Philip Adams

What were the circumstances that caused you to initially look for an adviser?

As a self-employed person I wanted help managing my pension, plus long term investments arising from sale of our business.

How has Philip Adams helped you?

By assessing both our finances and attitude to risk, Phil has helped to maintain a good, reliable return on our investments as well as advising the best way to maximise long term income from my pension fund. He is always there at the end of the phone (or Skype) with solid advice to explain things in plain English. He also keeps us informed regularly about progress and upcmoing issues that may be of relevance for HMRC etc.

Have you seen the outcome you were hoping for?

Yes. The investments have maintained a steady return which, in these straitened times of low interest rates, has been better than expected.

What could they have done better?

A hard one, because you don't know what you don't know. Perhaps less paper, more online communications, but it's not a critical point.

What were the circumstances that caused you to initially look for an adviser?

we had savings to invest.

How has Philip Adams helped you?

He visited our home, talked through the options, asked what we hoped to achieve - time scales etc. He also evaluated how much risk my wife and I individually were prepared to take - we both came out as moderate risk takers. He explained that our investments could go down as well as up and emphasized that stocks and shares portfolios should be viewed as medium to long term investments. He visits us every year and is always available by phone.

Have you seen the outcome you were hoping for?

Very much so!.

What could they have done better?

We've never had any problems with Philip. He always listens to what we say and is very likable and we trust him.

What were the circumstances that caused you to initially look for an adviser?

An existing pension fund that was poorly managed.

How has Philip Adams helped you?

Philip found me a new pension plan with a far better structure and outcome. He also took care of the transfer of my old pension into the new scheme.

Have you seen the outcome you were hoping for?

Yes. My pension plan is now healthy and growing even without additional payments.

What could they have done better?

I don’t think Philip could have done any better. He has maximised all that I had and continues to advise me as to my best course for the future.

What were the circumstances that caused you to initially look for an adviser?

My previous financial adviser was retiring.

How has Philip Adams helped you?

Financial advice regarding my present pension(s) and excellent advice regarding long term investment of which we are extremely impressed with. All advice explained in a manner that myself and the wife could understand. He fully understtod our long term aims as I am fast approaching retirement age. Most importantly for us is that he understood that our objective at our time of life is retirement funds and accessibility.

Have you seen the outcome you were hoping for?

The advice we recived regarding our pensions has served us well. Our long term investment is growing nicely. This type of investment we could not have had available to us without his excellent advice.

What could they have done better?

There really is no negative aspect that I can point to. Phil explained everything, kept us fully informed during and after the investment had been arranged and has always made himself available at the end of the telephone. Regrdless of whether I contact him or not he always gets in contact every 12 months to keep us 'in the loop' which is very much appreciated.

Please provide a brief comment about your experience with Philip

Talks to you. Not at you. Felt comfortable to talk about what I needed to get done.