing I feel he could have done better.

Review from verified client

July, 2020

What were the circumstances that caused you to initially look for an adviser?

I wanted to find a way to use my savings and extra income to generate long-term wealth.

How has James Bowers helped you?

James took the time to understand my goals and challenges. He offered excellent advice with careful consideration of all avenues. He presented me with all the relevant options and explained everything clearly. He is a true partner that works with you to your achieve your financial goals and is invested in your success.

Have you seen the outcome you were hoping for?

Investing is a long-term endeavour but even in the short-term the outcome has been positive and still heading in the right direction!

Review from verified client

July, 2020

What were the circumstances that caused you to initially look for an adviser?

To manage my pensions, investments and retirement planned.

How has James Bowers helped you?

James spent quality time getting to know me and my circumstances, my goals and how my current arrangements were going to plan out in my retirement. We then formulated a plan to ensure my goals were met with regular reviews along the way.

Have you seen the outcome you were hoping for?

Although early days, the performance has improved and I feel really informed and supported with all the areas.

What could they have done better?

Nothing. Whoever I have had queries or wanted things changed, we’ve worked together to make it happen.

Review from verified client

May, 2020

What were the circumstances that caused you to initially look for an adviser?

At a time of extreme financial market downturn I decided it was critical to take action to protect my long term financial security. Having considered what I believed to be my options I contacted James to enact the changes I had decided upon.

How has James Bowers helped you?

James discussed my reasons for the changes I had requested, then explained what the implications of this might be and then suggested a couple of other options that I might consider and recommended which one he would recommend. His recommended option was far better for me and is the one I opted for.

Have you seen the outcome you were hoping for?

Since this the recommendation has gone on prove itself as the safest option and protected my pension investment. It also allows me to reconsider my investment plans in the future.

What could they have done better?

Nothing

Review from verified client

December, 2019

What were the circumstances that caused you to initially look for an adviser?

Wanted to put some Insurance in place and set up a regular savings plan.

How has James Bowers helped you?

He looked at what I currently have and how much I could afford. He then presented a recommendation that I was happy with.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

So far so good.

Review from verified client

December, 2019

What were the circumstances that caused you to initially look for an adviser?

just wanted to make sure my family was protected.

How has James Bowers helped you?

took out income protection incase I couldn't work due to illness.

Have you seen the outcome you were hoping for?

yes, I feel reassured and more comfortable now.

What could they have done better?

nothing

Review from verified client

December, 2019

What were the circumstances that caused you to initially look for an adviser?

Needed to review mine and my fathers pensions and investments.

How has James Bowers helped you?

He took into account all my current circumstances and went away to review my policies. He came back two weeks later with some suggestions that put mine and my father's minds at rest for the future.

Have you seen the outcome you were hoping for?

Yes, very pleased with the service provided and feel more educated and confident in the funds I'm in.

What could they have done better?

Nothing, couldn't have expected anything more

Review from verified client

December, 2019

What were the circumstances that caused you to initially look for an adviser?

Looking for options incase of illness injury or my untimely death.

How has James Bowers helped you?

Helped me focus on what was most important to me and what was reasonable within my budget.

Have you seen the outcome you were hoping for?

He's helped me arrange an income protection policy to give me the piece of mind I wanted.

What could they have done better?

I was a little frustrated by the amount of time it took to get it arranged over multiple meetings but I understand this is more a challenge of working in a regulated environment rather than James himself.

Review from verified client

October, 2019

What were the circumstances that caused you to initially look for an adviser?

We had our savings in rather low interest accounts, Building Society, National Savings, etc and wanted professional advice on the best way to bothe safegaurd our investments and make sure that they were working hard for us.

How has James Bowers helped you?

James was very profesional, taking all our financial details and then researching the best way forward for us.

Have you seen the outcome you were hoping for?

We were very happy with his suggestions and whikst the investments are at a very early stage they are already beginning to perform well.

What could they have done better?

We had two meetings with James, the first to take our details and the second to have hime explain his report. We found this a most satisfactory arrangement.

Review from verified client

September, 2019

What were the circumstances that caused you to initially look for an adviser?

I needed to top up my insurance and asked James for his advice

How has James Bowers helped you?

He took time to ask me questions and establish exactly what my needs were

Have you seen the outcome you were hoping for?

He's provided me with a range of options all within the budget that I had

What could they have done better?

Nothing else

Review from verified client

September, 2019

What were the circumstances that caused you to initially look for an adviser?

Seeking advise re pensions

How has James Bowers helped you?

Looked at my long term needs

Have you seen the outcome you were hoping for?

Good comprehensive advice

Review from verified client

September, 2019

What were the circumstances that caused you to initially look for an adviser?

Investments for capital growth

How has James Bowers helped you?

Excellent selection and process for creating a solid portfolio

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No he is excellent

Review from verified client

September, 2019

What were the circumstances that caused you to initially look for an adviser?

I was unaware of tax efficiencies and sought financial advice from James.

How has James Bowers helped you?

James provided me with a professional opinion - he was very knowledgeable in this area. An efficient plan of action was devised.

Have you seen the outcome you were hoping for?

Yes - exactly what was required and I was hoping for.

What could they have done better?

Honestly, James has been very easy to converse with. The solutions he gave were very useful and I don't think there were many other ways to have gone about this.

Review from verified client

September, 2019

What were the circumstances that caused you to initially look for an adviser?

I needed pensions and investment advice

How has James Bowers helped you?

James has been very thorough and efficient in understanding what I was looking for. He was very likeable and I’ll recommend him to anyone

Have you seen the outcome you were hoping for?

Absolutely